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	<title>PropertyInvesting.com | Corey | Mentions</title>
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				<title>joana davidson replied to the topic How to grow an investment portfolio with limited Equity in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/5014740-how-to-grow-an-investment-portfolio-with-limited-equity/page/2/#post-5077195</link>
				<pubDate>Thu, 04 Nov 2021 02:47:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Great strategy <a class='bp-suggestions-mention' href='https://www.propertyinvesting.com/members/corey/' rel="nofollow">@Corey</a>! Thanks for giving us more options about Equity investment.</p>
<p>&nbsp;</p>
<p><a href="https://www.roofbaltimore.com/" rel="nofollow">Cheers</a>!</p>
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				<title>Corey Batt replied to the topic Structuring and Financing for Positive Cashflow Portfolio in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/5038972-structuring-and-financing-for-positive-cashflow-portfolio/#post-5039172</link>
				<pubDate>Mon, 04 Sep 2017 13:34:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Floating around circa 70% at the moment &#8211; generally the leverage stays at this point as I debt recycle to leverage equity into property deposits/shares. So long as there is a reasonable enough ROI I&#8217;ll keep doing so.</p>
<p>It&#8217;s about achieving the desired outcome &#8211; <strong>borrowing more/as much as you can</strong>. The old trust &#8216;loophole&#8217; is dead &#8211; but you can&hellip;<span class="activity-read-more" id="activity-read-more-364114"><a href="https://www.propertyinvesting.com/topic/5038972-structuring-and-financing-for-positive-cashflow-portfolio/#post-5039172" rel="nofollow">[Read more]</a></span></p>
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				<title>Corey Batt replied to the topic Structuring and Financing for Positive Cashflow Portfolio in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/5038972-structuring-and-financing-for-positive-cashflow-portfolio/#post-5039026</link>
				<pubDate>Mon, 28 Aug 2017 13:08:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Everyone asks it. Not only because this loophole (it really wasnt one, specific lenders had very specific policies permitting it under certain circumstances) has closed and there&#8217;s a standardisation of input of data through a third party channel for most institutions &#8211; it&#8217;s being asked and to not note it is mortgage fraud.</p>
<p>Lenders are digging&hellip;<span class="activity-read-more" id="activity-read-more-363682"><a href="https://www.propertyinvesting.com/topic/5038972-structuring-and-financing-for-positive-cashflow-portfolio/#post-5039026" rel="nofollow">[Read more]</a></span></p>
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				<title>DeanCollins replied to the topic Would lenders consider equity from investments abroad? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/5029936-would-lenders-consider-equity-from-investments-abroad/#post-5030652</link>
				<pubDate>Tue, 18 Oct 2016 15:50:29 +0000</pubDate>

									<content:encoded><![CDATA[<p><a href='https://www.propertyinvesting.com/members/corey/' rel="nofollow">@Corey</a>, lol try telling CBA about 3.5%+20% exchange&#8230;&#8230;and that&#8217;s why they didn&#8217;t get our business. :)</p>
<p>Likewise you are right about St George not knowing what they want and no allowing us to increase our portfolio loan&#8230;&#8230;and that&#8217;s why they don&#8217;t get our business either. :)</p>
<p>Westpac took forever to get approved and came back twice to make&hellip;<span class="activity-read-more" id="activity-read-more-350943"><a href="https://www.propertyinvesting.com/topic/5029936-would-lenders-consider-equity-from-investments-abroad/#post-5030652" rel="nofollow">[Read more]</a></span></p>
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				<title>Corey Batt replied to the topic Is an Offset Account worth it? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/5028580-is-an-offset-account-worth-it/#post-5028717</link>
				<pubDate>Fri, 05 Aug 2016 04:36:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>And that&#8217;s the way fixed rates should be looked at &#8211; a risk mitigant. That is completely different to the OP&#8217;s question however which is based on rate differentials, which with the latest cut alone would have seen them worse off. Use fixed rates to manage risk, not gamble for the cheapest option.</p>
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				<title>DeanCollins replied to the topic Is an Offset Account worth it? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/5028580-is-an-offset-account-worth-it/#post-5028709</link>
				<pubDate>Thu, 04 Aug 2016 15:14:40 +0000</pubDate>

									<content:encoded><![CDATA[<p><a href='https://www.propertyinvesting.com/members/corey/' rel="nofollow">@Corey</a>, I agree on a 2 year fixed&#8230;.but on a 5 year fixed&#8230;..sounds like cheap insurance to me. Basically allows an investor to sleep soundly at night for at least the next 4 years and then consider selling when the fixed term period runs out in 5 years from now rather than being in a situation where you are at the whim of the banks who can&hellip;<span class="activity-read-more" id="activity-read-more-346991"><a href="https://www.propertyinvesting.com/topic/5028580-is-an-offset-account-worth-it/#post-5028709" rel="nofollow">[Read more]</a></span></p>
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				<title>DeanCollins replied to the topic 5 year fixed rates? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/5027330-5-year-fixed-rates/#post-5027431</link>
				<pubDate>Wed, 08 Jun 2016 14:36:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks guys, my preference is always going to be for 5 years and understand it may cost for that &#8220;comfort level&#8221; (I just don&#8217;t trust Australian bank variable rates&#8230;.and the fat dividends that go with Australian bank shares). </p>
<p>I agree though <a href='https://www.propertyinvesting.com/members/corey/' rel="nofollow">@Corey</a> the 0.7% difference on a $500k adds up at $3500pa however I think in 2019&#8230;.just as rates start&hellip;<span class="activity-read-more" id="activity-read-more-343991"><a href="https://www.propertyinvesting.com/topic/5027330-5-year-fixed-rates/#post-5027431" rel="nofollow">[Read more]</a></span></p>
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				<title>DeanCollins replied to the topic non-bank lenders in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/5027282-non-bank-lenders-2/#post-5027428</link>
				<pubDate>Wed, 08 Jun 2016 13:44:57 +0000</pubDate>

