https://www.propertyinvesting.com/members/chrisb123/activity/ Activity feed for chrisb123. Sun, 12 Apr 2026 16:50:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 5557cc5eef0b5a7413064f3ed054b329 https://www.propertyinvesting.com/topic/4397723-interest-only-or-principle-and-interest-2/#post-4611191 Wed, 11 Nov 2009 05:33:59 +0000 Thanks very much for the feedback, i am starting to get my head around it now.. Only thing i'm still not quite sure about is..Once the 10 year interest only period finishes, all of a sudden my repayments shoot up through the roof??? With 4,5,6 properties or more, how do i service the loans?

]]> 58f2353489f59be18948ddb61313dd02 https://www.propertyinvesting.com/topic/4397723-interest-only-or-principle-and-interest-2/#post-4611189 Mon, 09 Nov 2009 03:38:04 +0000 ok.. i really appreciate the feedback.. but i am still a bit confused about a couple of things..I understand that having money in the offset account reduces the interest payable, and can be used as a deposit for a future house, but how do i ever build equity in my investment property, especially if i have 10 year interest only periods? I am ony…[Read more]

]]> 8ccfc474347a51c80b661780bb06c18b https://www.propertyinvesting.com/topic/4397723-interest-only-or-principle-and-interest-2/#post-4611187 Fri, 06 Nov 2009 06:17:53 +0000 Thanks Terry,So you generally have Interest Only loans for a term of say 5 years.. What happens at this point when the Loan returns to Principle and Interest? With the Interst Only Loan do i end up paying more over the duration of the loan/does the total loan duration take any longer etc?It seems as though there is no real case to ever have a PI…[Read more]

]]> 8c91b55e197d0a1e51d0df8cbb7ed5ae https://www.propertyinvesting.com/topic/4396642-fhog-can-it-be-used-buying-an-investment-property/#post-4606076 Fri, 06 Nov 2009 02:15:27 +0000 DOES THIS APPLY IN VICTORIA? I have purchased a property (bought land and build house) in Vic using FHOG. Lived in in for 6 months and now about to rent out as an investment property. I have obviously paid stamp duty on the land. What are my stamp duty implications now as i have only lived in it for 6 months???Please help…

]]> 1634f501434821fcd18e739e67420c9c https://www.propertyinvesting.com/topic/4397698-ppor-to-ip-need-to-notify-bank/#post-4611076 Wed, 04 Nov 2009 02:58:15 +0000 I have done the same thing also, and have spoken to the bank about what i am doing and even organised another loan for a new property. The original loan i have taken out for the property stays exactly the same. The only thing that i would suggest is switching your insurance from General Home and Contents to Landlords insurance so that you are…[Read more]

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