Generally speaking it would require a full assessment from a lender which will check (amongst the usual items) serviceability over the shortened P&I term. Unfortunately it’s not usually a quick switch as it may have been in the past. The upside is, it may be an opportunity it review all of your lending and see if there’s a better option out there.
DavidMCA replied to the topic Bathla – Are They Still As Bad As Their Reuptation? Universal Group in the forum Help Needed! 1 month, 2 weeks ago
Plenty of positive, recent google reviews.