PropertyInvesting.com | bucko666 | Activity https://www.propertyinvesting.com/members/bucko666/activity/ Activity feed for bucko666. Wed, 15 Apr 2026 16:06:21 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 6bbb909186918f0dae2d1a4bda46f4be bucko666 replied to the topic Rate discount v Package Fee Refund in the forum Finance https://www.propertyinvesting.com/topic/4405203-rate-discount-v-package-fee-refund/page/2/#post-4658951 Thu, 24 Nov 2011 21:10:57 +0000 Thanks for all the info guys. As I said, I have no intention of moving (although the ANZ deal did have me thinking) it was more an exercise to see if I could squeeze any more discount out of Westpac.

Probably an hour and a half of my time all up and I’ve managed a 0.1% discount which will save me around $400 in the first year alone. Pretty…[Read more]

]]> 23ced36a2d4a9171d2fa3f45f32983b9 bucko666 replied to the topic Rate discount v Package Fee Refund in the forum Finance https://www.propertyinvesting.com/topic/4405203-rate-discount-v-package-fee-refund/#post-4658946 Thu, 24 Nov 2011 01:51:34 +0000 Alrighty, Westpac have increased to an offer of 0.9% discount and will get back to me later today or tomorrow.

Pretty happy with that.

]]> 098d481c434f2b29083c1c1d7046e359 bucko666 replied to the topic Rate discount v Package Fee Refund in the forum Finance https://www.propertyinvesting.com/topic/4405203-rate-discount-v-package-fee-refund/#post-4658945 Thu, 24 Nov 2011 01:34:09 +0000 Thanks guys.

This might be a bit of a silly question, but here goes;

A broker organised the original Westpac loan for me. Should I speak to him about changing ?? Or will his commission be reduced or cut by changing providers ??

I don’t mind if he organises the new loan for me If I do go with ANZ, but I want to be confident my interests are at…[Read more]

]]> 936867bfbf45c27340e6af4033b0b635 bucko666 replied to the topic Rate discount v Package Fee Refund in the forum Finance https://www.propertyinvesting.com/topic/4405203-rate-discount-v-package-fee-refund/#post-4658942 Thu, 24 Nov 2011 00:19:40 +0000 I’ve spoken to CBA, NAB and ANZ about what they can offer.

CBA and NAB were both 6.76%, however ANZ blew them out of the water and offered 6.65% (0.9% discount) and package fee of $395 waived in the first year.

Ill put that to Westpac today and see what they can do.

]]> 6d6bd6a21a13b1bca9ff6b9b22d5593d bucko666 replied to the topic Rate discount v Package Fee Refund in the forum Finance https://www.propertyinvesting.com/topic/4405203-rate-discount-v-package-fee-refund/#post-4658938 Thu, 17 Nov 2011 21:11:29 +0000 Thanks Jamie, I really don’t intend on switching but I want Westpac to think I will to get the best possible discount.

From what I’m hearing what they’ve offered is pretty good so I guess my original question still stands – should I go with the .05% or take the $395 and “have a great night out” as the guy said ?!?!

]]> 0e14dbf585fc4f462c9f480ada77834c bucko666 replied to the topic Rate discount v Package Fee Refund in the forum Finance https://www.propertyinvesting.com/topic/4405203-rate-discount-v-package-fee-refund/#post-4658936 Thu, 17 Nov 2011 18:58:53 +0000 I didn’t pay LMI due to having a guarantor.

Does this help my cause much?

I think I will ring CBA and see what they can offer. If its better, then I will use that in my negotiations

]]> 39de9edf48f90763a391ab4266540fff bucko666 replied to the topic Rate discount v Package Fee Refund in the forum Finance https://www.propertyinvesting.com/topic/4405203-rate-discount-v-package-fee-refund/#post-4658931 Thu, 17 Nov 2011 10:32:54 +0000 Westpac

Curious as to why you asked that Richard, are some banks easier to negotiate with than others ?

]]> f23ff31238729437d9a281838eb84617 bucko666 replied to the topic Paying back loan account v offset in the forum Thanks guys, that answers my https://www.propertyinvesting.com/topic/4404425-paying-back-loan-account-v-offset/#post-4653730 Thu, 11 Aug 2011 03:42:01 +0000 Thanks guys, that answers my question.

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