									<content:encoded><![CDATA[<p><a href='https://www.propertyinvesting.com/members/corey/' rel="nofollow">@Corey</a>, do you know if there are any rules within APRA that ownership says the percentages for risk etc have to be &#8220;amalgamated&#8221; eg it might make a lot of sense for them to continue to be two separate entities.</p>
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				<title>sydneyguy replied to the topic IP advise in Werribee in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/5019119-ip-advise-in-werribee/#post-5019182</link>
				<pubDate>Mon, 18 Jan 2016 22:13:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks All, I was going with Werribee as that is the only area I know in Melbourne via a friend staying in Melbourne.<br />
I am living in Sydney but it is all out of pocket as we all now&#8230;only areas I can think of looking at wthin 430k range are St. Marys, blacktown, penrith, that too just apartment not home&#8230;&#8230;..</p>
<p><a href='https://www.propertyinvesting.com/members/corey/' rel="nofollow">@corey</a> thanks Corey, even I wat to&hellip;<span class="activity-read-more" id="activity-read-more-334398"><a href="https://www.propertyinvesting.com/topic/5019119-ip-advise-in-werribee/#post-5019182" rel="nofollow">[Read more]</a></span></p>
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				<title>Corey Batt replied to the topic Lenders tighten serviceability screws again in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/5017119-lenders-tighten-serviceability-screws-again/#post-5018389</link>
				<pubDate>Thu, 24 Dec 2015 04:31:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just about all the lenders are having to review their living expenses calculations, so this style of calculation will most likely become the norm in the near future &#8211; so I doubt it&#8217;ll be a localised issue for NAB. They still maintain one of the higher borrowing policies for borrowers with existing debt with other lenders.</p>
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				<title>DeanCollins replied to the topic Lenders tighten serviceability screws again in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/5017119-lenders-tighten-serviceability-screws-again/#post-5018378</link>
				<pubDate>Wed, 23 Dec 2015 16:02:55 +0000</pubDate>

									<content:encoded><![CDATA[<p><a href='https://www.propertyinvesting.com/members/corey/' rel="nofollow">@Corey</a>, thanks for the tip. Interesting thinking&#8230;.wonder if it will cost NAB some profitability&#8230;..</p>
<p>BTW is it just me or are other people really missing the Thumbs Up/Thumbs Down feature :(</p>
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				<title>Liam replied to the topic anyone in the finance market. i can get you in any golf club around Australia. in the forum Buy, Swap &#38; Sell</title>
				<link>https://www.propertyinvesting.com/topic/5014618-anyone-in-the-finance-market-i-can-get-you-in-any-golf-club-around-australia/#post-5014703</link>
				<pubDate>Sat, 17 Oct 2015 02:38:25 +0000</pubDate>

									<content:encoded><![CDATA[<p><a href='https://www.propertyinvesting.com/members/Corey/' rel="nofollow">@Corey</a>  Its like they have a chip on their shoulder.</p>
<p>I prefer drivers cos they seem to be in it for the long run, which suits property investing.</p>
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				<title>Liam replied to the topic anyone in the finance market. i can get you in any golf club around Australia. in the forum Buy, Swap &#38; Sell</title>
				<link>https://www.propertyinvesting.com/topic/5014618-anyone-in-the-finance-market-i-can-get-you-in-any-golf-club-around-australia/#post-5014703</link>
				<pubDate>Sat, 17 Oct 2015 02:38:25 +0000</pubDate>

									<content:encoded><![CDATA[<p><a href='https://www.propertyinvesting.com/members/Corey/' rel="nofollow">@Corey</a> Batt Its like they have a chip on their shoulder.</p>
<p>I prefer drivers cos they seem to be in it for the long run, which suits property investing.</p>
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				<title>DeanCollins replied to the topic Strata levy Arrears in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/5003779-strata-levy-arrears/#post-5003922</link>
				<pubDate>Wed, 18 Mar 2015 14:14:49 +0000</pubDate>

									<content:encoded><![CDATA[<p><a href='https://www.propertyinvesting.com/members/Corey/' rel="nofollow">@Corey</a>, what are the current maximum interest rates that can be charged in Australia on overdue strata fees?</p>
<p>And I agree with you about getting in new strata managers&#8230;&#8230;it seems like its the little things that determine the difference between getting ahead slow or faster&#8230;&#8230;</p>
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				<title>DeanCollins replied to the topic how to borrow more / unlimted finance in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/5001083-how-to-borrow-more-unlimted-finance/page/3/#post-5003539</link>
				<pubDate>Thu, 12 Mar 2015 13:08:36 +0000</pubDate>

									<content:encoded><![CDATA[<p><a href='https://www.propertyinvesting.com/members/Corey/' rel="nofollow">@Corey</a>, yep totally agree, when it comes to cashflow calculations I totally ignore capital growth until its realized.</p>
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