Since 2001 | Total Members: 161,633

calvin_thirty4

  • calvin_thirty4 replied to the topic window sills in the forum Help Needed! 21 years, 4 months ago

    Hi wayne,
    for those fancy types of edges they often use a Router. Different router bits give you different effects. Can be used on almost all wood finishes. When I grow up I’ll buy myself a router, too.

    Taking the wood to your local chippy might get you the desired effect. Yust take a sample along so they can see what you are trying to achieve.…[Read more]

  • calvin_thirty4 replied to the topic You crack me up ! in the forum Forum Frolic 21 years, 4 months ago

    Big C,
    you want to hurt my brain don’t you! I don’t think it’s had this much excersise since I left school!

    BYK=?

    Cheers

    C@34

  • calvin_thirty4 replied to the topic Leap-frog Strategy. Is this advisable? in the forum Finance 21 years, 4 months ago

    Thanx Steve,

    more food for thought!

    Cheers

    C@34

  • calvin_thirty4 replied to the topic You crack me up ! in the forum Forum Frolic 21 years, 4 months ago

    So what you are saying is:
    “Pardon me for jumping in, but it works for me because if I recall correctly, for your information as far as I know a while ago this topic came up and it seems to me, for what its worth, that all these acronyms are in my honest/humble opinion not a pain in the a..se at all but a lot of rolling on the floor laughing out…[Read more]

  • calvin_thirty4 replied to the topic Steve’s New Book IS NOW IN STOCK!!! in the forum General Property 21 years, 4 months ago

    Hi Brent,
    I have ordered the combo pack about 10 days ago. It hasn’t arrived as yet which might mean that you guys ran out of stock?! So then Would I be getting an autographed version or not?????

    Cheers

    C@34

  • calvin_thirty4 replied to the topic Leap-frog Strategy. Is this advisable? in the forum Finance 21 years, 4 months ago

    Hi Steven,

    In normal circumstances the offset is attached to the non-deductible portion of the loan, but in this case you may want to take advantage of your employer paying 80% of the interest on your PPR debt.

    would it not be in my best interes to still do it the normal way and pay off all the non-deductible interest despite my employers…[Read more]

  • calvin_thirty4 replied to the topic Cashflow from equity/Gurus please in the forum Creative Investing 21 years, 4 months ago

    Hi Greg,
    I would love to help you but this is soooooo far over my head and I can’t say as I’ve heard any-one else talk about this that you might be a pioneer at this stage! On one hand that’s whooping great! But on the other, you’re on your own unless you can catch up with the likes of Peter Spann himself.
    I want to congratulate you on paving the…[Read more]

  • calvin_thirty4 replied to the topic You crack me up ! in the forum Forum Frolic 21 years, 4 months ago

    Hi all,
    here is what has been posted earlier and should just boggle your mind![wacko]

    Acronyms

    Many of these acronyms pre-date the Web and come from the old days of bulletin boards and CompuServe.

    Here’s a list of ones commonly used on CompuServe (some more commonly than others):

    AAMOF – As a matter of fact
    AFAICT – As far as I can tell
    AFAIK…[Read more]

  • calvin_thirty4 replied to the topic Leap-frog Strategy. Is this advisable? in the forum Finance 21 years, 4 months ago

    Offset account (against PPOR receives all income) and electronic deposits and withdrawals maintain the comings and goings of the accounts and the various transactions. This helps us reduce our monthly non-deductible interest bill with the assistance of rental income received

    Derek, just to paraphrase: Our current mortgage is with ANZ Bank. An…[Read more]

  • calvin_thirty4 replied to the topic Painting IPs – houses in the forum General Property 21 years, 4 months ago

    Hi all,
    FYI:

    http://www.bozzle.com/pd_Spraying.html

    This might help those that want to renovate or repaint in the future as well.[grad]

    Cheers

    C@34

  • calvin_thirty4 replied to the topic Need a new bank in the forum No Subject 21 years, 4 months ago

    LOL

    That’s all I can say!!

