PropertyInvesting.com | Deepak | Activity https://www.propertyinvesting.com/members/dips79/activity/ Activity feed for Deepak. Wed, 15 Apr 2026 09:24:36 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 e6b51180ea602ee89b27b62ed0b8785d Deepak replied to the topic Will moving some investment loans from IO to P&I reduce serviceability ? in the forum Help Needed! https://www.propertyinvesting.com/topic/5048770-will-moving-some-investment-loans-from-io-to-pi-reduce-serviceability/#post-5048782 Tue, 18 Dec 2018 03:27:24 +0000 Thanks all for your inputs. Much appreciated.

Hi Terry,
I do agree serviceability in long term will improve due to Principal being paid off.
If the monthly cashflow is going down due to switching to P&I , won’t that reduce serviceability in the short term (12-18 months)?

Deepak

]]> 47f8774754b2cddf483dde0849b56879 Deepak started the topic Will moving some investment loans from IO to P&I reduce serviceability ? in the forum Help Needed! https://www.propertyinvesting.com/topic/5048770-will-moving-some-investment-loans-from-io-to-pi-reduce-serviceability/ Mon, 17 Dec 2018 00:23:42 +0000 Hi,

I am planning to move some of my investment loans from IO to P&I because of the lower interest rates available on P&I.

Will moving some loans to P&I reduce my serviceability ?

I am planning to buy another property in 12-18 months of time.
Given the timeframe for the purchase of next property, will it be better to leave them as IO to keep…[Read more]

]]> 40d339ecbfa63c927989908c6c9a9ed8 Deepak became a registered member https://www.propertyinvesting.com/activity/p/302463/ Tue, 16 Dec 2014 03:16:33 +0000