Forum Replies Created
Gday C@34,
The first question to ask is how did you prepare the ground before laying the turf.
It is my experience that most people just toss it on the ground with just a little levelling.
I fixed a bump in a lawn once on a landscape repair and discovered a Holden car filled with broken bricks, one hell of a way to cut rubbish removal costs.Your own examination of the soil under the new turf should indicate to you if it needs further watering, just poke with your finger if your finger can’t penetrate below turf than go where there is no rock or prepare soil before laying turf next time, new roots will have a battle.
Now I know it’s a new lawn but at some point the daily watering needs to stop.
But before then the lawn roots need to grow down and the easiest way for that to happen is if the roots follow the water.
So unless the weather is stinking hot or the grass wilts back off and water every two three or four days.
Until established then never more than once a week for best healthy lawn.When you water just water where it is needed most.
If the ground is damp no need to water.
If ground is soggy definitely don’t water.
When watering consider where the run off will go, if too much the lowest point gets a lot more than necessary.A little water is much better than a lot, there is a high likely possibility that your enthusiasm for your new lawn encourages you to water heaps a plenty, so don’t do it resist the temptation.
Think of it this way every 1/4 hr drink a glass of water yourself by the time you feel full or need to go the lawn will also have had plenty enough OK.
Water in the evening’s best or early mornings.Since the new lawn is only 2 weeks old don’t worry about the algae.
The first thing to do is train your self to water when and where necessary.
When you have mastered this than the problem will most likely have fixed its self or rather you fixed it with good management.Email [email protected].
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For all your CLEANING and GARDENING work.Hi kerryr,
Just remember to invest or sell with the head not the heart and you will be fine.
If something is for sale today than its very likely that it will also be again tomorrow.There are a lot of tricks involved with selling anything but all of them can be overcome by thinking of what’s best for you not what you want most.
When you understand the tricks you will find yourself using them.
Education is indeed a valuable resource, compounded best when used.Your friend Colin,
Email [email protected]
Home 02 46531376.
Fax There will be a new number with in the next few days.
Mobile 0425201055 (best contact as always working).
For all your CLEANING and GARDENING work.
‘If you tell the truth you don’t have to remember anything’ Richard Denny
‘If you find yourself in a hole, the first thing to do is stop digging’ Richard DennyEmail [email protected].
Fax new number coming
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For all your CLEANING and GARDENING work.Hi grossrealisation may I also have a copy of that spreadsheet if it is not too much trouble.
I am presently rethinking my method of calculating after missing out on a bargain recently.
My error was a simple typo but the calculations were too complex and I missed the mistake.
When I realized my error the property was no longer available.Should have obeyed my first law of business KISS (Keep It Simple Stupid).
Steve had the formula down to 11 seconds to check.
I adjusted it a little after talking with one of my creditors and a few months later complexity was a problem.Folks take it from me business gets complicated naturally so keep as much as simple as possible it will save time and money in the long run.
My lesson learnt once again.Your friend Colin,
Email [email protected].
Home & Fax 02 46531376.
Mobile 0425201055.
For all your CLEANING and GARDENING work“At the end of your life, the only thing meaningful you will leave behind will be your family – so work the hardest at making it a success.” — Chris Widener
“Don’t worry about your failures. In fact, you should record and keep them. You will be surprised how much people are prepared to pay to listen to your failure stories when you succeed.” Billi Lim
‘Accept complete responsibility both for understanding and for beingunderstood’ Richard DennyEmail [email protected].
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For all your CLEANING and GARDENING work.Hi Wylie,
I didn’t intend to shock.Being home mostly sitting on my bum is getting on my nerves.
The stiches come out tomorrow and I will slowly get back to full workload over the next few weeks.I grew up on a farm and kept getting in trouble from my father for trying to farm it.
I eventually gave up and went to my mums boss and asked for a job age 12, I got it, 40 hours plus a week after school and weekends sun rise to sun set.
Nobody has even tried to work my parents 50 acre farm since, I don’t like waste.Also on the farm there is a rental property that my little family moved into while our present house was being built.
The tenants before us had trashed the house badly.The arrangement I made with my parents to help them out was to renovate the property and landscape it.
We also added sheltered parking for another 2 cars or extra storage space.
