PropertyInvesting.com | Dave@PI | Activity https://www.propertyinvesting.com/members/davepi/activity/ Activity feed for Dave@PI. Mon, 13 Apr 2026 12:25:17 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 27585ce8a0428645623e43e6dc1e4c38 Dave@PI replied to the topic BUYING A PROPERTY WITH A PARTNER in the forum Help Needed! https://www.propertyinvesting.com/topic/4410625-buying-a-property-with-a-partner/#post-4698961 Mon, 10 Feb 2014 11:12:29 +0000 Thanks for the advice guys. I think we will get a joint loan with a contract. Which ever way it is structured , if one defaults the other has to take over, so the JV mortgage seems to be the easiest way!

]]> 433bf881127f686a0d802599e5157d23 Dave@PI replied to the topic BUYING A PROPERTY WITH A PARTNER in the forum Help Needed! https://www.propertyinvesting.com/topic/4410625-buying-a-property-with-a-partner/#post-4698957 Thu, 30 Jan 2014 07:27:50 +0000 Thanks DK!

Which do you think would be the best loan structure?

]]> 30870e72c5f655a3e4d53aa87823e093 Dave@PI replied to the topic Legislation changes for rental properties in the forum THE CHANGES https://www.propertyinvesting.com/topic/4409762-legislation-changes-for-rental-properties/#post-4693575 Thu, 25 Jul 2013 12:41:27 +0000 THE CHANGES

Under the new laws:

Residential tenancy agreements will be standardised with the option to add any specific clauses to the agreement as long as they don't counteract those in the act.

Property condition reports must be completed at the start and end of a tenancy.

Security bonds must be lodged with the Department of Commerce's Bond…[Read more]

]]> 2efee65ad1fed6df3762e25d2f944604 Dave@PI replied to the topic Legislation changes for rental properties in the forum Thanks Jamie, https://www.propertyinvesting.com/topic/4409762-legislation-changes-for-rental-properties/#post-4693574 Thu, 25 Jul 2013 12:11:14 +0000 Thanks Jamie,

I am in WA. It just seems like alot of effort to send back an already signed lease for a new formatted version.

cheers

Dave

]]> cd3a45459028a55f87676eef6ebcc080 Dave@PI replied to the topic Changes to Tenancy Agreement WA in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4407600-changes-to-tenancy-agreement-wa/#post-4677267 Thu, 13 Sep 2012 02:22:19 +0000 Ok great Thanks Derek!

]]> 2fac1e6b539842be931083dfca9ec3fc Dave@PI replied to the topic Refinancing an IP in the forum Finance https://www.propertyinvesting.com/topic/4407524-refinancing-an-ip/#post-4676755 Fri, 07 Sep 2012 03:25:12 +0000 Sorry guys, I may have told a little porkie! 

My rate is 6.08 not 6.68 whoops… So pretty reasonable I guess.

Yes both my loans are IP's now with offsets and I rent where I live.

So if I refinance my loan on a longer term to bring the interest down, will it make it more difficult to access the equity later on down the track? Is there fees for…[Read more]

]]> f83b62762c07aefe6f96ac1b336762dc Dave@PI replied to the topic Refinancing an IP in the forum Finance https://www.propertyinvesting.com/topic/4407524-refinancing-an-ip/#post-4676751 Mon, 03 Sep 2012 12:47:12 +0000 Jamie, is sub 6 with offsets? I had a bit of a look around and anything that low didn't seem to have 100% offset. Come to think about it, I'm not really sure if  I am 100 %

Cheers

Dave

]]> ec0b41c83b8f67ebc4c8c0d7106a99a4 Dave@PI replied to the topic Refinancing an IP in the forum Finance https://www.propertyinvesting.com/topic/4407524-refinancing-an-ip/#post-4676748 Mon, 03 Sep 2012 12:40:24 +0000 Hi Shahin,  I'm in debt about $700 k , approx value $1m +.

Terry I didn't want to refinance to use the equity,  I wanted to refinance at the same principle but over a longer period? I don't know where I heard this or if it even works?

Eg I borrowed $300 k to be paid back over 25 years. If I refinance my loan now of $240 k over 25 years, my…[Read more]

]]> 5c213f46820741d097420afbe2835cc9 Dave@PI replied to the topic Suggestions/ advice needed for IP in Perth. in the forum Help Needed! https://www.propertyinvesting.com/topic/4407478-suggestions-advice-needed-for-ip-in-perth/#post-4676481 Wed, 29 Aug 2012 12:50:13 +0000 Hi Pat, 

I'm also from Perth.  I have a couple of IP's now and I have found so far the most effective way is have and I/O loan with an offset account. I have an offset on both of my loans which doesn't cost any extra.  I have my credit card set up with an autopay and live of this. This way the 30 days interest free you have on your credit card ,…[Read more]

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