Total Members: 158,200

diceman99

  • I’m willing to buy some second hand courses.
    Anybody want to sell.
    Send me a PM

  • diceman99 started the topic Purchasing a house with a line of credit in the forum Finance 6 years, 6 months ago

    Hello,

    I currently have a Line of Credit (LOC) over my PPR the interest rate on this is approx 5.5%
    Could I quickly purchase an investment property using monies in my LOC at 5.5% then at a later date get a traditional loan at say 3.5% over the investment property. Then payout my LOC.

    So in effect rather than get a loan approval, I just use my…[Read more]

  • diceman99 replied to the topic How to buy a property with the least deposit? in the forum Finance 6 years, 6 months ago

    Put a line of credit on your current PPR.
    On the new house get a loan with 100% mortgage offset account.
    Use $50000 from the LOC to fund 10% of Purchase price
    Use $50000 from your cash to get the other 10% of deposit
    This will cover your 20% deposit to avoid mortgage insurance.
    Then put your remaining cash into the 100% offset account
    Offset…[Read more]

  • diceman99 replied to the topic How to buy a property with the least deposit? in the forum Finance 6 years, 6 months ago

    Put a line of credit on your current PPR.
    On the new house get a loan with 100% mortgage offset account.
    Use $50000 from the LOC to fund 10% of Purchase price
    Use $50000 from your cash to get the other 10% of deposit
    This will cover your 20% deposit to avoid mortgage insurance.
    Then put your remaining cash into the 100% offset account
    Offset…[Read more]

  • diceman99 started the topic Mega conference 2017 question in the forum Finance 6 years, 6 months ago

    What was the name of the finance brokers at mega conference 2017.
    Does anyone have any experience with them that their willing to share

  • diceman99 started the topic Mega conference 2017 in the forum Finance 6 years, 6 months ago

    What was the name of the finance brokers at mega conference 2017.
    Does anyone have any experience with them that their willing to share

  • diceman99 started the topic Kitchen reno in the forum Value Adding 6 years, 6 months ago

    Can anyone recommend a place to install a kitchen in newcastle. How much should it cost. For uni student accom. 4.5m x 3.5m
    Flatpack or budget installer

  • diceman99 replied to the topic Trust and tax documents frozen in the forum Legal & Accounting 12 years, 6 months ago

    Wilmacacc wrote:
    You can lodge a complaint with their professional body (ICAA, CP,  NIA). You should be able to find the contact details on the website of the relevant body.There is also now a new national Tax Practitioners Board, which manages the registration of tax agents. Tax agents are now bound by a new code of conduct. They have a form…[Read more]

  • diceman99 replied to the topic Granny Flat in the forum Value Adding 12 years, 10 months ago

    I should have mentioned that I am in the Suburb of Waratah in Newcastle 1.5 hours north of Sydney

diceman99

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