Ah i get it now. So my income will be working full time to reduce my interest that i pay, while i use the banks money to fund my lifestyle(though i will have to keep to strict spending regimes as that credit can become bad if it is not paid off).
This seems like common sense, why is no one i know doing it. Hmm, they might just not like talking…[Read more]

hmm, so this is how I see it.
You grab a credit card and max it out by transferring the money to an 100% offset account, reducing your monthly repayments but also remembering to take that money back when you need to(free-days expire).
I feel I am on the wrong track to you guys.

Christopher.

Have you conducted a search on the net, using the brand name. It may help.

Goodluck on your endeavours .

Originally posted by bravesparrow:
[green]g’day again,
Did you know that you are eligible to work casually or permanent part-time, or full-time in a government job that pays an entry-level $15ph wage (which increases every year) with double-time on Sundays and time and a half on Saturdays, as well as other penalties and allowances. It is a…[Read more]

Well yesterday she seen all of my investment property books that i have bought.
And she knows im not one to read, so it was wierd to her that i was so interested. I will lend her rich dad poor dad soon, when i talk to her a little bit more about it.

Ok, i just went to that ING website, and looked at the savings maximiser account with a 5.85% interest rate.
Um, what fees do we pay, if this place has no fees how does it run.
Are there any catches, what are they?

Ive also just got them to post out an information pack to me, so i will be getting that on i think monday.

Thanks Cata. I’ll be looking around for those books and also will be searching these forums, Thank you.

Christopher.

Yea, but how do i go about changing the ownership to me, will it cost anything. WIll i have to have the rego/insurance in my name for the car to be of use on my assests/liabilities sheet(i dont think so, but just to be sure).

Thank you everyone, for your wishes and positive statements.

So i can trya nd vendor finance, and pay the vendor the going rate on a normal mortage loan. That menas i can get my deposit and i wont be paying extra interest. Though vendor finance is hard to find(is it?).

With your example Gross you could renovate a house with just the points accumulated.

Um, it being unemcumbered. Well its not unemcumbered for me, its unemcumbered for my mum. She purchased it(like on the forms) and i payed her and payed her back(the rest). So its in her name, so is the insurance and rego.
Um, when I finish paying her off, what happens. also what happens with the ownership,insurance and rego when looked at with the…[Read more]

1 word for you Equity. Equity is your friend, use him/her(it?) to secure more and more properties. Selling can secure more but you will essentially be losing part of your profits throught the selling costs. Good luck.

Christopher.

Thanks Josh that exactly what answer i was looking for.

Thanks V8 that post helped me heaps.
Yea i guess I learned from my mistakes and my car cost me 17k, I am planning on having it 10+years, so its not all that bad(if i was to buy brand new every 3 years that would be a different story).

Well, when i bought it I had 8K saved up(let me just say thats from working at maccas for 19months and i saved up…[Read more]

Thank you everyone.
its funny you picked up on that, good observation. I didnt even know i was being all creative. I’m not usually but im just so into all this property stuff im loving it.

100%+ on a normal home loan. Huh, dont you get LMI.

How can this happen, do you have to have really good income or something??

woah woah woah, all this card A, card B, card A did this and then Card B did that. Whats going on here. Im totally lost here, can someone explain the whole situation between these cards(that in my opinion want to murder each other).

Originally posted by Terryw:
About the only way a car can assist is by getting you to the properties you are going to buy.

You are best off with the cheapest vehicle possible.

Hmm, getting me to the properties and cheapest. Well I guess mine fills both of them. As i will be travelling heaps i will use more fuel and my car runs on an oily rag or…[Read more]

less than 8 hours. That would be great. Though my idea is to search around and if i find some really good ones get valuations done on them by independents and if they are highly underpriced i will snatch em. It will take some searching but i’m not going to give up for anything, nothing can stop me now.

I would just like to add, since the 10th of…[Read more]

Why the hell is everyone going on about the % of prices of houses. If you can read this is a post about saving money or buying.

Well heres my advice Sarah.
You definetely need to get rid of that personal loan, so all the money you are saving pays off the loan, you have to get rid of it quick. Also If you have any credit cards outstanding, pay…[Read more]