PropertyInvesting.com | dscrcalculator | Activity https://www.propertyinvesting.com/members/dscrcalculator/activity/ Activity feed for dscrcalculator. Tue, 10 Nov 2026 03:21:13 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 3d32ae04437e000c0adf9ddaa6b4e77d dscrcalculator started the topic How do you estimate DSCR for a rental property before making an offer? in the forum Finance https://www.propertyinvesting.com/topic/5124958-how-do-you-estimate-dscr-for-a-rental-property-before-making-an-offer/ Tue, 20 Oct 2026 07:06:18 +0000 When you’re screening a rental property, how do you estimate its DSCR before you ever talk to a lender? I usually start with the rent, subtract taxes, insurance, maintenance and vacancy to get an NOI estimate, then divide by the annual debt service on the loan amount I’m considering. But lenders seem to calculate it differently — some use market r…[Read more]

]]> e7785f5b0aa9feb0294f871f6500845e dscrcalculator's profile was updated https://www.propertyinvesting.com/activity/p/439160/ Sun, 18 Oct 2026 17:21:56 +0000 a9899126cfbf7f5f8e2587f5605c6aae dscrcalculator started the topic How do lenders assess servicing for investment property loans in Australia? in the forum Finance https://www.propertyinvesting.com/topic/5124804-how-do-lenders-assess-servicing-for-investment-property-loans-in-australia/ Sun, 18 Oct 2026 17:20:57 +0000 I am looking at my first investment property purchase here in Australia and I am trying to understand how lenders assess servicing for investment property loans. Do they typically count all of the expected rental income, or do they apply a discount to it? I am also curious how existing personal debts factor into the serviceability calculation. Any…[Read more]

]]> fdd34d2e5cae1a3a34559ddab2b32899 dscrcalculator became a registered member https://www.propertyinvesting.com/activity/p/439149/ Sun, 18 Oct 2026 04:48:41 +0000