https://www.propertyinvesting.com/members/cintaku/activity/ Activity feed for Cintaku. Sun, 12 Apr 2026 16:50:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 d08321f66afcb69c2432637137a9f7a0 https://www.propertyinvesting.com/topic/4406273-how-to-run-sustainable-hobby-developing-land-by-buying-old-houses-demolishing-them-and-building-new/#post-4667107 Mon, 18 Jun 2012 10:11:52 +0000 Hi Kristin, Just came back from overseas trip 2 weeks ago so appology for lateness. I think I should define precisely what is definition of profit and profitable and if it is short and long term and why I think this is all it counts. How many people asked question why people are not rich when in actual fact vaste of people should inherit…[Read more]

]]> c4aa3c4578ab87d67da77a61023afb20 https://www.propertyinvesting.com/topic/4406534-bankers-definition-of-credit-purchase-transactions/#post-4669408 Wed, 09 May 2012 11:52:42 +0000 That was not the intention. That would be too simple. I was suggesting that as far as banker would pay off the PPoR I would not care how and what ways he/she would apply to recover $170k as far as it would be inside IP's. You have however good point in there that it would probably have to be $170k + Tax on income so the $170k would be after tax.…[Read more]

]]> 33b38d1b4a0c787626ada7e49c6805eb https://www.propertyinvesting.com/topic/4406534-bankers-definition-of-credit-purchase-transactions/#post-4669406 Wed, 09 May 2012 05:45:22 +0000 Another one… If someone would have $170k outstanding balance on PPoR house valued at 400k and no other commitments and say $180k gross income what options bank manager could have on smart offer to engage such person as long term IP's client (investor) but only under one condition. The banker would have to find a way how to fully pay PPoR (…[Read more]

]]> 475c8dc3fc9cd31e7e86855819e3438c https://www.propertyinvesting.com/topic/4406534-bankers-definition-of-credit-purchase-transactions/#post-4669403 Mon, 07 May 2012 11:15:45 +0000 Since this is a creative investing:) I guess the message is that thinking outside of box is good, manage risk well and ALWAYS negotiate with lenders because at the beginning the balance of power is on borrowers side… (well in most cases). It is interesting that you consider biggest bottleneck in getting the creditcards. 4 x $50k should be ok. in…[Read more]

]]> e295ffa3e6ae7e8eb8c096f86a358fc7 https://www.propertyinvesting.com/topic/4406534-bankers-definition-of-credit-purchase-transactions/#post-4669401 Mon, 07 May 2012 10:53:50 +0000 1% of $200k = $2k If bad debth people have called PPor is say $200k on house with value of $400k say. The interest is say 6.5%.  Anyway people would pay $1k each month on interest before they start paying principal. Everyone knows that one strategy is to leave 100% salary income (any income) in offset account while purchases are done by…[Read more]

]]> 590aeb759f1432e425db558cc7818bb5 https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/page/2/#post-4667614 Mon, 30 Apr 2012 02:32:54 +0000 Josh, I had a look your website. Obviously I was trying to read it from an investor point of view trying to put myself into shoes of investor, mediator (yourself) and the buyer.  The way website is presenting (to me anyway) is that you almost get this impresion that the investor and the mediator are the winners and the buyer is the looser. To imp…[Read more]

]]> a8e09cce4e036f0e705d5fb132eca52e https://www.propertyinvesting.com/topic/4406349-how-much-money-do-i-need-saved-to-start-investing/#post-4667732 Thu, 19 Apr 2012 00:39:32 +0000 Ozlat, Money is consequence of actions not the other way around. So investing is also consequential outcome of actions and the outcome of investing can be positive (money grows) or negative (money go). My advise. Do not concentrate on money concentrate on your actions. If you change your actions money comes as a result. Actions and ultimately…[Read more]

]]> 9ca54ea8cd49611e7a5bf6760e82787e https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667607 Tue, 17 Apr 2012 21:06:10 +0000 I can not help but join this convesation. In Australia you realy "need" master dagree or at least licence even for brooming. If builder like Ashley has a problem to keep building houses for himself one after another and improve quality of his/family life by living in better and better home than there is something fundamentaly wrong. There is…[Read more]

]]> 31930c2419a9c39002088b0035d2ff06 https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667607 Tue, 17 Apr 2012 21:06:10 +0000 I can not help but join this convesation. In Australia you realy "need" master dagree or at least licence even for brooming. If builder like Ashley has a problem to keep building houses for himself one after another and improve quality of his/family life by living in better and better home than there is something fundamentaly wrong. There is…[Read more]

]]> 463942bbefc67d14a0d21d68ccab7863 https://www.propertyinvesting.com/topic/4406333-advice-on-my-strategyoutlook/#post-4667634 Mon, 16 Apr 2012 13:00:54 +0000 * Knowing what is the split between no tax deductions portion of property cost, 2.5% depreciation cosnrtuction cost of property and plant depreciation cost (higher depreciation cost 5% or more). It is often hard to get this information from real estate sellers but I never buy unless they tell me in writing.

