PropertyInvesting.com | InvestorTOTOR | Activity

InvestorTOTOR replied to the topic What IP loans structure to achieve best results in the forum Help Needed!

Sat, 30 May 2015 13:16:35 +0000

Richard, Terry,
Thank you for your answers.
David

InvestorTOTOR replied to the topic What IP loans structure to achieve best results in the forum Help Needed!

Fri, 29 May 2015 08:27:43 +0000

Number 8, corey and James,
Thank you for your answers, however, I was not looking for a name of a company but more for a type of service company?
By the look of it you guys suggest that I contact a Loan broker? Correct?
Thank you
David

InvestorTOTOR started the topic What IP loans structure to achieve best results in the forum Help Needed!

Mon, 25 May 2015 11:03:04 +0000

Hi,
Can someone , please, suggest to ne who to contact (Loan broker, investment adviser, etc…) in order to review/assess existing IP loans structure and to modify them if needed to achieve best results and allowing properties portfolio increase without requiring too much cash input.
Thank you for your kind feedback
David

InvestorTOTOR replied to the topic Top 5 financial criteria's to evaluate a rental property investment? in the forum Finance

Sat, 16 May 2015 09:57:15 +0000

Ben,
Thank you for this extensive and informative answer.
It is clear that, when it comes to evaluating an IP, you are using different criteria’s!
I thought I coudl get a simple answer on a quite complicated question or group of questions but it is more complex than that as you mention it:”it depends on your investment strategy”!
Cheers

InvestorTOTOR replied to the topic Top 5 financial criteria's to evaluate a rental property investment? in the forum Finance

Sat, 16 May 2015 06:38:20 +0000

Hi Ben,
Thank you for your message and showing interrest on my post.
I was trying to blend-in with the seasonal investors posts by using acronyms…
Anyways, here are the meaning behind theses acronyms.
1) Gross Rental Return (GRR)
GRR=(Annual Rent/Purchase Price) x 100

2) Return On Investment (ROI)
ROI=(Annual Profit/Purchase Price) x 100

3)…[Read more]

InvestorTOTOR replied to the topic Top 5 financial criteria's to evaluate a rental property investment? in the forum Finance

Tue, 12 May 2015 12:27:42 +0000

Looks too difficult to answer!

InvestorTOTOR's profile was updated

Tue, 12 May 2015 12:24:22 +0000

InvestorTOTOR changed their profile picture

Sun, 03 May 2015 10:02:46 +0000

InvestorTOTOR changed their profile picture

Sun, 03 May 2015 09:57:47 +0000

David de Mezin started the topic Top 5 financial criteria's to evaluate a rental property investment? in the forum Finance

Sun, 03 May 2015 09:45:10 +0000

A – Will you agree that the 5 following financial criteria’s are the best to evaluate a rental proprety investment? 1) GRR, 2) ROI, 3) CoCR, 4) GoER, 5) NPP.
B – What will be the minimum % for each criteria to consider them as a good result?

David de Mezin started the topic Looking for an independant Finance adviser/planner around PERTH in the forum Finance

Sun, 20 Jul 2014 03:22:28 +0000

Hi,
I’m looking for an independant Finance adviser/planner & Loan broker around PERTH, specialised in proprety investment and not linked in any sorts with developper or builder.
Thank you for yuor feedback
David

David de Mezin replied to the topic Pro's and Con's of turning a PPOR into an IP? in the forum Legal & Accounting

Sun, 20 Jul 2014 03:04:58 +0000

Thank you all for your answers.
The idea behind my question is to be able t buy another PPOR now (I believe that it’s a buyer market at the moment around PERTH) and hold for a a couple of months or year my current PPOR in order to obtain to best selling price possible and generate positive cashflow in between.
Thank you for your comments

David de Mezin started the topic Pro's and Con's of turning a PPOR into an IP? in the forum Legal & Accounting

Sat, 19 Jul 2014 08:04:26 +0000

Can you please tell me what’s your opinion?

David de Mezin replied to the topic How to flip over a negative gearing investiment into a CF+ one. in the forum Help Needed!

Sun, 23 Feb 2014 12:52:54 +0000

Richard,
The idea of a VF on an monthly installments is to act nearly as a bank, Correct?
So what happen if major damages to the property occurs. Theoretically the buyer is responsible for the R&M/upkeep as well as rates, etc…
Also what happen if the "buyer" stop suddenly the payments or die before the end of the repayments terms and that the…[Read more]

David de Mezin replied to the topic How to flip over a negative gearing investiment into a CF+ one. in the forum Help Needed!

Sun, 23 Feb 2014 12:37:48 +0000

Hi Benny,
You're correct there is always fee's when you break a fix loan which could be quite pain-full to pay and impact badly your planned CG.
Thank you for your comments.
Cheers

David de Mezin replied to the topic How to flip over a negative gearing investiment into a CF+ one. in the forum Help Needed!

Sun, 23 Feb 2014 02:13:50 +0000

Hi Tony,
Thank you for comments.
We did some refurb (painting, carpet, kitchen & bathroom) when we bough to make sure we will get maximum return, but in between the GFC impacted the renting market and the supply is exceeding the demand, so we had to lower the weekly rates…
Regarding the current market condition and how we are comparing to…[Read more]

David de Mezin replied to the topic How to flip over a negative gearing investiment into a CF+ one. in the forum Help Needed!

Sun, 23 Feb 2014 02:05:26 +0000

Hi Benny,
My understanding on VF monthly instatement repayments process is that the owner keep his loan until last payment done by the buyer.
As a result no need to break existing loan arrangements.
Am I correct?
Cheers

David de Mezin replied to the topic How to flip over a negative gearing investiment into a CF+ one. in the forum Help Needed!

Sat, 22 Feb 2014 14:20:36 +0000

Hi Richard,
Thank you for your comments.
VF could indeed be an option.
Having not done any yet, I will need to dig out T&C before to plunge.

Cheers