https://www.propertyinvesting.com/members/briangroup3000/activity/ Activity feed for briangroup3000. Mon, 13 Apr 2026 05:23:13 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 84f15b48898c5a5cedadd3ef40dd745d https://www.propertyinvesting.com/topic/4395750-mortgage-or-mortgage-free-and-which-mortgage-advisor/#post-4601151 Sun, 22 Mar 2009 22:42:27 +0000 but how much higher would the interest rate be (compared to a standard mortgage)?

]]> 438edb7062ab0f28b1aa8504668dbc6d https://www.propertyinvesting.com/topic/4395750-mortgage-or-mortgage-free-and-which-mortgage-advisor/#post-4601149 Sun, 22 Mar 2009 22:05:10 +0000 Hi Richard"Most of our customers are paying 5.05% with 100% offset on loans more than $250K."how much would the interest rate be for a similar loan amount with a standard mortgage that is not off-set? would the overall entry/exit fees be the same?

]]> 897c818a241ff578645f148e1e8112db https://www.propertyinvesting.com/topic/4395750-mortgage-or-mortgage-free-and-which-mortgage-advisor/#post-4601147 Sun, 22 Mar 2009 09:55:22 +0000 i've always thought an offset account was good in principle, but the interest rate on these accounts is higher than that of standard mortgages.How can you determine at which point the additional interest rate cost of the off-set account is compensated for by the benefits of the account?

]]> e46f10ce11f1f4ebbac4c28fee0d2458 https://www.propertyinvesting.com/topic/4395750-mortgage-or-mortgage-free-and-which-mortgage-advisor/#post-4601145 Sun, 22 Mar 2009 07:17:41 +0000 thanks for the info1. whats your opinion about  the finanical pros/cons of whether to buy a cheaper house without mortgage or a more expensive one with mortgage?my current thinking is that I would be fairly happy in a $1.5mill house without mortgage and no financial stress/risk – but alternatively I could buy something closer to my dream house…[Read more]

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