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Debbie

  • Debbie changed their profile picture 6 years, 5 months ago

  • Debbie replied to the topic HELP! Changing from a IO to P&I loan in the forum Finance 6 years, 5 months ago

    Jaxon,

    Thanks for the response.

    I am currently with Suncorp and my current rate for an Investment IO loan is 4.36% (with 100% offset) and they said they would keep me on the same rate if I was going to change to their Investment P&I loan, otherwise it is going to revert to 4.74% from 1 November.

    Sorry for confusing you, I make sure I keep in…[Read more]

  • Debbie replied to the topic HELP! Changing from a IO to P&I loan in the forum Finance 6 years, 5 months ago

    Jaxon,

    Thanks for the response.

    I am currently with Suncorp and my current rate for an Investment IO loan is 4.36% and they said they would keep me on the same rate if I was going to change to their Investment P&I loan, otherwise it is going to revert to 4.74% from 1 November.

    Sorry for confusing you, I make sure I keep in the bank what I would…[Read more]

  • Debbie replied to the topic HELP! Changing from a IO to P&I loan in the forum Finance 6 years, 5 months ago

    Jaxon,

    Thanks for the response.

    I am currently with Suncorp and my current rate for an Investment IO loan is 4.36% and they said they would keep me on the same rate if I was going to change to their Investment P&I loan, otherwise it is going to revert to 4.74% from 1 November.

    Sorry for confusing you, I make sure I keep in the bank what I would…[Read more]

  • Debbie replied to the topic HELP! Changing from a IO to P&I loan in the forum Finance 6 years, 5 months ago

    Hi,

    Thanks for your response.

    I have been working with my broker and I mentioned, my P&I rate is the 2nd lowest in the market (only 0.04% difference) so I am not really interested in changing for that amount.

    I definitely won’t be buying in the future, 2 properties is enough for me.

    The question I was more asking about was would there be any…[Read more]

  • Debbie started the topic HELP! Changing from a IO to P&I loan in the forum Finance 6 years, 5 months ago

    Hi,

    I would like some advice. I have 2 investment properties and rent in the Sydney CBD. I am currently on an IO loan and have a 100% offset. I received a letter from my bank to say that from 1 November my IO interest rate would be going up by 0.40% but if I wanted to swap over to an P&I loan, it would stay at the same rate I am currently on…[Read more]

  • Debbie started the topic HELP! Changing from a IO to P&I loan in the forum Finance 6 years, 5 months ago

    Hi,

    I would like some advice. I have 2 investment properties and rent in the Sydney CBD. I am currently on an IO loan and have a 100% offset. I received a letter from my bank to say that from 1 November my IO interest rate would be going up by 0.40% but if I wanted to swap over to an P&I loan, it would stay at the same rate I am currently on…[Read more]

  • Debbie started the topic HELP! Changing from IO to P&I in the forum Finance 6 years, 5 months ago

    Hi,

    I would like some advice. I have 2 investment properties and rent in the Sydney CBD. I am currently on an IO loan and have a 100% offset. I received a letter from my bank to say that from 1 November my IO interest rate would be going up by 0.40% but if I wanted to swap over to an P&I loan, it would stay at the same rate I am currently on…[Read more]

  • Debbie became a registered member 6 years, 5 months ago

Debbie

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