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	<title>PropertyInvesting.com | Clintone | Activity</title>
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				<title>Clintone replied to the topic FHOG Can it be used buying an investment property in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4396642-fhog-can-it-be-used-buying-an-investment-property/#post-4606071</link>
				<pubDate>Tue, 07 Jul 2009 08:17:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>madelizabethan wrote:<br />
Hi Clintone,Terry is right.To be a bit more specific, you must live in the property yourself for the six <strong>consecutive</strong> months out of the first 12 months that you own the property.Also, you (and anyone buying the property with you) must never have owned a property as a PPOR before (that is, you cannot have lived in a property&hellip;<span class="activity-read-more" id="activity-read-more-207516"><a href="https://www.propertyinvesting.com/topic/4396642-fhog-can-it-be-used-buying-an-investment-property/#post-4606071" rel="nofollow">[Read more]</a></span></p>
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				<title>Clintone replied to the topic What is the formula used to work out weekly repayments?? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4396575-what-is-the-formula-used-to-work-out-weekly-repayments/#post-4605739</link>
				<pubDate>Mon, 06 Jul 2009 08:47:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Qlds007 wrote:<br />
Take say a ballpark interest rate of 5.5%.Multiply your loan amount (normally purchase price + costs or say 110% of the purchase price) by 5.5% / 12 to give you the monthly interest payable.Take 100% of the Gross rent and subtract say 8% managing agents costs and 1 1/12th of the annual rates body corporate contributions (if a&hellip;<span class="activity-read-more" id="activity-read-more-266202"><a href="https://www.propertyinvesting.com/topic/4396575-what-is-the-formula-used-to-work-out-weekly-repayments/#post-4605739" rel="nofollow">[Read more]</a></span></p>
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				<title>Clintone replied to the topic What is the formula used to work out weekly repayments?? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4396575-what-is-the-formula-used-to-work-out-weekly-repayments/#post-4605737</link>
				<pubDate>Mon, 06 Jul 2009 08:19:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your replies guys. Im a new member and a begginer to investing, Interested to know how most of you work out what your repayments etc vs your incoming rent to qualify potential cashflow?</p>
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