    Cheers

    C@34

  • calvin_thirty4 replied to the topic Leap-frog Strategy. Is this advisable? in the forum Finance 21 years, 4 months ago

    Its the only reason I left my last employer!
    I used to work for a bus contracting company and helped the owner build his busines to twice its original size. I feel as though I own pert of it (even though I don’t). Made me feel good to know how much effect I can have on a business.
    BTW, the owner is doing very well financially and he is my mentor,…[Read more]

  • calvin_thirty4 replied to the topic Leap-frog Strategy. Is this advisable? in the forum Finance 21 years, 4 months ago

    Terryw,

    of corse you are correct! Minor glitch in the mental calculations. The numbers were taken from the vast depth of my mind (except the value of the PPOR and the Mortgage) and I tried to illustrate my thoughts.
    Not original, but I had to work them out none-the-less as I don’t recall any-one spelling them out like this before.
    I thank you for…[Read more]

  • calvin_thirty4 replied to the topic Leap-frog Strategy. Is this advisable? in the forum Finance 21 years, 4 months ago

    Thanx Steve,
    this offset account would entail me banking with one finacial institution, correct?
    Currently we bank with CBA (because they’ve been good to us) but, because of my employers Home Purchase Plan, the mortgage is with another Lender. It’s a bit messy, but our intent is to be here for 6 months and work on debt reduction to overcome the…[Read more]

  • calvin_thirty4 replied to the topic Peter Spann in the forum No Subject 21 years, 4 months ago

    I like how you described your life! That sounds very much where I’d like to be at! I will have to look into your books now just to see how you did what you did.

    Thank you for another stepping stone to my future freedom! Like Steve, you are helping me move forwards in realising that dream.

    All the best, and I look forward to your future…[Read more]

  • calvin_thirty4 replied to the topic Subdividing 23 ha into 1 ha blocks with other inve in the forum Value Adding 21 years, 4 months ago

    Thanx Greg,

    sounds like you are a person I should get to know (mentor wise). I have just started out actually buying, not just planning and trying, but there are areas in Perth I’d like to get into to do something similar to what you have proposed here on this post.

    Just something else, I was suffering from the illudion that you need to have a…[Read more]

  • calvin_thirty4 replied to the topic Port or Lions in the forum Forum Frolic 21 years, 4 months ago

    1905 Finals Series
    Wed 17 July, 2002
    Graeme Atkinson
    Collingwood, always a power, came back to top the home and away ladder in 1905 with fifteen wins and two losses, two and a half games ahead of Fitzroy (second) and six games ahead of Essendon (fourth). Carlton (third) recruited fantastically well – five of their new names were ‘Mallee’ Johnson,…[Read more]

  • calvin_thirty4 replied to the topic Subdividing 23 ha into 1 ha blocks with other inve in the forum Value Adding 21 years, 4 months ago

    Sorry Greg F,
    I only came accross your thread today. My father origianlly wanted to do something like this (WA) but it fell thru because he couldn’t raise the capital. I got excited when he started as I am for you, simply because it would have been the once in a life time deal for my dad and he would have had some substantial $$ behind him and my…[Read more]

  • calvin_thirty4 replied to the topic location, location, location in the forum No Subject 21 years, 4 months ago

    Wehhelll
    wot can I say?
    Smart …..gooood looking…….intelligent….. AND do the right thing!

    On ya Sandgropers, giver yerselfs a pat on the back!

    Just quietly Kay, I know what you mean about the other REI sites. I was most disapointed to find them, well, not up to what I’m used to. Before our recent purchase, mys wife and I had plans to buy…[Read more]

  • calvin_thirty4 replied to the topic location, location, location in the forum Help Needed! 21 years, 4 months ago

    That is fair Kay,

    The link to our REI site is very good in this instance because it gives you a map of the median prices and the relative suburbs.

    Cheers

    C@34

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