PropertyInvesting.com | Fintrack | Activity https://www.propertyinvesting.com/members/fintrack/activity/ Activity feed for Fintrack. Sun, 12 Apr 2026 15:57:15 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 603bf22a66bc1f76ff1685a65b64db00 Fintrack replied to the topic JDL Strategies in the forum General Property https://www.propertyinvesting.com/topic/4400675-jdl-strategies/page/2/#post-5059949 Sat, 09 Nov 2019 23:19:57 +0000 anyone had any dealings with JDL since 2016?
Have they improved or are they worse?

]]> 4376af38e58c635ca7616c1b985ceaa0 Fintrack replied to the topic Line of Credit VS Offset account in the forum Finance https://www.propertyinvesting.com/topic/5029069-line-of-credit-vs-offset-account/#post-5029359 Fri, 02 Sep 2016 23:55:16 +0000 I was referring to redraw on one split which had its original purpose as Investment, then the client redraws funds out for a personal use. Clearly separate splits for investment and personal loans are best but in this case the client mixed up the transactions in the one loan with no splits.

]]> 11a89b83931dab689f52f453f9341c57 Fintrack replied to the topic Line of Credit VS Offset account in the forum Finance https://www.propertyinvesting.com/topic/5029069-line-of-credit-vs-offset-account/#post-5029355 Fri, 02 Sep 2016 23:10:07 +0000 Just read some of the articles so basically as long as the client clearly identifies the transactions and maintains proof then they should be okay?

]]> a7f76ea58f6be53c9222af824984a212 Fintrack replied to the topic Line of Credit VS Offset account in the forum Finance https://www.propertyinvesting.com/topic/5029069-line-of-credit-vs-offset-account/#post-5029352 Fri, 02 Sep 2016 22:51:44 +0000 Have you got that in writing from the ATO because my client’s discussions with them does not concur with your conclusion.

]]> 3fd19cc4e197996066cb9019d9562496 Fintrack replied to the topic Line of Credit VS Offset account in the forum Finance https://www.propertyinvesting.com/topic/5029069-line-of-credit-vs-offset-account/#post-5029347 Fri, 02 Sep 2016 13:57:13 +0000 I have heard stories of redraw being a problem that if it set up on an investment loan and the client redraws money for personal reasons.The ATO then deems the loan purpose to have changed and hence the loan interest becomes non-deductible. Something to definitely check out. I would like to know if anyone else had that problem?

]]> 59527f3b36e39da619a40700368feeba Fintrack replied to the topic Property Analysis software??? in the forum Help Needed! https://www.propertyinvesting.com/topic/5027886-property-analysis-software-5/#post-5029346 Fri, 02 Sep 2016 13:52:20 +0000 Try my free software in BETA stage at present and looking for people to enhance over time. Visit http://www.fintrack.com.au

]]> 2d3ed981f38c89aac6e0563d63ced5c4 Fintrack replied to the topic 2 Units or 1 Brand new home??? in the forum Finance https://www.propertyinvesting.com/topic/5028470-2-units-or-1-brand-new-home/#post-5029345 Fri, 02 Sep 2016 13:48:28 +0000 Looks like you are in a good position. I suggest only buy the new property as after 10 years the older established properties will need heaps of work. How do you know you will get 7% capital growth?

Sometimes it is wiser to be conservative and assume say 5% for capital growth and work the numbers to make the investment stack up after all Capital…[Read more]

]]> 7052edf2fa6ec702a4092ae0a5a14a0e Fintrack replied to the topic [Melbourne] 24 and time to invest? in the forum Help Needed! https://www.propertyinvesting.com/topic/5029188-melbourne-24-and-time-to-invest/#post-5029344 Fri, 02 Sep 2016 12:51:57 +0000 Hi Steve I am in the investment property game and the best thing you could do is talk to Colin Rice first about the financing of the property. Then go and select the right property and HOLD, HOLD, HOLD….don’t forget that TIME wins always in property. To buy and sell incurs massive transaction costs that reduce your Return on investment. Hold…[Read more]

]]> 48c80b7db25f67489dee042a4fcb99df Fintrack replied to the topic 10 properties!10 years! Help me begin:) in the forum General Property https://www.propertyinvesting.com/topic/5029324-10-properties10-years-help-me-begin/#post-5029343 Fri, 02 Sep 2016 12:45:05 +0000 It is not the city you should be looking at although Sydney is overpriced I believe. As this will be an investment property and not a home to live in it would be best to look at numbers for each property and see which is the best investment. Try to keep an open mind as to the location and if the location is out your comfort zone just check out the…[Read more]

]]> 7127215cb9ba85c3ddb6399f845f2e6d Fintrack replied to the topic Property Investor Network - Perth Meeting Monday 21st Nov in the forum Heads Up! https://www.propertyinvesting.com/topic/4405213-property-investor-network-perth-meeting-monday-21st-nov/#post-5029336 Fri, 02 Sep 2016 09:00:15 +0000 Hi Colin what do you think about this group, is it not a renamed one?

]]> 67af656fc048dfbeda762bebb1d00053 Fintrack replied to the topic Urgent help needed:) in the forum Finance https://www.propertyinvesting.com/topic/5029272-urgent-help-needed-6/#post-5029334 Fri, 02 Sep 2016 08:57:57 +0000 Great points Terry. Rex I think u need to think this one through.

]]> fc0d86211db0b51f4f55dd3d4e967c42 Fintrack replied to the topic Program to anaylsis Investment in the forum Help Needed! https://www.propertyinvesting.com/topic/5027793-program-to-anaylsis-investment/#post-5029333 Fri, 02 Sep 2016 08:56:44 +0000 Try my free software in BETA stage at present and looking for people to enhance over time. Visit http://www.fintrack.com.au

]]> ddada98de00b2a0889017bce24342e65 Fintrack replied to the topic Steve Keens latest prediction.... Is he right this time? in the forum General Property https://www.propertyinvesting.com/topic/5028576-steve-keens-latest-prediction-is-he-right-this-time/#post-5029331 Fri, 02 Sep 2016 08:52:50 +0000 Steve Keen is right on the money but underestimates the idiots who run central banks and governments today. Property prices may crash at some point in time but more likely not in the next 10 – 20 years. Australian interest rates will go to less than 1% and overseas buyers will continue to look at Australia as a safe haven for their money. The…[Read more]

]]> edb33cf38f4fb46398f615f5a5144e02 Fintrack replied to the topic Urgent help needed:) in the forum Finance https://www.propertyinvesting.com/topic/5029272-urgent-help-needed-6/#post-5029330 Fri, 02 Sep 2016 08:48:01 +0000 Rex, I reckon you are just delaying the inevitable being that one day you will get married and have a third wheel in the equation which will stop you in your tracks. I have seen this many a time and it all works out poor in the end. Colin has nailed the issues and obviously knows his finance.

I would suggest you quit the existing property while…[Read more]

]]> fe8f3fdd561a889d686bd87978f6adf6 Fintrack replied to the topic 10 properties!10 years! Help me begin:) in the forum General Property https://www.propertyinvesting.com/topic/5029324-10-properties10-years-help-me-begin/#post-5029329 Fri, 02 Sep 2016 08:42:04 +0000 Hi Rob, Love the enthusiasm to build a property portfolio but perhaps you should look at getting the first one and learning from the experience. So my answers would be
1. Buy 1 investment property and reassess in 6-month reviews
2. Diversity is good
3. Look for land content but again assess each property on its own merit not just by asset…[Read more]

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