PropertyInvesting.com | brisbane4069 | Activity https://www.propertyinvesting.com/members/brisbane4069/activity/ Activity feed for brisbane4069. Wed, 15 Apr 2026 11:15:01 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 89fce3e7cbe6599661ae632c253667bf brisbane4069 replied to the topic Theory of Serviceability - aaarggghhh! in the forum Finance https://www.propertyinvesting.com/topic/4403230-theory-of-serviceability-aaarggghhh/#post-4644766 Fri, 01 Apr 2011 08:07:07 +0000 The % used for rentals does vary between lenders, so it is a case of working the numbers. Also some lenders will not add a safety buffer on rate for servicing calculations, when you have 3 year fixed (may just be a portion) 

]]> 46b1c62f70e6465c4326fae2f214a47f brisbane4069 replied to the topic LVR question from 2nd to third property? in the forum Finance https://www.propertyinvesting.com/topic/4403137-lvr-question-from-2nd-to-third-property/#post-4644060 Wed, 30 Mar 2011 06:42:26 +0000 Hi Tristan,
LVR and debt servicing are mutually exclusive & you have to tick the boxes on both.

If you have currently $150k owing on $290k property AND you add another property worth $350k using an additional loan of say $360k your total borrowing is $510k on $640k total security = 79.7% Loan to Value Ratio. Yahooo, being under 80% means no…[Read more]

]]> 133aa15007c93b3264d27d400d101c3f brisbane4069 replied to the topic Sell first, buy first, coincide settlement dates or what? in the forum Finance https://www.propertyinvesting.com/topic/4403198-sell-first-buy-first-coincide-settlement-dates-or-what/#post-4644556 Wed, 30 Mar 2011 05:28:26 +0000 I would go with option (f) and combine the strategy in (a) if acceptable to the purchaser – assuming you have the income to service the debt. This is preferrable to bridging which places a stressful timeline on the process & may affect your judgement when it comes to the crunch. Also applicable rate is bound to be better

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