You should have seen how many bats were living in the roof.My little family moved out almost 5 years ago and the house has been empty ever since, found out just a few weeks ago.
Perhaps my parents are expecting a tenant to walk in and say hello, they don’t advertise and will not pay for it to be managed.Recently I found them a tenant and got my head snapped off for it.
This lady also has a horse and was prepared to pay for it to stay on the farm too.My wife and I spent almost $20,000 renovating at a time when cash for us was rather short due to our house being built and our family growing.
That’s about what they should get for rent in 18 months, we only stayed 6 months give or take a week.After a bit of a think I guess I am feeling a bit stressed that I need to financially support them.
Plus with our youngest daughter sick in hospital and my wife needing to leave work last year to look after her.
Plus many relatives telling me that I am as lazy as my useless father (computers do more than play games).And with myself out of the picture in my business for a while I have noticed some abilities with one of my staff.
I had been grooming him to take over for a few weeks since March.
But even before I stepped aside the realization was made that I had him in the wrong position.He can manage the business better than I.
A good businessperson should always surround them selves with more successful people.
But at present I don’t feel like I am necessary in the business.Some times at a cross road in life there is a lot of stress.
Please accept my apologies for incorporating my feelings into the knowledge I presented to the forum.Yes Wylie we are all more than we seem.
I just forgot this for a short time.
Thankyou for reminding me and bringing me down off the high horse.
Your friend Colin.“The happiness of a man in this life does not consist in the absence but in the mastery of his passions.” — Alfred Lord Tennyson
“We can let circumstances rule us, or we can take charge and rule our lives from within.” — Earl Nightingale
“Personal development is your springboard to personal excellence. Ongoing, continuous, non-stop personal development literally assures you that there is no limit to what you can accomplish.” — Brian TracyEmail [email protected].
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For all your CLEANING and GARDENING work.Wylie please accept my apologies.
I have over stepped the mark.
Sorry I grouped you into the majority who sit on the fence and look at the action on one side and their personal opportunities on the other and wait wait wait.Yes I should be doing more work myself, stitches come out tomorrow.
Your friend Colin.
‘The price of success must be paid in full, in advance’ Richard Denny
“Luck is the time when preparation and opportunity meet.”
Roy D. Chapin Jr.Email [email protected].
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For all your CLEANING and GARDENING work.The problem with businesses being promoted is that it develops into the user pays wins.
Because who ever can afford to pay more has their name on top or it’s a favouritism situation.
Best professionalism comes from individuals, sometimes they are an employee or out on their own.
Level the playing field, make it free and value the service.Separating us into groups depending on type, variety, size, number, sex, hair colour etc.
Is not the way to go!
Each of us is different and naturally each of us will do things differently giving good examples and bad.
As a learning resource this forum is invaluable.So I stand by my request for a networking section.
Having given this a bit more thought-
In the networking section how about each person who is looking for something place a one paragraph brief on what they are after.
EG“I have recently renovated a house however now need to landscape the yard, can someone with experience help or advise me in Canberra”.
Or
“Old roof tiles approximately 150 looking to swap for some carpet, call someone trying to keep costs down in Parramatta area”.
Or
“Am looking for a great refinance dealâ€.
Or
“Unemployed, have carpentry background, looking for work in Cairnsâ€.Additional suggestions.
Newest networking request top of list, bottom of list 30 days then removed if not done sooner by author.
Only one post per a day for each forum user to networking request list.
A different colour for different requests eg red for help, green for gardening, blue for plumbing, black for finance, white for problem removals.Just some more thoughts Colin.
“Believe it can be done. When you believe something can be done, really believe, your mind will find the ways to do it. Believing a solution paves the way to solution.”
David Joseph SchwartzEmail [email protected].
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For all your CLEANING and GARDENING work.Thanks Colin, Your reply is well thought out and pretty much I think we’re on the same wavelength. We have two of these properties in the same street, both 36 perches. We plan to do the same to both, but as I said, we are in go slow mode at the moment.
Wylie your boundless opportunities never cease to amaze me.
When I checked back today you have twice the opportunities you had yesterday.
And just like a solid rock you are still sitting there.I am sure that you have a perfectly good and reasonable excuse for no action.
