Forum Replies Created
Your kitchen looks really good, Newgen.
Most important thing is that the end result is great.
[thumbsupanim]Don’t worry about negative people who haven’t even read the whole thread.
Celivia
I thought of combining 3 ideas: The assistance you are offering, (assist or aid) the financial solution you’re offering, (mazuma is more fun to play with than ‘money’) and the greatest possible quality/quantity you are offering (maximum/maxima).
They can be weaved together a bit to form one word:MaxiMazumAssist
Or if you find this too much of a wizard’s word, you could just choose a simpler combination of two ideas:
MaximAssist
MazumAid etcHave fun deciding on the name of your new business!
Celivia
Hi, Milly [biggrin]
The young singles I can think of will probably all be very attracted to:[computer] [computer] [computer]
internet internet internetDoes anyone have experience with making internet available to every bedroom in the house- e.g. a reliable network?
Celivia
OH Njivs, thanks for bringing up this topic now- before it gets too close to the 1st of July! [blush2]
It’s a good reminder to do something about my ever-growing piles of papers around the house (and the few that have fallen behind the desk) that are waiting to be *neatly* filed [buz2]
Derek makes it sound so easy- just a matter of getting organised!
I was so good at the beginning- hehe where did I go wrong?[rolleyesanim]
So thanks, I’ll be all organised well in time this year [biggrin]Celivia
Originally posted by leebee1:[grad] … hi everyone,
I finally purchased my first property!! YAY! [biggrin]
Does anyone here know someone that could install a flat pack and is maybe capable of plumbing or even an electrician or joiner? Maybe a handyman? Must be in Albury or willing to tavel there. We settle in 30 days but wont do this work until after that. Any referrals welcome!
Cheers
LeeCongratulations, Lee!
I just want to say that as far as I know the plumbing and electrical work will require licenced tradespersons- rather than a handyman.Celivia
Yes I also think that adding a drive way is a positive thing. It gives a better street appearance, and will also make it more attractive to tenants.
It can be a real bummer to be stuck in the mud on rainy days.Celivia
Overall I love reading, but I read books in spurts.
Sometimes I really get into reading and become a quiet bookworm; at other times I appear to suffer from bibliophobia.I get quite annoyed with myself as a reader because I have a pile of books in my book case that I have half-finished reading as well as some wanna-read books.
I often get a bit bored with a book and then jump to another book which seems more interesting.I also have the habit of reading several books at the same time depending on where I am in the house. I could have one on the coffee table, one near the kitchen and one on my bedside table and I read in all three during my spare moments.
So quite frankly, my reading habits are a bit of a mess![blush2]
Celivia
AHA thank you, Derek!
Perhaps there should be a visible search button to seach for this search function. [rolleyesanim]
Celivia
Hi Joe, if you can work out how the search works on this site, (I haven’t been able to work out how to seach for posts since the outlay change[blush2]) do a search on Nancy Wescombe because I am sure she was discussed some time ago.
Celivia
I’d sign and run with the money!
Celivia
Merry Christmas from me, too, everyone! [xmas]
Celivia
Very [sunny]
sunny[sunny] [laugh4]funny[laugh4], Sonja!Celivia
Nothing on the news in the US that we saw. I wonder if they have even heard of us sometimes.
I have been reading the online newspapers from Holland, but apparently they are very much informed and aware of what is going on in Australia. I figure in many European countries this issue has been discussed.
On one of the Dutch forums, there was a thread like this one and it had 274 replies.It’s interesting to read the headlines the left and right winged newspapers use (from “Australia is shocked by white violence”…and “Govt responsible for racist violence”…and “White, drunk Australians hunt everyone who looks middle eastern”… to “Lebanese are taking over beaches.”)One paper said the violence was “not so bad” because no shots were fired!
The Cronulla incidents were also compared to the racial violence that happended in France not so long ago.
Howard gets a real bashing with his own flag in some of the articles, while the opposition is being called weak and suggestions that Australia is in big need for a new, stronger opposition.
