PropertyInvesting.com | Charlie MFS | Activity

Charlie MFS replied to the topic Wanted - good developer in SE QLD I can buy house and land package from. in the forum Help Needed!

Thu, 13 Sep 2007 22:18:41 +0000

Hi,I am in process of working with a developer in Bundamba. There are about 26 blocks left and the sized ranges from 605sm to 1200sqm. Prices from $ 318 000 to $384 000.Rents expected between $320 – $360 p/wIf you would like to know more send me an email and I will be happy to answer your questions.Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic 100% Investment Loan + Lends Stamp Duty all without Additional supporting Security (eg family home) in the forum Hi, I second v8ghia. Make it

Thu, 13 Sep 2007 05:26:32 +0000

Hi,I second v8ghia.Make it Lo Doc and not only will I sign up but I am positive so will a number of my clients.Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic Designed Portfolio Investments - Ipswich in the forum General Property

Wed, 12 Sep 2007 22:33:07 +0000

Hi Foghat,Thanks for that info, I will be sure to make others aware should they mention them. Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic Finance help needed quick in the forum Hi Mark, It sounds like you

Tue, 11 Sep 2007 07:48:43 +0000

Hi Mark,It sounds like you have just gotten confirmation from the broker that there is a lender who can help. Then again if it advised you of the lender and other information then the broker seems (I can't say for sure and no offence is intended) to have led you up the garden path.I am not in WA and I am not sure about the other's who post r…[Read more]

Charlie MFS replied to the topic Bank foreclosing on property - we have been asked if we would like to buy in the forum Hi Lisa, In this type of

Tue, 11 Sep 2007 04:07:32 +0000

Hi Lisa,In this type of situation the only way to go is fast. Whether it is you and your partner that wishes to purchase the property or the friend who may still be able to refinance himself to save his own home.Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic borrowing money (brisbane)... in the forum Help Needed!

Mon, 10 Sep 2007 01:47:00 +0000

Hi Keen as,Dependant on how long and how regular your bonus/commissions are then they are able to be used in the calculations for your income.Feel free to email all your info and I would be happy to see what any of the lenders I deal with could do for you.Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic sick of greedy plumbers & electricians in the forum General Property

Wed, 05 Sep 2007 04:24:27 +0000

Your more than welcome. At least I can now cross – 'Do a good deed for the day' – off my list.If you would like me to check than I am more than happy to try and help. Worst case – PASS IT FORWARDSharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic sick of greedy plumbers & electricians in the forum General Property

Wed, 05 Sep 2007 01:55:36 +0000

I guess I have a fantastic sparky, especially with that quote. I didn't need transformers or anything else done it was just the sockets.I have to admit I wouldn't be to happy with that quote either. What area are you in? Even if my sparky not near you I am happy to see if he has any contacts that may be able to help. You never kn…[Read more]

Charlie MFS replied to the topic Capitalising Interest ? in the forum Hi, I agree with you

Wed, 05 Sep 2007 01:50:52 +0000

Hi,I agree with you Alistair, only an accountant can give the advise on tax matters. Just my observations.Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic Capitalising Interest ? in the forum Finance

Wed, 05 Sep 2007 01:36:07 +0000

Hi,FYI – I have refinanced a few clients into a 'Cash Flow' facility. 2 of those being personal friends and both have finished their taxes for the year and the capitalized interest can be deducted.There is another product due for launch that allows you to CHOOSE WHAT REPAYMENT YOU WANT TO MAKE with the minimum being $50 per month. Obviously th…[Read more]

Charlie MFS replied to the topic sick of greedy plumbers & electricians in the forum General Property

Wed, 05 Sep 2007 01:22:20 +0000

Hi,I have gotten a bit done at my house over the last few months and I just think my sparky is great. I also make sure I tell everyone I know including my clients when I do find a professional that looks after their clients.1. Double fluro installed in double carport2. Check all light sockets in house and replaced 3 (or 4, I can't quite reme…[Read more]

Charlie MFS replied to the topic Loan Declined - What do people do? in the forum Finance

Tue, 04 Sep 2007 22:28:13 +0000

Hi Nigel,Good luck in your endeavours. There are Lenders who want your business and brokers who will be happy to work for you.Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic Designed Portfolio Investments - Ipswich in the forum General Property

Tue, 04 Sep 2007 13:14:21 +0000

Hi,I have to 2nd Richard's post – do you have any further contact details for this group.I am in the Ipswich area and havn't heard anything about them recently but would like to see what they do.ThanksSharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic Choosing finance company- Fixed rate at 7.33% in the forum Finance

Tue, 04 Sep 2007 13:07:07 +0000

Hi Passi,Crystalclear Home loans have been around since 2007! We are a newly trading finance company trading under the ACS Group who have been in operation since 1998.as forElectronic loan – please advise of their website as I would be interested in looking at what they are about!!The only "electronic loan" that I know about are the applications t…[Read more]

Charlie MFS replied to the topic Loan Declined - What do people do? in the forum Finance

Tue, 04 Sep 2007 12:41:04 +0000

Hi Nigel,As Wayne said, these are the perfect situation where brokers can come in handy. Most brokers are able to access numerous lenders and 100's of loan products.Just because the CBA doesn't want or can't help you, that is just their loss. There are many bank and non-bank lenders in the market who would be happy and willing to help you in y…[Read more]

Charlie MFS replied to the topic your favourite lender and why in the forum Finance

Tue, 04 Sep 2007 12:12:11 +0000

Hi,I don't think that I often "scatch my date" and Yes I do recommend clients to Liberty and their products, strangely some times it is when CBA has said 'NO'. Sorry to also say that I do not come from a ex bank or accountant background.But I can say that Liberty does give a lot of people a chance when others don't or WON'T.As for the rest of…[Read more]

Charlie MFS replied to the topic Cash flow positive property but abit unconventional in the forum Help Needed!

