Hi Carmen,

I looked at these retirement units abot 18-24 months ago but lenders find these units very risky.
I think that most people must be paying for these units from a LOC, or come up with at least a 40% deposit.

Also, it concernes me that lenders find these units risky because it might mean that they probably won’t let you use this unit as…[Read more]

Hi Flavs,
I won’t call myself a Dubbo expert but I do have an IP in Dubbo South.

We drove to Dubbo and had a good look around the areas and I have to agree with pasandbec that out of those streets, Bishop street would be the best option.

All the other streets you mention are situated in the furthest NW corner closest to the airport. After…[Read more]

I have seen the acronym (if it is one) SS somewhere, anyone know what that stands for?
I can think of 9Things it could stand for, but I better keep that to myself hehe.
Any guesses? I have no clue gggr.
Check it out.

Celivia

Bunnings is not really specialised in timbers- you’re better off going to Harrison or Mitre 10- a store that specialises in timbers. Yarrah is not that easy to get as it is a hardwood and is normally not in stock at hardware stores.

Celivia

S^?

Sorry C@34- BYK= before you know.

Celivia

WOW Calvin, ya sure know what I am talking about better than I do myself hehe. I was wondering what I had just written- LOL.
Oh BTW, BFYK= before you know, sorry FWIW for FUBAR- should be BYK.
TTFN

Celivia

PMFJI, but IWFM because IIRC, FYI AFAIK a while ago this topic came up and ISTM, FWIW, that all these acronyms are IMHO not APITA at all but a lot of ROFLOL and I say this SFTH: RTFM WRT you- and BFYK you’ll soon say, (instead of WTF) OIC; IOW IWFM and you’ll be able to B&T without FUD, AAMOF!
BTW, IAE, this was all TIC.
TTFN
WEG
[biggrin]
[baaa]

Settlement of our property was on the 19/11, too, last year, then was delayed a week on the vendor’s request. It needed some work such as painting as well.
We had about 5 applicants checking out the house while painting was in progress.

Tenants (who signed a year’s lease) moved into our property a few days before Christmas (I think the 21st) as…[Read more]

O dear, [blink] I have to admit I am not at all good at budgeting.

Or may be I am, may be I would be the bestest budgeter among the budgeters, but I’ll never find out because really, I have never tried budgeting.
Tooooo lazy! I can’t be bothered.

What’s worse, I don’t really care![whistle]
Is that bad?[blush2][evil4]

I just spend what I think…[Read more]

I wanna be able to waste as much time as I like, at any place I wanna waste it, and with anyone I wanna waste it with.

Celivia

Today he was not there so we all watched his video and another guy Joseph was coming in between.

Hehe PropertyGuru, I can’t help wondering whether Anthony Robbins was catching up on some sleep today! [sleepy2]

Celivia

And here’s the 2nd poem:

Computer Poem
A computer was something on TV
From a science fiction show of note
A window was something you hated to clean
And ram was the cousin of a goat.

Meg was the name of my girlfriend
And gig was a job for the nights
Now they all mean different things
And that really mega bytes.

An application was for…[Read more]

I have the impression that it’s some kind of pyramid thingie. You’ve got to drum up friends who like to save money and introduce them, or something. And you get commission.

Matt, I hope you’ll let us know how interesting the seminar was, once you’ve been.

Hehe once you’ve participated in a pyramid scheme you will probably NEVER (I hope I don’t…[Read more]

Oh but Jason, did you not know that these extra metres are hidden away in the store room?

Well the ad says “store room”, but really they are under-advertising it as it really is a modern media room. Or could be!
All you got to do is find the key, wait till the neighbours are away on holiday, and then move the wall back a little (or a lot) so you…[Read more]

All I found is this link:

http://www.thehomeloanclub.com.au/DesktopDefault.aspx?tabid=2388

Garth Rothwell is THLC’s Licensed Financial Planning and Investment Advisor. In less than 2 hours, Garth will reveal his secrets and proven strategies to show you how to Pay Off a Mortgage in the shortest possible time and pay the least amount of interest.…[Read more]

Yes, there are some flood zones!
If you ring the Forbes council, they can be very helpful in telling you whether the area you want to buy in is safe or not.

Celivia

That’s a shame, Sonja, that you weren’t able to go, but very understandable- family first.

If I had the opportunity to go to his seminar right now, I wouldn’t be able to go either- also because of family circumstances.

Celivia

Welcome, Di.
Last year or so I visited Forbes to look around, and the only building inspector we found who was licenced was Hilton E Ellis.
I will PM you his phone number now.
He does not do pest inspections, so I also give you the number of a pestinspector.
Hope this helps.

Celivia

HAHAHA yes you could say that. ))))

I hope that the person who will be reading this letter has curtains that can open wide- he will be needing a lot of bright light.

Celivia

Funnyyyyyyyyy Brenda!

This one is spot on!
Your reason for not staying in touch with friends is that they don’t have e-mail addresses.

Hehe I seldom write letters!
Today I needed to write someone a letter, and was appalled at my own handwriting!

Celivia