the bank will give us 351k so u think we borrow the full amount, put the remaining 93k we owe from our savings and the remaining 54k saved into offset account, we r new at all this so glady appreciate the advice. we were going to borrow only 297k and put the rest of our savings as a deposit?

i think we will be in this house for 7-10 yrs, once we settle in next step is to buy a IP for sure, r we best to put all our savings into our PPOR now?

we r planning to live in it for at least 5-7yrs prob even 10yrs?

the townhouse is being built at the moment, dont plan on kids for another 4-5yrs, im on avg wage my partner is about to graduate early next year (shes an architect)
would like to purchase an IP maybe in a few years time, is it best to puit all our money onto our PPOR loan etc

im wanting to buy with my gf, she lives out dandenong way and wants to buy a house and land package around lynbrook/lyndhurst area, is this a a good area? i have 120k saved.

thanks for the advice guys, i'm a novice at this game still so im still undecided on of i should continue to save and buy a home when i get married in 2-3yrs or buy an ip now, ill get ill do some more research nd speak to some professionals b4 i make any decisions.