Forum Replies Created
Nice one PInky…
But does it take you less than 40 minutes to get across town at almost anytime. Peak hour can be a bit difficult sometimes, but it shouldn’t take any more than 40-50 minutes to get to the far reaches of PErth!!
We have great road systems that are easy to figure out (Unilike the brisbane roads…Bloody banana benders…I can say that coz my mum is one!!) and There is almost always just one road you need to follow to get to the beach!
Woohoo! Personally, I am dying to get to see Melbourne and check it out as a friend lived there for awhile, but I could only ever live in WA coz it is so laid back. It isn’t stressful.
THey my opinions anyway….[
]Work smarter, not harder!.
Heya Brett,
ohhh, baby names… um, good ol’ Jake is a good name, Joel, I think I have a J fetish… Al the boys names I like start with J!!I think my favourite of all has to be Christopher though. Traditional but my fave. Shame my hubby doesn’t like it…[
]Teylu, me in same boat as you, enjoying the theory of making them, but nothing yet… Kinda thankful for that, gonna wait another couple of years I think…
STeph.Work smarter, not harder!.
Simon,
sounds like you had some wonderful experiences of working overseas. I wish mine here in London had been better. But…high tax, high cost of living…need I go on? We are still here coz we are still earning at least $1200 a week savings…We were going to pull the plug a couple of months ago but decided to stick it out until xmas.I would still recommend young people to go to UK for a year to experience it but… young married couples will be very easily disillusioned. Very nasty the Brits are to happily married young couples. [
!]That’s enough of me raving! I get annoyed everytime I think of how long I have been here!
Going to bed.
Good night.(It’s 12-40am here!)Work smarter, not harder!.
Awww, no one wants to write anything…[
][!]!Work smarter, not harder!.
Heya Aussierogue,
have you thought of the name rogue? think along the lines of the X-men… SHe was a really pretty wench!Me, I like Samantha, Mia is really pretty, my friend named her daughter Grace, what about… hee hee, being a little superficial here…Stephanie… it’s my name[
]Jane is another good one, simple, graceful and not many girls around called that either.
Catchya
Steph.Work smarter, not harder!.
10k aus dollars, thats why were in the UK at the moment. Saving pounds and multiplying it by 2.4 into aus$[
].
With our budget in full swing we consistently save £500 or $1200 per week.
what r u doping awake at this time of day?
Not bed time here yet.
[8D]Work smarter, not harder!.
Hi Japan
(the other Cremin here), sounds like you already have a rental under your belt, so heres a tip if you’re a landlord. Always charge rent fortnightly, alternitively if you are paying off your mortgage always pay the bank fortnightly. You may already know this, but anyway heres the figures.
1yr = 12 mths
annual rent = rent x 12
or
1yr = 52 weeks (divide by 2) = 26 fortnights
26 ftn (divide by 2) = 13 mths
WOO HOO! an extra 1 months rent coming in every year.
When paying off a typical P+I loan this will take years off the loan term not to mention the interest.
[][][]Work smarter, not harder!.
excellent mate. That’s a good start. My hubby figured out that he was buying three cups of tea a day at 70p a cup and he was horrified that he was spending £15 a week just on tea!!! So we went out and bought a thermos and put that money away for savings.
Ho hum, getting there we are. not too far off our goal now. Just anoth $10K to go… [
]
Steph.Work smarter, not harder!.
G,day all, i learnt from the ATO site that CGT is not a totally seperate tax. Basically you add your capital gain to your salary and whatever tax bracket that puts you into is what tax you are liable for.
Everyone probably already knows that but it was news to me.
Another tip for retirement day was if you are over 50 and have held an (active)asset for 15 or more years, when you sell it is TAX FREE![].Work smarter, not harder!.
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