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	<title>PropertyInvesting.com | doublejy | Activity</title>
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				<title>doublejy replied to the topic Help - Using equity to purchase family home  in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408032-help-using-equity-to-purchase-family-home/#post-4680509</link>
				<pubDate>Mon, 05 Nov 2012 00:55:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Shahin,</p>
<p>So the only way to keep em separate is if I dont use the equity in my IP ?</p>
<p>I would have to come up with an 113K&nbsp;in savings in order to meet the 80% ratio..&nbsp;</p>
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				<title>doublejy replied to the topic Help - Using equity to purchase family home  in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4408032-help-using-equity-to-purchase-family-home/#post-4680508</link>
				<pubDate>Mon, 05 Nov 2012 00:53:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Jamie</p>
<p>So depending on the lender , and should it be 90% &#8211; Would I need to be able to service&nbsp;714K? (612 +102 ) ?</p>
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				<title>doublejy replied to the topic New Forum member - I need some advice on my current situation in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391995-new-forum-member-i-need-some-advice-on-my-current-situation/#post-4581034</link>
				<pubDate>Fri, 25 Jan 2008 02:14:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,If we refinance and have my wife on the mortgage with the bank together, we are saving approximately $200 dollars a month. The property itself will still be in my name.So does that mean that when I submit the tax return , her income gets added as well which results in a higher taxable income and hence less tax returns?Sorry for the newbie questions</p>
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