Total Members: 158,368

diclem

  • diclem replied to the topic What type of vehicle do you have ?? in the forum No Subject 18 years, 8 months ago

    Hi everyone,
    I’m feeling a little overdone….

    My car – Tarago 1997 (4kids)
    His car – Hiace 1998
    His car – Econovan 1998
    His Bike – Harley 2001 Heritage Softail or something (Really want him to get rid if that one!)

    So he’s got three and I’ve only got one, is this fair?
    Ok, so the two vans are for work…but the harley sits in the garage, hasn’t…[Read more]

  • diclem replied to the topic + Cashflow purchase tutorials in the forum Help Needed! 18 years, 10 months ago

    Hi Zyleth,
    Steve’s first book 0 to 130 properties has a lot of detail on finding and evaluating positive cashflow deals. If you are more interested in a depreciation type cashflow, then try Margaret Lomas’s books.
    Both the books are written simply and have examples on how the different strategies work.
    Good luck,
    Sue [biggrin]

    “Be careful not to…[Read more]

  • diclem replied to the topic Practical advise needed – pls HELP in the forum No Subject 18 years, 11 months ago

    Hi Viral,
    I can’t imagine a builder giving a price without some plans to quote from. However, these do not neccessarily have to be professionally drawn up plans. Ask the builders if you draw up a rough idea of what you want, if they can can give a ball-park figure. However if you want a “real” quote you will need professional drawings, perhaps…[Read more]

  • diclem replied to the topic A matter of conciet, perhaps. in the forum Opinionated! 18 years, 11 months ago

    Hi,
    Shash – The scarf of a turban?
    Hirsute – Hairy!?
    Now I am really confused!

    Sue

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic A matter of conciet, perhaps. in the forum Opinionated! 18 years, 11 months ago

    Hi Badger,
    I guess I come under the “total shash” category, only because I have no idea what shash is, there goes my status!
    Cheers,
    Sue [cap]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic auction centres in the forum General Property 18 years, 11 months ago

    Hi Jan,
    HaVen’t actually bought anything myself, but I know Fowlers Auction group sells carpets. I think they now sell at wholesale prices as well, not just auctions. Worth a try anyway.
    Sue

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Want to sell privately in the forum Help Needed! 18 years, 11 months ago

    Hi Leanne,
    I have never sold property myself but I do know there are a few websites that offer packages for DIY sellers. Don’t know how successful it is but I don’t think it costs much to list.

    Try a google search, I think even jenman’s site has something on selling yourself.
    Good luck,
    Sue [biggrin]

    “Be careful not to step on the flowers when…[Read more]

  • diclem replied to the topic Is a 5 bedroom house excessive? in the forum Help Needed! 18 years, 11 months ago

    Hi MJ,
    Genuine five bedroom houses are rare, I know, I looked for one. Some are advertised as 5 beds but are actually 4 and a study. (the fifth is small and has no BIR).
    I do agree that over 4 beds could be entering into a niche market. Perhaps student accomodation.
    I have noticed a lack of 4 bed houses for rent, most have two or three. That could…[Read more]

  • diclem replied to the topic Plumber in Melbourne wanted – any recommendations? in the forum Help Needed! 18 years, 11 months ago

    Hi Del,
    Good question, I do have the latest gas regulations on the bookshelf here somewhere, but I’m not looking through it to see if I need a licence to light a pilot light!
    No seriously, I doubt it. After all, these appliances do have instructions on them telling you how to light them.
    I know because I’m married to a plumber and of course I have…[Read more]

  • diclem replied to the topic Plumber in Melbourne wanted – any recommendations? in the forum Help Needed! 18 years, 11 months ago

    Hi Guys,
    Just thought I’d point out why it appears a lot of money to do what seems a simple job.
    Take the Plumber recommended from Eltham. You call him to relight your pilot light in St Kilda. To you it’s important that he gets there asap.
    It will take him at least half and hour to get there, do the job and get back again. That’s about an hour and…[Read more]

  • diclem replied to the topic good suburb bad suburb in the forum Help Needed! 18 years, 11 months ago

    Hi Cashpoor,
    I don’t know what you mean about suburbs to stay out of….
    I guess you might mean low-income areas?
    I honestly can’t think of a suburb of Melb that I wouldn’t invest in based purely on its reputation.
    I might not want to live in some suburbs, but investing is a different thing.
    After running my own business for a number of years,…[Read more]

  • diclem replied to the topic Home Loan in the forum No Subject 19 years ago

    Hi DLE,
    Best thing that I can recommend is that you speak to a mortgage broker. You need to sit down with one and go through what you need, what you can afford and where you want to go.
    Good luck,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic land valuation for land tax? in the forum land valuation for land tax? 19 years ago

    Hi Bacchu,
    I’m not sure if any of those factors are taken into consideration, but I’m pretty sure the land tax you pay is based on the council valuation of your property i.e. the valuation on your rates notice.
    So perhaps you should speak to the local council involved.
    Cheers,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re…[Read more]

  • diclem replied to the topic New Vic Owner Builder Laws in the forum General Property 19 years ago

    Hi Building Surveyor,
    Sorry, I mean’t I am subdividing a block and building a unit on the new subdivided vacant land.
    I would phone them, but I prefer to see this sort of information in writing. As I find when changes happen in the building industry, you tend to get a different story from different people.

    Cheers,

    Sue

    “Be careful not to step on…[Read more]

  • diclem replied to the topic What Pet? What Name? in the forum No Subject 19 years ago

    Black 3/4 Labrador, 1/4 German Shepherd
    Female – Xena (Warrior Princess)
    he he, kids picked it not me, from the name you can guess that she is about 6 years old….
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Converting Non Deductible debt to Deductible debt in the forum Legal & Accounting 19 years ago

    No problem, Thanks Terry
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Landlords isurance? in the forum Help Needed! 19 years ago

    Hi Hunt,
    If you do a search on this forum you will find lots of info on landlords insurance. It’s been a popular subject. From memory “Rentcover” seemed to be very popular try rentcover.com.au.
    good luck,
    Sue [biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic Converting Non Deductible debt to Deductible debt in the forum Legal & Accounting 19 years ago

    Hi Terry,
    Does this work with rent?
    Example: I receive rent, at the moment this goes into an ordinary bank account, which I top up $300 a month and the bank deducts its payment from.
    So instead, if I take the rent & the top up, put this into my PPOR loan, then draw the same amount from my subaccount (Of the PPOR loan)and place that in the account…[Read more]

  • diclem replied to the topic Millar’s list of Development sites in the forum Value Adding 19 years ago

    Looks good Terry,
    Know of any for Vic?
    Sue[biggrin]

    “Be careful not to step on the flowers when you’re reaching for the stars”

  • diclem replied to the topic good idea, if so, now? in the forum Help Needed! 19 years ago

    Hey Gatsby,
    You have the weirdest sense of humour, I like it though [cigar]

    Jonah,
    Is that net profit on your 5k? If you are talking of a caravan/cabin, look into the site fees, they can really add up. Sounds a little too good to be true, so it probably is….look a little closer.
    Sue

    “Be careful not to step on the flowers when you’re reaching…[Read more]

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