Perhaps your kids will understand.Today and as I was growing up I watched helplessly as my parents did nothing!
They have had many opportunities and today they could still do so much.
Yet they are still working beyond 65 and bitching about it.I think I was about 10 when I understood what my Grandfather was going on about.
Was he hard on my parents, no he was hard on me.
He wanted me to learn by example theirs.Most of my working life I have worked over 80 hrs a week and often over 100 hrs.
Today I consider myself a very small success.
I will not waste any resources I have especially the most valuable one time.All the accumulated works of my resources are my legacy to my kids.
They will have to work very hard for everything they have so they know its value and appreciate it.
Hopefully I can teach this reason to them so that they help me to pass it to their children.I am sure that with good guidance, support and a good financial head start in life they will be successful.
You will have to forgive me for my attitude.
But waste is a shame.
Time is your greatest resource, shake it or loose it.
Please reconsider Colin.“Children should be allowed to fail and benefit from their experience rather than to be shown “our” way of success.” Mr. Billi Lim
“The difference between a stumbling block and a stepping stone is how you use them.” — Unknown
“You must have control of the authorship of your own destiny. The pen that writes your life story must be held in your own hand.” Irene C. Kassorla
It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change. Charles DarwinEmail [email protected].
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For all your CLEANING and GARDENING work.Hi Fluffy,
Go and say hello to your local council.
They really are a wealth of knowledge.
Just walk in and let the person on the front desk know what you are after and you will be directed to the right person/s.
I have found most councils that I have dealt with have been most helpful.With councils there is no faster response than to be there in person.
Remember to smile and say thankyou a lot, it opens more doors.
Most people walk in with problems and are usually rude.
So do the opposite and be very polite and chances are you will get fast speedy service every time you call.17 years ago I walked in and reported about the condition of a toilet in a community hall.
A week later I was told that it was still dirty and could I please come in and have a talk with them.I walked in and when I walked out it was with a business, not kidding.
There were 23 council contracts that had been advertised in the last 6 months and had attracted no tenders, most likely too small to be of interest but when grouped together I was quickly convinced it was a good offer.They gave a fair competitive price and I asked for price mark-ups to keep pace with % increase of the mayor’s pay.
They agreed and that night the cancellers announced a 20% pay rise.It pays to get to know your local council.
Plus most government departments have poor communication from the left hand to the right hand.
The girls on the front desk were talking about something upsetting (they didn’t get a pay rise).
Let me know how you go, Colin.‘A true leader will be followed voluntarily, even without a title or
Position’ Richard Denny
“Believe it can be done. When you believe something can be done, really believe, your mind will find the ways to do it. Believing a solution paves the way to solution.”
David Joseph SchwartzEmail [email protected].
Fax 0246482374.
Mobile 0425201055.
For all your CLEANING and GARDENING work.Hello Wylie,
Sounds like you have a half completed project.
My thoughts on this, borrow, build, rent, then have it valued and with draw the equity from this property into a line of credit.You will have extra cash flow from the rent (second income stream).
Plus equity that you can use for other investments.
Or to supplement your income to help with the larger future expenses in life (Kids N Kars) etc.Yes building costs are high.
But after the property is re-valued you will get most of it back to use again in the equity.
Considering that you have already payed for the land the rental income will pay most if not all the loan repayments for the building.Don’t forget to have a quantity surveyor go over the property to help you claim all deductions for your tax.
With the legal deductions plus rental income there may not be much left to pay.Considering the growth you mentioned in your area.
What could the value of this property be in 5, 10 or 20 years?
Or on the other hand how much more will it cost to build in 5, 10 or 20 years.If you think that doing this is out of your budget ability.
Make sure, have a chat with a good accountant that has experience with property development.
Not all do, most don’t, many only invest via their superannuation and cross their fingers scary stuff.
So ask your accountant how many IPs he has first, nothing like the blind leading the blind.You could always sell the land and use the money to reduce the mortgage on your PPOR.
Or use the money to invest else where, perhaps where the price of the investment properties are at a more comfortable price for you.There are other options like a joint venture with another investor.
I am happily married with 4 young children.
So I understand where you are coming from.
I would like to help them get a good financial start in life.
So there is no way I can sit still and hope something good happens like my parents did, they are still working after 65.