Tue, 04 Sep 2007 11:43:05 +0000

Hi,What postcode is this property located?You should not have to cross collateralise depending on its location and the zoning. There are now lenders who will look at purchases that are outside the norm.Sharlene moorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic wanted good surveyer ipswich / brisbane in the forum Help Needed!

Tue, 04 Sep 2007 05:45:45 +0000

Hi Etty,Here a few places for you. Hope they can help you with what you want.Sharlenemoorefinancialsolutions@hotmail.comBaird & Hayes 77 Roderick St Ipswich QLD 4305ph: (07) 3812 2076 Henry Peter C 58 Roderick St Ipswich QLD 4305ph: (07) 3812 2667 Woodford Neil & Associates Ipswich QLD 4305ph: (07) 3818 1971

Charlie MFS replied to the topic New home purchase without a deposit in the forum Help Needed!

Mon, 03 Sep 2007 00:49:08 +0000

HiDisplay homes in general do sell for a slightly higher price and I am advised that this is because they rent back normally at a great rent. Look at what the other properties in that development are selling for. This may help your decesion.Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic renovations=capital gains or positive cashflow? in the forum General Property

Mon, 03 Sep 2007 00:45:42 +0000

HiYes Positive Case Flow comes from your rental income. Rent – expenses = cash flowSharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic POLL: Which would you prefer? in the forum General Property

Mon, 03 Sep 2007 00:29:17 +0000

Hi Ken,I personally would have to pick (but I also would be looking into a product that I was able to pay extra off without any penalties.Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic Self Employed Finance required in the forum Finance

Mon, 03 Sep 2007 00:14:12 +0000

Hi George,There are fantastic products on the market that can take you to 80%LVR's and even products that you can then capitalize part of the interest which will give cash flow.Based on what you have disclosed then there are lenders available that with restructing your loans could even offer you more.Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic Advice for FIrst Home Buyer in Vic in the forum General Property

Mon, 03 Sep 2007 00:04:05 +0000

Hi If your read the 1st page of the First Home Buyers Grant carefully you will see the questions that you need to answer to fulfill the eligibility criteria.1. Will this be the first time each applicant ……………could receive a grand under the Act in any State or Territory of Aust.2. Is each applicant and ………………. a person who…[Read more]

Charlie MFS replied to the topic too much for 1st IP? in the forum Help Needed!

Wed, 29 Aug 2007 23:06:26 +0000

Hi Kreepy,It all comes down to your own personal feelings. Do you really want and IP now while the boom is on or Do you want to wait untill it is over and not make any gain at all.With the amount of equity that you have available you have the ability to put down more deposit and go into one of the new products that have come into the market for…[Read more]

Charlie MFS replied to the topic FREE tickets to Brisbane Property Expo in the forum Heads Up!

Wed, 29 Aug 2007 02:56:56 +0000

Hi Michael,Much gratitude for your generous offer. I look forward to listening to you and gaining from your knowledge.Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic i'm puzzled by this good deal in the forum General Property

Tue, 28 Aug 2007 22:56:21 +0000

Hi ao,1) The valuer will value a property based on looking at your property and noting whether it is 'inferior' or 'superior' to comparative sales evidence and the market in that area. Obviously the valuer will be looking at what other units have sold for and that could be in the same complex or others in the immediate area.2) Yes it is possible…[Read more]

Charlie MFS replied to the topic Anyone with experience with Cashflow Capital? in the forum Heads Up!

Fri, 24 Aug 2007 05:32:46 +0000

Hi,I just got some info from Cashflow but havn't had a chance to go through it yet. Will let you know my thoughts once I have. Hope to get to it over the weekend.EnjoySharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic Need help getting approval for a loan in the forum Finance

Fri, 24 Aug 2007 05:26:48 +0000

Hi,I agree with Terryw and it sounds like Richard could have a lender that would be able to help you with your endeavours.Should you encounter any further problems, I have a couple of lenders that are able to to to the 95% LVR in your area and LMI is the same.Good LuckSharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic Getting finance as a sole trader in the forum Finance

Fri, 24 Aug 2007 04:41:53 +0000

Hi,With the information that you have supplied so far I believe that there is a lender (and insurer) out there that may help. After working with Virgin and the above postings if you still need any help please feel free to email me.Good Luck and Happy BuyingSharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic Line Of Credit - split loan in the forum Finance

Fri, 24 Aug 2007 03:45:12 +0000

Hi,A lot of lenders today offer LOC facilities with numerous splits. Each lender is different and so is the number of splits that they offer.If you would like some more information feel free to email me and I will be happy to try and help.Sharlenemoorefinancialsolutions@hotmail.com

Charlie MFS replied to the topic Mortgage Brokers??? in the forum Finance

Fri, 24 Aug 2007 03:38:35 +0000

Hi,We have some great new products for Investors and I would enjoy the opportunity to see if you could benefit from them. Please send me and email explaining what type of magic you require.Sharlenemoorefinancialsolutions@hotmail.com