Thanks for all your comments. I really do appreciate it!Jamie, we do plan on turning our PPOR into an IP eventually and we also plan to be very active in the propery investing area and not just buy one or two but more like ten or twenty (depending on how many we need to get where we want to be). I understand that how you start and how you first…[Read more]

Hi Nathan,Can we please book 2 spots. Thanks,Miranda & Chris

Thank you for all your advice Derek and Richard. Looks like I just need to concentrate on the debt reduction and worry about investing once its in a better situation. Meanwhile, I'll keep reading the forums, books, magazines, websites etc and gain more and more knowledge until the time is right to proceed.I am currently looking at applying for a…[Read more]

Thanks for your recommendations and advice everyone. I agree, I don't think a personal loan is the right path as the interest rates arent much different to the credit card rates.I thought about a balance transfer – I might look into that a bit more. Thanks Derek & chrisodonnell87 for the advice on getting the cards down.Richard, the $80k is (house…[Read more]