PropertyInvesting.com | FHB | Activity https://www.propertyinvesting.com/members/fhb/activity/ Activity feed for FHB. Sat, 11 Apr 2026 20:50:31 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 1d02367e14c230c7028cb9cb946a0f20 FHB replied to the topic The Process in the forum Help Needed! https://www.propertyinvesting.com/topic/4385120-the-process/#post-4545631 Wed, 19 Apr 2006 20:25:19 +0000 Thanks for your replies everyone.

Richard – we are Australian Citizens in the UK, the lender we have used is St George and we went through a broker. Our broker has advised us that St George will go to 100% .. although we are not going for this amount. Our broker tells us that they have a designated team that handles o/s loans.

We have been…[Read more]

]]> 2603a6444352eceaa0253bac4d859dbc FHB replied to the topic The Process in the forum Help Needed! https://www.propertyinvesting.com/topic/4385120-the-process/#post-4545627 Mon, 17 Apr 2006 21:00:33 +0000 Thanks for your email Elka,

Yes you are correct, the contract is subject to finance, building and pest inspections. The settlement agent takes care of the conveyancing from what I gather. The contract of sale will be forwarded to us on Tuesday to be submitted to the bank. I’m just unsure at what point we sign the contract …

I’m guessing we…[Read more]

]]> 1ed61fc9217442d68896652522a46cfc FHB replied to the topic Valuation of property, help needed...... in the forum Help Needed! https://www.propertyinvesting.com/topic/4384733-valuation-of-property-help-needed/#post-4543675 Mon, 17 Apr 2006 14:14:21 +0000 Stuart

Feel free to vent ![biggrin]

In my time as a residential valuer (I now value gas pipelines, substations, docks – lg ind pty), driveby vals were not popular, even discouraged by the industry body – but were thought to be safe for loans with low borrowing. Unfortunately, I cannot comment on each banks valuation policy.

You’ve have had a…[Read more]

]]> 1a303bc38bc148a24ff3715e12ccbafc FHB replied to the topic Valuation of property, help needed...... in the forum Help Needed! https://www.propertyinvesting.com/topic/4384733-valuation-of-property-help-needed/#post-4543673 Mon, 17 Apr 2006 13:48:48 +0000 Bobby

I agree with you.. If the valuation was instructed by the bank they are within their right to say no – as they were the party who instructed the valuer, not the home owner.

On the other hand, I do know of some banks, more lenient ones, who have no problem providing the owner with a copy.

To be honest, the valuation is for mortgage…[Read more]

]]> 5b32e514f70789432101159f9bd9904f FHB replied to the topic Valuation of property, help needed...... in the forum Help Needed! https://www.propertyinvesting.com/topic/4384733-valuation-of-property-help-needed/#post-4543671 Mon, 17 Apr 2006 13:15:23 +0000 Hi All

I’m new to the forum – and being a property valuer I thought I might come on and defend the minority here !

Drive-by valuations are usually performed if the loan to value ratio is lower than 80%. There are various other reasons they are used.. One thing came to mind when I read your post … Did you buy off the plan ??? You may have paid…[Read more]

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