Perhaps the US news does not spend a lot of time informing its residents about the violence in Australia, but I do think that people in some parts of Europe are being made very aware.
Some European countries are having to cope with problems regarding the “Lonsdale Youth” themselves (especially Germany and France, but spreading to other countries as well)-
I am beginning to worry that this is catching on in Australia now too.
Celivia
Yes I agree that the size of the font is a bit too small and too light.
When you post a new reply, the smilie list on the left shrinks, so it is harder to quickly choose a smilie. [confused2]
Also, the grey borders on the sides are a waste of space and could be used more wisely!
For the rest, it looks good and is still an easy site to navigate![upsidedown]
Celivia
WHen we built an extension we had a few different quotes for vinyl cladding- vaying between $3000 and $8000 for the exact same material. You always need to get a few different quotes. For the exact same materials there was a big difference in the quotes.
We chose the cheapest and were very happy with the material (fully isolated), the company and the service. It’s about 9 years ago since we had it done and have had no problems with the cladding whatsoever.
Once every couple of years we give it a rinse and it looks as good as new!Celivia
mcubed, I came across an article you might be interested in reading. Here’s the link:
http://yahoo.domain.com.au/Public/Article.aspx?index=PropertyNews&id=1132016828581
Celivia
How much is the net return?
I have been doing some research lately on low-care retirement units, because I saw benefits of these investments (before I did adequate research).
While the purchase prices are reasonable and there are high occupancy rates (close to 100% in most villages with a waiting list), and these units are fully managed so no worries for the investor, the outgoings can be enormous.
What kind of net return will be left? 6.3% At the most?I think these units will only just make it to be positively geared if you’re in a high tax bracket and if you rely on depreciation.
Be careful that the marketers/agents do not give you the return figures based on the original purchase price if you are buying a unit that’s up for secondary sale!
One other thing that I found out about is that although there is high demand right now, because elderly on a full aged pension are being adequately subsidised with the pensioner paying no more than 30% of their aged pension in rent, and the subsidies are automatically being paid to the management of these units…
…
the state government have the right to reduce the number of subsidised tenants by 10% per year (effective from 2004). Although the govt have advised they will not take the subsidy from any existing residents, new residents will not be offered a subsidy upon entering the villages.This, I figure, will mean that the villages, to remain fully occupied, will have to market and advertise much more to encourage residents with the financial capacity to stay in the village without requiring the support of the state govt subsidy. If they reduce subsidy by 10% every year, in 2014 there will be no subsidies left.
I have at least two issues with that:
good, safe, affordable housing should be available to ALL elderly people, not just the well-off ones.
Secondly, how many well-off/rich aged pensioners are there? Even if there is a good percentage of well-off elderly, these people have more options of different lifestyles apart from living in a retirement village.As for marketers advertising these units as being in *High Demand*- yes true- they are right now… but what about in the near future, when the elderly on a full aged pension cannot afford to live in these villages anymore? I wonder if there still will be such high occupancy?
I do not want to sound like a (re)TYRE(ment unit) kicker, hehe but we need to balance the good and bad about an investment, taking into account not just the investor and tenant of today, but also of tomorrow before making a decision we are happy with. [buz2]and[inlove]
Celivia
Originally posted by nickelben:Come across starta title self storage unit gross yield 9% plus GST. Owner pay corp fee, rate & taxes for investment. Unit still under construction but near completion, seller will arrange to secure 5 + 5 years lease with CPI increase yearly. Sound good, but unable to get the net yield figure, seller told me may be 8% . Just wondering it is a good buy or not . Anybody have experience with self storage unit investment can tell sweet & sour , will be most welcome !
HELP NEEDED
Nichelben [blink]as name
Hi, Nickelben, this may turn out to be a good investment, but at the moment it seems that there are so many “may be’s”, “will do’s”; the seller can promise heaven on earth but there are no figures available that are essential before you buy.
Perhaps not a good idea to sign anything before there are figures and facts on paper and you are happy with the actual net income and conditions.Celivia
[laughing]
Celivia
