This sounds like insurance needed to cover the quality of the building workmanship. I haven’t had to take out this sort of insurance but I would try an insurance broker like ION. If they do not have it they would know where you can get it. HIA insurance service might be able to advise you also . see…[Read more]

Enquire with your current lender about a line of credit and make sure it is only used for an investment deposit rather than for purchasing personal items like cars, boats, pools, extensions on ppor., ect. Instead use it for creating equity in next loan. A line of credit is called a portfolio loan at St George Bank so it may be a different name…[Read more]

It sounds like you do not have much equity in your house you live in. The banks will lend you money based on your assets equity and what your income is. This will limit what you can start investing in.
You may need to investigate the requirements of a low doc loan if you are self employed. The main thing is to start even if it is small you will be…[Read more]

depends on areas rental market. is there are demand for this type of housing with renters in the area and future buyers of this type of building.

Comments are of a general nature and may not be relevant to your individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

mortgage brokers can tailor your loan requirements to match with suitable loans from a list of many lenders . This can save you a lot of your time going from bank to bank . I have just signed up in Victoria to be a mortgage broker with http://www.planabettermortgage.com.au/.

They require me to gain a certificate IV in mortgage brokering and be a…[Read more]

“knowing the difference between Laws and Rules. If a bank refuses you credit do not let one bank’s refusal set the rules in your mind for all banks. There are over 4000 institutions in Australia that lend money.”
From Peter Spann seminar and books – http://www.freemanfox.com.au

Another interesting web site is http://www.wealthmastery.com there are books…[Read more]

Originally I tried mortein barrier spray directly on the ant nest and it did not seem to have an effect on ants.

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

I just killed some rather big ants in the ant nest. I used Rich Gro Ant Killer it is a sand that you pour in the nest.It took a couple of days but there are no more ants in the nest. You have to reapply it after a day as the ants will bore new holes in the ground to make alternative entrances. got it at bunnings.

If it is smaller ants use ant…[Read more]

if you use the link it should be http://www.gatherumgoss.com
the book is at http://www.gatherumgoss.com/trust_magic.htm I think

might get myself a copy !

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

You really need to examine how much is the PPOR interest on the non-deductible mortgage is costing you. What sort of capital gain you might achieve on the PPOR in the future if sold as this would be CGT exempt where as investment property would incur CGT. Also what strategy you are using like are you employing a negative gearing high growth…[Read more]

an offset account also could be used to save up a deposit for your next investment property that you might buy later down the track.
Have you though about a fixed loan interest rate .

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

have a look at
http://www.freemanfox.com.au
This organisation has a negative gearing outlook and growth focus
and has a section called wealth club where you can have an adviser
to coach you. Peter Spann has written at least two books on his methods that you could buy and…[Read more]

when they create an interactive computer game version that allows players to interact over the internet via a games server with other players like freelancer then I would buy a game.

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

How does this “not buying in your own name” thing work? I can only guess that it means creating a real estate corporation of some kind. But if thats the case, can you get no-deposit loans for property if this new corporation has no earnings and no assets (like mine would)?
API magazine January 2007 has an article about hybrid discretionary…[Read more]

if you want to know if someone is accessing your CRAA you can pay baycorp advantage http://www.baycorpadvantage.com.au and get notified when it is accessed via email and also a recent copy of what is on your CRAA. I have subscribed to this service.

Comments may not be relevant to individual circumstances. If you intend making any investment,…[Read more]

It is due to the current rental market. Vacancy rates are at a record low. This means rents are high and rental properties are scarce. January 2007 Australian Property Investor has an article about the long waiting lists for tenants.

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or…[Read more]

check if there is a free trial with the software from their websites

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

The reason is due to fringe benefits tax. Under s26-110 Not all benefits are subject to FBT.
Sec57A(2) old legislation benefits provided by certain public and non-profit hospitals to their employees are exempt from FBT
I suspect it is from a court case ruling Mines Rescue Board of NSW v FC of T (2000) and (Metropolitan Fire Brigades Board v FC of…[Read more]

This question is hard to answer as you have not given any idea about how much you earn. With centrelink payments be careful with negative gearing as a loss is considered as income by Centrelink and it will effect centrelink payments. You also haven’t mentioned what your equity is (this is value of house minus loan amount). If I was you I would…[Read more]

if you are a women http://www.affluencia.com/ see post in general forum date Posted 22/11/2006 December meeting – Women Investing in property.
or see general forum post on Posted 15/11/2006, Next Investor Meeting Nov 26 ALL WELCOME. posted by troynbec

Hope this is some help
or maybe http://www.richmastery.com

Comments may not be relevant to…[Read more]