PropertyInvesting.com | Char | Activity https://www.propertyinvesting.com/members/charmaine97/activity/ Activity feed for Char. Wed, 15 Apr 2026 06:13:04 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 8d171354fbb050a321c9b39d3e918088 Char replied to the topic What are major banks prepared to discount? in the forum Finance https://www.propertyinvesting.com/topic/5007380-what-are-major-banks-prepared-to-discount/#post-5007398 Thu, 14 May 2015 10:55:41 +0000 Thanks for the replies, these are really helpful.

Sounds like I’m definitely not getting the best deal from CBA, so I will tackle them on that. I fully understand it’s a business relationship.

On the one bank lender aspect, I had been told in the past to exhaust one bank before moving on to another.
Is that what’s usually done, recommended?

I…[Read more]

]]> 14eaf0773cca375b8961ac814028debf Char started the topic What are major banks prepared to discount? in the forum Finance https://www.propertyinvesting.com/topic/5007380-what-are-major-banks-prepared-to-discount/ Wed, 13 May 2015 14:43:31 +0000 I am trying to work out if I’m really getting a good enough deal on interest rates from my bank. I’m not talking about introductory rates, but ongoing rates on larger loans.
I bank with CBA, but through Commonwealth Private, and they are giving me 1.15% off the SVR. So after they pass on the .20% (CBA ripped off 0.05% of the cut) I’ll be…[Read more]

]]> c3ae500612ec341ca83053bb83c4f39a Char replied to the topic Land Tax in Victoria in the forum Help Needed! https://www.propertyinvesting.com/topic/5001012-land-tax-in-victoria-5/#post-5007377 Wed, 13 May 2015 11:26:11 +0000 I own 10 investment properties across 3 trust structures (with assessed land value of $3.8m) in Victoria and pay about $25k p.a. in land tax. It would have cost me less if they were spread across 2 individuals and some trusts, because of the trust surcharge, but a hell of a lot more if they were just in one trust.

Essentially,$1 million in…[Read more]

]]> 1e9185c02800f8cc81815bb7f6521416 Char replied to the topic Land Tax in Queensland on SMSF and Unit Trusts in the forum Help Needed! https://www.propertyinvesting.com/topic/5007232-land-tax-in-queensland-on-smsf-and-unit-trusts/#post-5007237 Sun, 10 May 2015 13:56:42 +0000 Thanks JacM,
That’s what I thought it looked like when I read OSR site as it was silent on any other exemptions, but was hoping otherwise.
In Victoria, a SMSF (and yes I have a Corporate Trustee) and a Unit or Fixed Trust (if the unit owners are individuals) don’t pay the trust surcharge (i.e. lower threshold or higher rate) as the beneficial…[Read more]

]]> 75eb1357d8b0f45e1e62726e0a847cbd Char started the topic Land Tax in Queensland on SMSF and Unit Trusts in the forum Help Needed! https://www.propertyinvesting.com/topic/5007232-land-tax-in-queensland-on-smsf-and-unit-trusts/ Sun, 10 May 2015 11:27:55 +0000 Help needed from Queensland Investors.
Does anyone know whether an exemption applies to allow for the individual land tax threshold in QLD for SMSFs and Unit Trusts as it does in NSW and Victoria? That is, where it nominates down to an individual person to give access to the $600K threshold for individuals rather than being hit with the $350K…[Read more]

]]> 4541735c7840d88d29ce3220fcb20c2b Char became a registered member https://www.propertyinvesting.com/activity/p/314636/ Sun, 10 May 2015 10:36:27 +0000