I make it happen yesterday.
Just my thoughts Colin.“Don’t set your goals too low. If you don’t need much, you won’t become much.” Jim Rohn
“When Andrew Carnegie died, they discovered a sheet of paper upon which he had written one of the major goals of his life: to spend the first half of his life accumulating money and to spend the last half of his life giving it all away. And he did!” Jim Rohn
“If you go to work on your goals, your goals will go to work on you. If you go to work on your plan, your plan will go to work on you. Whatever good things we build end up building us.” Jim Rohn
“We all need lots of powerful long-range goals to help us past the short-term obstacles.” Jim Rohn
“The major reason for setting a goal is for what it makes of you to accomplish it. What it makes of you will always be the far greater value than what you get.” Jim Rohn
Email [email protected].
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For all your CLEANING and GARDENING work.I wonder why people pay enough in rent for some properties to be positively geared.
Surely they would realize that they are better off financially being owners.
Can it possibly be ignorance?Fascination by Jim Rohn
Fascination is one step beyond interest. Interested people want to know if it works. Fascinated people want to learn how it works.Learn how to turn frustration into fascination. You will learn more being fascinated by life than you will by being frustrated by it.
I’m on my way to the airport to catch a plane that leaves in 45 minutes. The traffic is not moving one inch. I am now fascinated – not frustrated, but fascinated. But I must admit, it doesn’t work every time.
Develop a childlike fascination with life and people.
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For all your CLEANING and GARDENING work.Welcome Spiderman,
My business works in very close with a few builders but one often asks if we can exchange services.
For us it works well and we have both noticed that it has strengthened our working relationship.
This builder often is my first choice when I need some work done and I don’t think he uses any other cleaner to clean up after his team.First we came to an agreed price with the help of our accountants.
For every 2 hours my team works we get 1 hour credit for when we have some building work done.
Presently we are about 100 hours in credit.
The ratio difference is because builders use more equipment and raw materials than we do and this was factored into the ratio.Most of the work my business does is through real estates (trying not to promote but explaining working arraignment).
From time to time we are asked to get something fixed or built and we then ask one of our contacts to do the work.Only with having a builder who owes us means his debt to us is reduced and we invoice the client for the work he has done and receive payment.
I am not sure but I think barter card works something like this (anyone out there know?).My building friend includes the builders clean and landscaping and it’s maintenance in his quote to his client.
When we do the work he keeps the money, which improves his cash flow.
Small as this arraignment is it has benefited each of us.Now as far as tax is concerned.
Only money received is declared as income in the month/ year received.
Naturally all businesses out there have an account or two that takes a few months to pay.
As for costs other than labour such as building materials or turf their purchase value is the assumed value in an exchange unless agreed otherwise.So by paying your builder with an asset for tax purposes the cost price is it’s value.
An asset can be a house or a barrow of bricks for tax purposes.
Remember after the house is finished its value will be more than the sum of its parts and the builder in this case could pick up a little extra bonus in capital gain.Remember that the exchange of ownership should take place only after the agreed contract of work has been done to your satisfaction.
Have your solicitor draw up a suitable contract.
Remember to give yourself one or more out clauses as things change and s-it happens.Have a chat with your accountant then your solicitor then go back and negotiate with your builder for a win win situation.
I say win win because if it works this time guess what you will do it again and again.
TEAM= Together each Achieves More.And if there is anyone in Sydney who may be interested in an exchange than I am happy to discuss it privately.
Hope this helps, Colin.‘Never consider the possibility of failure; as long as you persist, you
will be successful’ Richard DennyEmail [email protected].
Fax 0246482374.
Mobile 0425201055.
For all your CLEANING and GARDENING work.Hi Wylie,
“(but can’t afford it anymore).”
Even after the amount of capital growth you have had!!!!!!
So I assume that you have used that equity increase for another investment?
Instead of using the equity to purchase another property or six.
Than again perhaps after the gain you decided to use a reverse mortgage and use the equity to retire.
(Personally I don’t like reverse mortgages).“I couldn’t afford to buy that same house again now.”
This is why Peace-Sunshine needs to get in now.
Things don’t get any better, prices always trend up.
Your friend Colin.
It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change. Charles DarwinEmail [email protected].
