PropertyInvesting.com | Brizvegas | Activity https://www.propertyinvesting.com/members/brizvegas/activity/ Activity feed for Brizvegas. Sun, 12 Apr 2026 22:24:50 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 dd13e3ac1257078613e532e275c8ce9c Brizvegas replied to the topic Finance Structure in the forum Finance https://www.propertyinvesting.com/topic/4382054-finance-structure/#post-4528594 Fri, 09 Sep 2005 10:41:52 +0000 Hi
That would depend on the financier as each one has their own set of lending criteria. (I don’t see why not though – as long as you had the 20%+ deposit – anything less will be harder to get approved)
Personally I would go with a broker if you are going down the road of low doc loans as they specialise in the harder to come by loans.
On a major…[Read more]

]]> 3f3de46d4cf23a6d61d115e2cb2000d1 Brizvegas replied to the topic $40,000 in the forum Finance https://www.propertyinvesting.com/topic/4381955-40000/#post-4528017 Tue, 06 Sep 2005 11:37:51 +0000 If the deal is as sweet as it sounds then try private finance.

Sorry I can’t point you in any directs for that though.

Where there is a will there is a way!

]]> 198f4a3e8175a010e7b39cec38f80f2e Brizvegas replied to the topic Owner Builder finance in the forum No Subject https://www.propertyinvesting.com/topic/4382018-owner-builder-finance-3/#post-4528422 Tue, 06 Sep 2005 11:29:51 +0000 Some will factor in a 20% over run costs also.
This means that you will need to have the 20% deposit + another 20% in equity or deposit to allow for over runs.

Home must be completed within a 12 month time frame also othewise the loan can be crystalised (forced to convert to P&I and stop construction payments).
This can be a problem if you are…[Read more]

]]> c83f3a9b44f395a05a2e0f76b9a783fe Brizvegas replied to the topic First Home Buyer.... would like info in the forum Finance https://www.propertyinvesting.com/topic/4381918-first-home-buyer-would-like-info/#post-4527749 Tue, 06 Sep 2005 11:24:20 +0000 5 Brokers!
One in theory should be enough, 2 if in doubt but 5?

Talk to a Broker that is MIAA (http://www.miaa.com.au)certified and has done their training.
Alternatively speak to a Bank they should be able to give you the answers required.
But in saying that if you are not in the market they are probably fobbing you off as they know they are not…[Read more]

]]> f6e026ac8fb79483e86193489122a964 Brizvegas replied to the topic Finance Structure in the forum Finance https://www.propertyinvesting.com/topic/4382054-finance-structure/#post-4528590 Tue, 06 Sep 2005 11:14:58 +0000 Hi Natwayne

What ever you do do NOT build your car loan into your home loan.
Yes you can set up a home loan for the car but do not add it to your current facility.

Take a split facility. $X for the ppr ad $X for the car. You can still have home loan rates for the home loan that will pay out the car loan.
You will pay stamp duty again 0.4% and…[Read more]

]]> b1037af8e1d67d8071415b342762965a Brizvegas replied to the topic Finance for small properties in the forum Finance https://www.propertyinvesting.com/topic/4382067-finance-for-small-properties/#post-4528632 Tue, 06 Sep 2005 11:07:07 +0000 Hi Simon

I can only speak for a major Bank.
50m2 is usually the min required for a unit/apartment. This is to exclude the balcony.
The next issue is the mortgage insurance. There are only two in Australia. GE & PMI. Anything under 50m2 G.E. won’t touch.

You will find that there are a lot of Student accomodation units available, but getting a…[Read more]

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