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	<title>PropertyInvesting.com | deanw | Activity</title>
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				<title>deanw replied to the topic Best to rent immediately OR wait 12 months to claim concession then rent out? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393084-best-to-rent-immediately-or-wait-12-months-to-claim-concession-then-rent-out/#post-4586341</link>
				<pubDate>Fri, 02 May 2008 06:20:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>If you move in immediately for at least 6 months and claim it as your PPOR, then you can keep it CGT exempt for up to 6 years, even if you are no longer living there it still holds its CGT exemption.  Just something else to think about.</p>
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				<title>deanw replied to the topic Is this possible? $40k a year salary and wanting to buy first investment property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393062-is-this-possible-40k-a-year-salary-and-wanting-to-buy-first-investment-property/#post-4586289</link>
				<pubDate>Thu, 01 May 2008 22:23:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>At the moment with rates up and banks being be bit more picky and who they will loan too, i would not recommend a 100% deposit either.  Ideally it is best to have 20% so that you can avoid LMI, but this is becoming more and more difficult.  Talk to a broker and see what your options, how much you can borrow etc and that will give you a f&hellip;<span class="activity-read-more" id="activity-read-more-63782"><a href="https://www.propertyinvesting.com/topic/4393062-is-this-possible-40k-a-year-salary-and-wanting-to-buy-first-investment-property/#post-4586289" rel="nofollow">[Read more]</a></span></p>
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				<title>deanw replied to the topic Is this possible? $40k a year salary and wanting to buy first investment property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393062-is-this-possible-40k-a-year-salary-and-wanting-to-buy-first-investment-property/#post-4586286</link>
				<pubDate>Thu, 01 May 2008 03:07:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey,I was in your shoes about 1 year ago.  I was earning about 42000K per year.  I had about $12,500 in savings.  I approached a broker and he told me i could borrow up to $240,000K.  So i bought a place for $235,000K with a 5% deposit.  At the end of the day after FHOG and expenses my loan was about $228,000K.  My weekly repayments are about&hellip;<span class="activity-read-more" id="activity-read-more-63779"><a href="https://www.propertyinvesting.com/topic/4393062-is-this-possible-40k-a-year-salary-and-wanting-to-buy-first-investment-property/#post-4586286" rel="nofollow">[Read more]</a></span></p>
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