Fax 0246482374.
Mobile 0425201055.
For all your CLEANING and GARDENING work.Hello everyone,
Not intending this to be a promotion for my business in any way.
But since I have worked for many estate agents cleaning and gardening, there are a few things that I have observed.Generally the younger the adults are the less likely that they have any idea how to clean.
Cleaning is really simple but like most things there are short cuts, unfortunately with out experience short cuts become standards.Some times to keep costs down to clients I take a short cut so that more time can be spent where there is more obvious dirt or a health risk.
But in no way does it become a standard, as that would affect the quality, thus the value of our services.
On the other hand if you want me to stay all day there will always be something to clean (follow the kids [
])I would suggest that to get a quote or two from reliable cleaners.
Remember with services you get what you pay for, the lower the price the lower the service.
Rather than looking in the paper for cleaners or gardeners drop into a real estate agency and ask their property manager for a reference.
In this way you will get a reference for a quality professional with a proven track record.There are three requirements for working with estate agents.
One works for a cost effective price.
Two does a quality job.
Three keeps eyes open and communicates things that need to be fixed or nipped in the bud.Don’t underestimate the third as they could be growing plants in the bathroom, in 91 I was cutting a lawn and needed to go to the toilet, the discovery was made when I needed help to get the bathroom door open, as the hydroponic plants had slumped against it.
The stupidity of people never ceases to amaze me.Or leaving the water running over night in the garden.
The lawn requires a map and compass to find the cloths line.
A pest exterminator must have experience as a lion tamer.
A simple replacement of a washer in a kitchen sink can stop a leak that would cost a complete kitchen makeover.
A broken window can be fixed same day etc.Not to say that all tenants are from hell, few are, the majority are rather nice people.
One of my recent clients tenants came home to find all their furniture missing.
They had little money but had a good rental background so the estate agent helped them out.
An alarm was fitted to the house and there was an arrangement made with a furniture shop to fit out the house as they wished.
The rent was increased by $25 wk and the bond increased by $200 as insurance cost.
The owner will have a larger tax deduction for the furniture and a higher rental return for a few more years as the young couple also signed a 5 year lease replacing their 6 month lease.
The owner is presently on a holiday in Europe and was unreachable.Now I mentioned this for 2 reasons.
One that good management will cost more but the cost is really an asset.
Two many young people don’t have much money thus their furniture requirements can be an additional income opportunity.There are a lot of opportunities out there but definitely do your due dilligence on the people involved and keep your mind open for opportunities.
Your friend Colin.“Children should be allowed to fail and benefit from their experience rather than to be
shown “our” way of success.” Mr. Billi Lim
“The difference between a stumbling block and a stepping stone is how you use them.” — UnknownEmail [email protected].
Fax 0246482374.
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For all your CLEANING and GARDENING work.Hi Al,
I was wondering myself why you didn’t know what is in the main media.
You must forgive us silly Australians.
However many of my American friends tell me that Australia is in the same position as America in the property cycle.
Please don’t judge all of us by the few that throw mud.The property market in SE Qld is still growing.
Perhaps it has slowed a little but is still strong.
It is a good place and time to invest.
In NSW on the other hand the extra theft from taxes has caused the market to shrink.
Queensland has benefited greatly from this as it most likely has the growth of the two states.
Just my thoughts Colin.
“You may have to fight a battle more than once to win it.” — Margaret ThatcherEmail [email protected].
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For all your CLEANING and GARDENING work.Thanks foundation for the numbers.
I asked my accountant about how often it takes for wages to double.
This morning I received an email back that it’s around 12 years.
Now before someone jumps down my throat he is only covering the Campbelltown area.
And other areas will have different results.Your friend Colin,
Email [email protected].
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For all your CLEANING and GARDENING work.
“Ideas are the currency of the future,” Name: Kevin Roberts
Occupation: CEO, Saatchi & SaatchiEmail [email protected].
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For all your CLEANING and GARDENING work.Originally posted by Colin Gowan:Does anyone have actual figures for a proper comparison of incomes compared to house growth?
Thanks foundation it was actual numbers I was after graphs can be distorted thanks anyway.
