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	<title>PropertyInvesting.com | craigandelly | Activity</title>
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				<title>craigandelly replied to the topic putting an offer to buy in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4397796-putting-an-offer-to-buy/#post-4611437</link>
				<pubDate>Sat, 14 Nov 2009 10:26:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello,I am not an investor but have just been through placing offers and dealing with real estate agents for our first home.  Each and every time we had the same thing told to us that you have regarding the standard building and pest inspection clause.  I was not happy with the standard clause and had written my own, so basically I was able to d&hellip;<span class="activity-read-more" id="activity-read-more-46271"><a href="https://www.propertyinvesting.com/topic/4397796-putting-an-offer-to-buy/#post-4611437" rel="nofollow">[Read more]</a></span></p>
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				<title>craigandelly replied to the topic FREE Residex Property Reports for VICTORIAN, TASMANIAN, and SOUTH AUSTRALIAN properties - Investment or Owner Occupied in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4396010-free-residex-property-reports-for-victorian-tasmanian-and-south-australian-properties-investment-or-owner-occupied/page/7/#post-4602633</link>
				<pubDate>Sun, 20 Sep 2009 12:16:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the latest report, very much appreciated.</p>
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				<title>craigandelly replied to the topic FREE Residex Report Australia wide in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4396942-free-residex-report-australia-wide/page/3/#post-4607651</link>
				<pubDate>Thu, 03 Sep 2009 04:35:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the reports, excellent service you&#039;re offering.Cheers</p>
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				<title>craigandelly replied to the topic FREE Residex Report Australia wide in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4396942-free-residex-report-australia-wide/page/2/#post-4607636</link>
				<pubDate>Sun, 23 Aug 2009 05:18:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thankyou Richard for the report, very much appreciated.Cheers</p>
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				<title>craigandelly replied to the topic Borrowing with non-genuine savings in the forum Thanks for the replies, it</title>
				<link>https://www.propertyinvesting.com/topic/4396388-borrowing-with-non-genuine-savings/#post-4604792</link>
				<pubDate>Fri, 05 Jun 2009 03:41:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the replies, it may be best to just put it off a little longer and save like mad.  Out of interest who is the bank/lender that still lends 95% with no genuine savings?</p>
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				<title>craigandelly replied to the topic FREE Residex Property Reports for VICTORIAN, TASMANIAN, and SOUTH AUSTRALIAN properties - Investment or Owner Occupied in the forum Mike,
As per usual great</title>
				<link>https://www.propertyinvesting.com/topic/4396010-free-residex-property-reports-for-victorian-tasmanian-and-south-australian-properties-investment-or-owner-occupied/page/3/#post-4602551</link>
				<pubDate>Thu, 04 Jun 2009 05:56:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Mike,As per usual great service and a great report. Very much appreciated.Craig.</p>
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				<title>craigandelly replied to the topic FREE Residex Property Reports for VICTORIAN, TASMANIAN, and SOUTH AUSTRALIAN properties - Investment or Owner Occupied in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4396010-free-residex-property-reports-for-victorian-tasmanian-and-south-australian-properties-investment-or-owner-occupied/page/2/#post-4602524</link>
				<pubDate>Sat, 09 May 2009 05:26:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Nice looking piece of property. How did the auction go? Did you have a crack?</p>
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				<title>craigandelly replied to the topic FREE Residex Property Reports for VICTORIAN, TASMANIAN, and SOUTH AUSTRALIAN properties - Investment or Owner Occupied in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4396010-free-residex-property-reports-for-victorian-tasmanian-and-south-australian-properties-investment-or-owner-occupied/page/2/#post-4602519</link>
				<pubDate>Fri, 08 May 2009 01:18:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Mike,Once again excellent and prompt service. Thanks again for the report.Cheers</p>
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				<title>craigandelly replied to the topic FREE Residex Property Reports for VICTORIAN, TASMANIAN, and SOUTH AUSTRALIAN properties - Investment or Owner Occupied in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4396010-free-residex-property-reports-for-victorian-tasmanian-and-south-australian-properties-investment-or-owner-occupied/#post-4602504</link>
				<pubDate>Wed, 22 Apr 2009 07:15:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Mike thanks very much for the report and for the prompt reply. Very appreciated.</p>
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				<title>craigandelly replied to the topic CBA Make significant LVR changes in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395842-cba-make-significant-lvr-changes/#post-4601611</link>
				<pubDate>Thu, 02 Apr 2009 02:50:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just out of interest, for a customer that does have &#039;current credit facilities&#039; with the CBA how much above the maximum of 90% LVR that can be borrowed? Is it up to 95% or is there potential for up to 100%?</p>
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				<title>craigandelly replied to the topic Home Loan Advice in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395104-home-loan-advice/#post-4597647</link>
				<pubDate>Sun, 01 Feb 2009 02:06:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello All,Firstly thanks again for the advice so far, really helpful.I am hoping to get some more advice, we have another option with regards to above and that is a family member is willing to put up a cash deposit for us in the form of a guarantee. I am wondering what options we have with this, is it possible to put this cash into say some sort&hellip;<span class="activity-read-more" id="activity-read-more-123884"><a href="https://www.propertyinvesting.com/topic/4395104-home-loan-advice/#post-4597647" rel="nofollow">[Read more]</a></span></p>
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				<title>craigandelly replied to the topic Home Loan Advice in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395104-home-loan-advice/#post-4597645</link>
				<pubDate>Sun, 18 Jan 2009 02:52:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the response. I am also wondering if anyone out there knows if the following question from my earlier post sounds possible?<em>We are wondering if we would be able to take out a home loan through the same bank, which both my fiance and I also bank with, and my parents would be able provide a guarantee for a deposit using a nominated amount&hellip;</em><span class="activity-read-more" id="activity-read-more-123882"><a href="https://www.propertyinvesting.com/topic/4395104-home-loan-advice/#post-4597645" rel="nofollow">[Read more]</a></span></p>
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				<title>craigandelly replied to the topic Home Loan Advice in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395104-home-loan-advice/#post-4597643</link>
				<pubDate>Wed, 14 Jan 2009 04:20:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks again for your reply, as far as I am aware they have only refinanced their home loan once or twice to purchase a car and some kitchen renos. If it wasn&#039;t for these the loan would have been paid out a few years ago as they have had the loan since the early 70s.  We are wondering if we would be able to take out a home loan through the same&hellip;<span class="activity-read-more" id="activity-read-more-123880"><a href="https://www.propertyinvesting.com/topic/4395104-home-loan-advice/#post-4597643" rel="nofollow">[Read more]</a></span></p>
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				<title>craigandelly replied to the topic Home Loan Advice in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4395104-home-loan-advice/#post-4597640</link>
				<pubDate>Sun, 11 Jan 2009 02:51:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thankyou for taking the time to answer. As far as my parents having to refinance, if we take out the home loan through the same bank would there be anything they have to change or fees to pay in relation to their loan?Cheers</p>
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