Steve,
when you asked about the personal messages, are you reffereing to the PM button on the bottom of each forumites post or the words that come up in green, linking to another advert?

Steve’s books, CD’s and seminars teach us about positive cashflow, wrappers and due dilligence.We find templates and calculators that prevent serious events and…[Read more]

Wow!

this is like a circular argument! Where is all the love gone?

Only thing I find anoying is personal attacks between forumites as they have nothing to do with investing and only serve to expose individuals prejudices and fears.
So many people here have experienced so many different things and are given the opportunity to share those with the…[Read more]

Good Post Groova!

My family have been searching for just such a person! Having lived in Europe for 10 years and having experienced the accountants over there – they are all proactive!

My understanding of a pro-active accountant is one that not only gets your receipts and looks back over the year claiming what-ever they can for you, but also…[Read more]

Spot on Mike,
Ms Oldchick (hehehe) get yourself educated on funky formulae like DSR (Debt Service Ratio), LVR (Loan to Value Ratio) as these are the calculations that banks use to assess your elegibility for loans and the amount of $$ you may be able to borrow.

In short DSR: is 35% (varies according to the different lenders) of your wage (for…[Read more]

Hi all,
awesome post/thread! MOther-in-law moved in the other week (yea, I know, I know. But we get on well!) and it has happened at a most opportune time. My wife’s employment has finished (and she is currently enjoying a little time off before she will go back to work), Nanna is currently getting her bus license and will then be working…[Read more]

Hehehe, two separate occasions spring to mind straight away…
taking my nice shopping (because she had been exceptionally good – and it was a deal we made with her), she was about 3 yrs old. A woman dropped a bag of dog kibble and it exploded all over the floor. As she tried to reduce the problem one little and very,very loud “Ahhh-maaahhh’ was…[Read more]

Hahaha,
as a relief day care assistant, I used to hang a sign on the door of my room (usually the schoolies – they are bigger than my feet!) – “Any children left behind after 6 O’Clock will be sold into slavery” . At first I thought I’d get kicked in the butt, but the parents all had a laugh and nobody was ever late when I was at work (it helps if…[Read more]

Ouch….. all that Legalese! Hurt my brain!MAkes you wonder if Trusts and Pty Ltds are worth all the trouble?

Cheers

C@34

Bazzer,
just a note, one that has been covered extensively on these forums, is that a Financial Planner is NOT looking into ALL options available. Most are paid by an institution to sell you their products! That is their management fees, shares/property portfolios, etc. So you don’t ever actually own anything yourself. If that is the way you wish…[Read more]

Interesting Terryw,
but how do you put that into the Trusts wording?

Cheers

C@34

Hi Waulok,
try reading the following thread for some ideas:
https://www.propertyinvesting.com/forum/topic/14076.html
there are as many different options to the investing (dare I say it) ‘game’ that you really need to look back thru the posts and see what you can identify with! I know I did and as you procede on your journey of investments, your…[Read more]

I’ll have a go,
would it not depend on the Town ‘X’?! X may be in a location that will benefit from greater CG in the next few years. Naming only the upperclass suburb makes it hard to properly evaluate the differences, don’t you think. Even if this discussion is meant to be hypothetical.

Cheers

C@34

Perhaps that would be a greatr thing to put on an opening screen! Once logged on……

Cheers

C@34

Hi Redwing,
isn’t that what Derek is a part of?
I haven’t ventured into that arena as yet, as I’m still working on learning and saving for IP#1. Although I have a plan, I require the assistance of my father for the quick finance for the deposit and closing costs.
Are you part of it (the club) and what are your views?

Cheers

C@34

Hi Chris 82,
another possibility is to form ‘partnership’. He (your unkle) puts in the $450K and together you fill in a joint loan application for the building (ie: a house and land package style set up with a $450K deposit). With all interested parties on the same documents in agreeance (with a written contract between yourselfves and your uncle)…[Read more]

Hi verral,
in WA I’d send an email to the Gov. Generals Office and do a search on the property address. It costs about $7.95 per title or $30 for a suburb. Don’t quote me on those prices!
These reports then detail the varying owners (since 1980 I think), sales price and house and land description. Most I have had are 98% accurate! Errors included…[Read more]

Touche (spelling?).

Points of view are good and can help discover problems on many levels, but I don’t like personally inflamatory expressions if they are’t necessary. This is not aimed at you personally, I mean that for all (myself included). Go back and search my posts and you will see that at times I have falling to thatbad practice as well. I…[Read more]

Wouldn’t it be nice if we answered each other without all the personal attacks?! As in:
“Marc 1, I totally disagree with you! Fraud is better than genocide..

we have a lot to answer for

Cheers

Cheers

C@34

I’ve said it once before, but now I’ll say it again!

TOUCHDOWN!

Cheers

C@34

Roeburne, aahhhhh…….
I wouldn’t go there! Population is not your standard Town mix. Trust me

Cheers

C@34