“The discipline of writing something down is the first step toward making it happen.” – Lee Iacocca (learn more)
I think the one lesson I have learned is that there is no substitute for paying attention. -Diane Sawyer, 1945-, American TV Personality
“Something almost magical happens when people break
through the obstacles that hold them back and discover what
is truly inside them.” -Brian Biro (from Beyond Success)‘Seek advice from successful people’ Richard Denny
Email [email protected].
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For all your CLEANING and GARDENING work.Now that is an interesting concept.
Houses double every 7 to 10 years.
Household income for my staff has taken just over 10 years.Their pay is above the average but I can’t see it doubling as fast as houses.
I do my best to help increase their incomes with opportunities but being realistic the average income growth will not match house growth.Perhaps this is why the banking sector has changed so much over the years?
On the other hand as an investor I aim to double my investment value every 3 to 5 years.
That’s between 12.5 and 26% pa less than 12.5 not interested and over 26 most likely too risky.
There is no problem with this and many of my staff has followed me into investments also earning simular results.
However I just keep compounding and many of them take some income out.My conclusion to this is that in the future homeowners will require more than one income stream and a proven investment record instead of a savings record, which is required today.
I may not be able to increase staff pay with out pushing prices up to clients.
But as a good responsible employer I do my best to help staff invest wisely.
Ideas and education should be shared.Does anyone have actual figures for a proper comparison of incomes compared to house growth?
“The basic rule of free enterprise: You must give in order to get.” Scott Alexander
“Get a good idea and stay with it. Dog it, and work at it until it’s done right. – Walt DisneyEmail [email protected].
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For all your CLEANING and GARDENING work.Greetings Piece- Sunshine,
No your husband is not mad.
Yes wives should always listen to their husbands [wink]Seriously, definitely possible to retire in 10 years.
Spend the rest of the day educating your self.
Then tonight sit down with your husband and ask lots of questions.
Together work out what you want in retirement.
Formulate an action plan together.
Failing to plan = planning to fail.There are lots of ways to invest into property.
So if you have any questions than don’t hesitate to ask.
I am sure that there is at least one person for every type of property investment on this list.Foundation is correct, property prices generally double every 7 to 10 years.
Rents also double every decade or so as well, so more income goodies.
Investing in property can reduce your income tax, the government actually tries to reward investors.Wish you all the best Colin.
“What you want will pull like a magnet. Here’s the other part. What for? Purpose is stronger than object. It’s the ‘What for?’ that’s even more powerful than the object. And the more you can describe in detail to stir the emotion and the intellect and the spirit and the soul, then the more powerful the ‘what for’ is.” –Jim RohnEmail [email protected].
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For all your CLEANING and GARDENING work.Don’t be a sheep.
Go the opposite way to the flock.
A buyers market is when the majority are selling.
A sellers market is when the majority are buying.First things first do your homework.
If you seek advice from someone consider how that person prospers with his or her opinion and investments.Do your homework, never stop this, worst case it will be practice and will provide contacts.
Plan your future investments with an increase of 2 to 3% in interest above interest rates at the time.
This way if nothing happens with rates you are making extra payments which adds an extra margin for error.
If the rates go up you are prepared.Worth considering your investment options if rates go up and the sheep start selling at reduced prices.
Remember the best return on your investment is made at the beginning not the end.
And with your continuous well practiced search for opportunities you will be ready to go.
“Happiness is not something you postpone for the future; it is something you design for the present.” Jim RohnEmail [email protected].
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For all your CLEANING and GARDENING work.Good morning Zyleth,
Education, Communication and planning are a good start.
Just remember Rome was not built in a day.
A thousand mile journey begins with the first step and momentum begins with the second step.
Too many of us start something and don’t finish.
Step 1 education, well you came to this group of mostly happy and helpful people, excellent.
Step 2 you are going to communicate with your better half, work with her, as she will have goals, ideas and questions too.Perhaps you could keep us all informed from time to time as to what you are going to do and how those decisions affect your life.
The learning process never stops for any of us.
Your new friend Colin.
“You’ve got to get to the stage in life where going for it is more important than winning or losing.” – Arthur Ashe, Tennis Player
“In any moment of decision, the best thing you can do is the right thing. The worst thing you can do is nothing.” — Theodore RooseveltEmail [email protected].
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For all your CLEANING and GARDENING work.
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