PropertyInvesting.com | brunowa | Activity https://www.propertyinvesting.com/members/brunowa/activity/ Activity feed for brunowa. Mon, 13 Apr 2026 05:15:03 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 4126a9bde7defb505a691eb83e0787bc brunowa replied to the topic Capital Gains Tax - My $60k Mistake?? in the forum Help Needed! https://www.propertyinvesting.com/topic/5002930-capital-gains-tax-my-60k-mistake/#post-5002962 Tue, 03 Mar 2015 10:53:13 +0000 Thanks all.

I’m still confused though. Based on the clause that Terry mentioned, does that mean I should only be paying CGT on that initial 3 months where there was a tenant from the lease rolled over from the previous owner? Even though it was rented out again after I had lived in it for a year?

]]> 7d694cfaf95a359821458696a6e87dce brunowa replied to the topic Capital Gains Tax - My $60k Mistake?? in the forum Help Needed! https://www.propertyinvesting.com/topic/5002930-capital-gains-tax-my-60k-mistake/#post-5002940 Tue, 03 Mar 2015 08:33:40 +0000 Hi Terry, thanks for reply.

Yes, my accountant said I can claim a partial exemption for the 1 year that I lived in it but that is it… I can’t claim the time I was over in London or afterwards. Whereas if I moved in straight away I would be 100% Capital Gains Tax Exempt for the full ownership period.

]]> 6bd0903c4be21eda62e6efbe87d9f0b4 brunowa started the topic Capital Gains Tax - My $60k Mistake?? in the forum Help Needed! https://www.propertyinvesting.com/topic/5002930-capital-gains-tax-my-60k-mistake/ Tue, 03 Mar 2015 06:09:01 +0000 Hi there,

I have a quick question about capital gains tax and the exemption you can get if you move out of your main residence (and rent it) and then sell it within 6 years.

In 2010, I was a first home-buyer and I bought a unit that already had tenants in it. They had 3 months left on the lease and I was living with my parents so I figured…[Read more]

]]> 21cf0fc1afeddfe12b6a1a5003d82a90 brunowa replied to the topic Calculating Gross/Net Margin of Investment Property in the forum Thanks Den, Appreciate your https://www.propertyinvesting.com/topic/4401920-calculating-grossnet-margin-of-investment-property/#post-4636402 Thu, 18 Nov 2010 11:48:49 +0000 Thanks Den,Appreciate your response. The vacancy rates and interest rates can be easily altered to identify different scenarios.. I was more hoping to get a feel for the methodology I am using in working out whether an investment is worthwhile and that my method of calculating the tax deductions and net position is correct.

]]> 209be4320c755022f3b1cc3957701776 brunowa replied to the topic Calculating Gross/Net Margin of Investment Property in the forum Help Needed! https://www.propertyinvesting.com/topic/4401920-calculating-grossnet-margin-of-investment-property/#post-4636398 Wed, 17 Nov 2010 21:10:29 +0000 Please explain? How do you exclude interest when interest repayments are one of the biggest factors in property? Similar to tax

]]> 5fd530bfed5e4ffbd3c3aa3c74f98abd brunowa replied to the topic Is it possible to increase the size of your current loan? in the forum Agreed Catalyst... I'm https://www.propertyinvesting.com/topic/4401908-is-it-possible-to-increase-the-size-of-your-current-loan/#post-4636325 Tue, 16 Nov 2010 21:03:56 +0000 Agreed Catalyst… I'm learning the expensive way!Richard, I am single and own the property in my name only.

]]> 5da346c919a3b25f484c1f1da1e39897 brunowa replied to the topic Is it possible to increase the size of your current loan? in the forum Finance https://www.propertyinvesting.com/topic/4401908-is-it-possible-to-increase-the-size-of-your-current-loan/#post-4636321 Tue, 16 Nov 2010 11:53:48 +0000 Damn that is quite annoying…The reason I asked the question is that my PPOR at the moment is the property where I have paid down loan to $300k, however I would like to buy a new PPORy to live in and then rent out my current PPOR. Is there a better method of doing this or is that extra $180k locked away in my current PPOR?

]]> 96edebc474cd7c99cfd7ec42320c1b17 brunowa replied to the topic Setting up my structure in the forum Help Needed! https://www.propertyinvesting.com/topic/4401781-setting-up-my-structure/#post-4635559 Sat, 06 Nov 2010 03:38:59 +0000 I see.. so putting away all my funds in my 100% offset is not ideal. With the 70k I have in the offset account this should all go straight into the loan on my PPOR, paying it off (leaving some $ for emergency/living funds ofcourse). Then when I need access to this, for eg share investments or deposit for IP, I apply for the LOC. Understand.

]]> 707a24451fc21f149f4225fb5a79b586 brunowa replied to the topic Setting up my structure in the forum Help Needed! https://www.propertyinvesting.com/topic/4401781-setting-up-my-structure/#post-4635557 Sat, 06 Nov 2010 00:44:05 +0000 Thanks Richard/Terry, great advice.. its things like this (tax benefits) which I am yet to fully understand so I appreciate the responses.In saying that, I should be able to use the equity in my PPOR (approximately $180k) to take out a LOC and use it for the deposit and acquisition costs of my first IP, and the interest paid on this LOC is tax d…[Read more]

]]> ccef39056005394875623145080df820 brunowa replied to the topic Renting vs Getting Paid Cash in the forum Help Needed! https://www.propertyinvesting.com/topic/4398042-renting-vs-getting-paid-cash/#post-4612776 Fri, 11 Dec 2009 07:00:18 +0000 Thanks…and how does it work if I do rent out one room in terms of tax deductions and capital gains? This is my plan.1) Live in property 6 months get FHOG.2) Then rent out one bedroom at $200 per week for 5 years3) After 5 years, rent out whole apartment and I'll buy another PPOR.Firslt, current repayments are $2000 and so at $200 rent per week…[Read more]

]]>