Total Members: 149,820

drinksbunny

  • Hi Robo,

    I think you can go 100% offset on your NAB a/c provided the mortgage you have with them isn’t their base variable rate one. I don’t think it matters if it’s business, but if I’m wrong I’m sure someone will correct me.

    …………….the holiday sounds good though[biggrin]

  • thanks everyone,

    I knew I’d have to find out all the ongoing costs, just wasn’t sure if I’d have enough deposit before I investigated more deeply. I might just stick to residential property I think, much easier.

  • drinksbunny replied to the topic FHOG Qld in the forum No Subject 15 years, 10 months ago

    Sorry Wrappack, but the answers no, there was alot of 2 year olds ‘buying’their first home so Qld (at least) now have an addendum to the usual FHOG form that you have to fill out and one of the points is that you have to be over 18.

    We should’ve all thought about that when the FHOG first came out, could’ve been handy!!!!!!!

  • drinksbunny replied to the topic FHOG Qld in the forum General Property 15 years, 10 months ago

    Sorry Wrappack, but the answers no, there was alot of 2 year olds ‘buying’their first home so Qld (at least) now have an addendum to the usual FHOG form that you have to fill out and one of the points is that you have to be over 18.

    We should’ve all thought about that when the FHOG first came out, could’ve been handy!!!!!!!

  • Definately follow Derek’s advice, but also be aware that it is only for the first $250k, so if your property is worth more than that you will have to pay on anything over ie $350k property stamp duty will still be needed on $100k.

  • Hi Ceec

    GV stands for government valuation – it is used to calculate the rates and also some banks will use it for lending without having to get a valuation. Having said that I have found that GV’s can be wide off the mark so would always go for a valuation.

    Obviously it depends on the area when discussing the NZ RE market. We have a…[Read more]

  • AMI also offer landlord insurance, although I don’t have it as we personally know our present tenant really well and they didn’t offer it when we took on our previous tenant.

    Be careful with property managers, they aren’t nearly as good as the one’s over here. My recommendation would be to go so an agency that doesn’t handle alot of rentals but…[Read more]

drinksbunny

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