]]> fdf13674bbdd11094351bac81feed5d7 https://www.propertyinvesting.com/topic/4406333-advice-on-my-strategyoutlook/#post-4667633 Mon, 16 Apr 2012 12:44:45 +0000 I have brushed up my property calculator I have made many years ago. Since I am trying to get some ideas on website design I have attached link to a picture on my test website. You can download it. I have inserted comments in excel cells so it is easier to follow. When you open it you will see that there is only around $300 difference extra from…[Read more]

]]> b5934ce5ee6ca24a8c7768ee752541d6 https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667591 Mon, 16 Apr 2012 02:47:30 +0000 Ashley,I forgot to also ask. What kind of builder are you? Timber/steel frame carpenter builder or concrete or other types of blocks builder?

]]> e4a4ab55c86c429d2d5f52e793424a7e https://www.propertyinvesting.com/topic/4406332-strategy-for-build-own-house-and-sell-for-profit/#post-4667590 Mon, 16 Apr 2012 02:45:08 +0000 Ashley,If it is not too much to ask do you intend to sell to investors and stay to rent your own house after sell each time or you sell with intention to move to rent elsewhere? Or any of the two depending on circumstances of PPoR sell?

]]> c65a30e3514218eee6f1e291b698c503 https://www.propertyinvesting.com/topic/4406310-investment-property-without-tenenats-no-rent-tax-implications/#post-4667486 Sun, 15 Apr 2012 03:57:28 +0000 Kong,You are not wrong. If maximising your profits is the main objective than you are not wrong. What I am doing is not advisable for borrowed money investments and investments where maximising profits is the main objective. It is still an objective but not the main one and over period of time of say 20 years… My appology by yield I meant…[Read more]

]]> 89427a556a9172a889348fcafc99eef9 https://www.propertyinvesting.com/topic/4405972-holiday-house-short-term-rentals-perth-pros-cons/#post-4664523 Sun, 15 Apr 2012 03:45:00 +0000 Dachoper,We have had very similar discussion in next forum link below. But roll toward end because discussion more or less ended with topic of yours. Also from tax point of view. https://www.propertyinvesting.com/forums/property-investing/help-needed/4344082

]]> 62c892d54b1bdcb8ca2b8f0388a89e6b https://www.propertyinvesting.com/topic/4406310-investment-property-without-tenenats-no-rent-tax-implications/#post-4667484 Sun, 15 Apr 2012 00:44:01 +0000 Hi Kong, In a main stream definition of investment understanding yes. Cost = rent/yield. However some (much smaller groups) would also say: Cost = yield (high quality). Similar to as some groups would say also Cost = Rent (low quality) without any yield. It is similar to high end groups buying expensive art or wine and sticking it into basement wh…[Read more]

]]> e7057bdf6e99b74243f5bc45e7189909 https://www.propertyinvesting.com/topic/4406310-investment-property-without-tenenats-no-rent-tax-implications/#post-4667481 Sat, 14 Apr 2012 10:02:38 +0000 Yes. That is how it works. Hence Whitsunday property looks more promising now…

]]> 12cec793e61650a3893406e5629d97f8 https://www.propertyinvesting.com/topic/4406310-investment-property-without-tenenats-no-rent-tax-implications/#post-4667479 Sat, 14 Apr 2012 09:48:24 +0000 This property is typical example of someone in Sydney or so having this Bali property at Soverin Islands in QLD using it as tourist/holiday rental property charging $900 per night + $450 cleaning exit fee per stay. I am sure this property is not occupied fully and could well be the case where rental income may well be say 6months max (On and Off)…[Read more]

]]> 9c0bbbcbbb7f786627792211aa67e631 https://www.propertyinvesting.com/topic/4406273-how-to-run-sustainable-hobby-developing-land-by-buying-old-houses-demolishing-them-and-building-new/#post-4667104 Sat, 14 Apr 2012 04:40:29 +0000 Very good point Freckle, Thanks for sharing. I have had a look the Candy Candy. Interestigly it is not my personal taste but from my personal experience it is somewhat interesting to see that people with plenty (I mean realy plenty) of money often do not have a taste in beauty and you end up with weard creations that lacks what I call practical q…[Read more]

]]> 8978b739bcf2086ae617c66a14a9e8c8 https://www.propertyinvesting.com/topic/4406310-investment-property-without-tenenats-no-rent-tax-implications/#post-4667478 Sat, 14 Apr 2012 00:46:00 +0000 Possibly. Anyway thanks for your time in replying. Appreciated.

]]> e0d8ca74880ea1418a3213048a2f1537 https://www.propertyinvesting.com/topic/4406310-investment-property-without-tenenats-no-rent-tax-implications/#post-4667476 Sat, 14 Apr 2012 00:34:49 +0000 Terryw,It seems you have some quick references to law and I wonder what is applicable to foreign investors buying investment properties in Australia. My property broker is in Kuala Lumpur and Europe trying to sell $5mil property… Are we making it too easy to invest in our shores?  Just curious in this case.

]]> 2aa89c1771529837b90a8e69a6fdfcab https://www.propertyinvesting.com/topic/4406310-investment-property-without-tenenats-no-rent-tax-implications/#post-4667475 Sat, 14 Apr 2012 00:19:19 +0000 Thanks for the reference,I will read it. I know many people from Sydney do buy houses in Withsundays for instance. And many real estates do advertise investment properties where they say you are eligible for x amount of weeks as holiday portion. I also know Sydney people who have house there and spend 6months there and 6 months in Sydney. Or…[Read more]

]]> 87560bae96a6f146c114b066dbcef410 https://www.propertyinvesting.com/topic/4406310-investment-property-without-tenenats-no-rent-tax-implications/#post-4667473 Sat, 14 Apr 2012 00:05:03 +0000 Terryw,The PROP is clear as mud and the 6 year period as well. I do pick up on your word "may". Which means this is a grey area and someone is the decision maker? Look. Lets take a specific example. Many people buy investment property say in Withsundays. Say you spend $1mil AUD bying such a property there while you live in Brisbane. With property…[Read more]

]]> ea68a0f84ddeb3478f6435bfe744c495 https://www.propertyinvesting.com/topic/4406310-investment-property-without-tenenats-no-rent-tax-implications/#post-4667471 Fri, 13 Apr 2012 23:40:11 +0000 1. No. Costs can only be deducted to the extent that the relate to generating an income.Some costs could be claimed against capital gains when sold though.Teerw. Are you saying that when you see your accountant in June after full year of having investment property that rented out only for 6 months out of 12 and you pay 7% bank interest than only…[Read more]

]]> 81ec9e9b41324a5bdef7e52fe38ceab4 https://www.propertyinvesting.com/topic/4406273-how-to-run-sustainable-hobby-developing-land-by-buying-old-houses-demolishing-them-and-building-new/#post-4667098 Thu, 12 Apr 2012 10:42:02 +0000  Here is an idea from US economical collapse.If this chateau costed $44mil AUD to build and was sold for $10mil I would happily pay $1mil AUD to share luxury appartment of similar style (in same building and great facilities) with others in such a building. The question than would be if it is possible to fit 44 luxury penthouse appartments in bu…[Read more]

]]> ac6b53dc08a1530b963a5ce922367162 https://www.propertyinvesting.com/topic/4406273-how-to-run-sustainable-hobby-developing-land-by-buying-old-houses-demolishing-them-and-building-new/#post-4667096 Wed, 11 Apr 2012 10:33:33 +0000 Thank you all for so far submitted comments. If any common ground can be stated I think most people would agree that there is a general public frustration with quality of housing people are forced (economicaly) to buy but at the same time it is hard to break out. However the good news is that there are Aston Martins, Audi's and they are sold and…[Read more]

]]> d9be28efc157a015e00a2e1c94a0c257 https://www.propertyinvesting.com/topic/4405874-getting-started-with-a-creative-idea/#post-4663873 Tue, 10 Apr 2012 01:14:59 +0000 Hi, Property market is flat these days and in some areas it is still going a bit down.  $20k (+$10k government + $7k first buyer)  can be burned away and the only party benefiting from this deal would be your bank.In current flat market the benchmark is 6% term deposit interest income. If you can not beat this safely with acceptable risk than k…[Read more]

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