PropertyInvesting.com | Brett73 | Activity https://www.propertyinvesting.com/members/brett73/activity/ Activity feed for Brett73. Sun, 12 Apr 2026 13:54:40 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 df5d526602e4e4264725edfd8346c44b Brett73 replied to the topic Strategy / Planning in the forum Help Needed! https://www.propertyinvesting.com/topic/4406819-strategy-planning/#post-4671556 Mon, 11 Jun 2012 13:40:53 +0000 Have you read books by Margaret Lomas. If not then I suggest you start there. They cover the type of structure you are seeking.
Given your position I would also look at her company Destiny for a mentor role.
I have met with them and got a few ideas about strategy structure etc. And I am considering joining them in the future given the unbiased…[Read more]

]]> 5395b1026f94af6bd173ee562e8716f8 Brett73 replied to the topic How to release equity - without selling? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4404588-how-to-release-equity-without-selling/#post-4654868 Mon, 11 Jun 2012 11:42:23 +0000 Thanks Richard and Terry,

I have done the calcs based on my wife selling her share to me and the interest deductions would be about $10k per annum but cost $12k in stamp duty.Therefore would save money a little after 12 months.

I have not looked into a trust structure because my understanding is that losses cannot be claimed against personal…[Read more]

]]> e473007a4bfee4d49e1f5577d8236752 Brett73 replied to the topic How to release equity - without selling? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4404588-how-to-release-equity-without-selling/#post-4654865 Mon, 11 Jun 2012 08:49:22 +0000 Hi Terry,I am in a simliar position to Jo and I am wondering what you would suggest.My PPOR is valued at around $750k in the South West of WA and I have no debt attached to it. We own in joint namesI have 3 IP's all +ve geared that I financed at 100% ( around $2.3M total ) at the time of purchase, which have grown in value so I now have about 10-1…[Read more]

]]> 94ec56a12ff1ebc11c585f763b017a02 Brett73 replied to the topic What to do with $100k in the forum Help Needed! https://www.propertyinvesting.com/topic/4405350-what-to-do-with-100k/#post-4659945 Wed, 07 Dec 2011 02:42:27 +0000 The decsiion to expand your portfolio is a personal one that depends on your end goal.  If you can afford to expand your portfolio and have done your research then go ahead and purchase another IP.  However, if  your are still unsure then I would put the $100k into an offset account attached to one  or both negative geared properties in the mea…[Read more]

]]> 8a667b6ced5f187309b5525a9b6b055d Brett73 replied to the topic Negative Geared Properties = Negative Taxable Income = Family Assistance/Centrelink Problems in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405256-negative-geared-properties-negative-taxable-income-family-assistancecentrelink-problems/#post-4659306 Wed, 23 Nov 2011 05:09:57 +0000 Hi there,I had a simliar problem a few years back with properties that were held in joint names with my wife. Our salaries were below the FTB thresholds. However, when the negative gearing was added on to our incomes then it put us over the limit and we had to pay back thousands. I argued that it was not fair and that we were just trying to get…[Read more]

]]> 19009c623ec2b480e0ebcdc4c9401bb6 Brett73 replied to the topic Can Anyone Help Me With An Equation in the forum Adam, there are a number of https://www.propertyinvesting.com/topic/4405133-can-anyone-help-me-with-an-equation/#post-4658529 Fri, 11 Nov 2011 00:00:45 +0000 Adam,
there are a number of risks in property just like any investment. Rather than trying to develop just one equation I find it much more powerful to set up a spreadsheet with all the known variables eg. Int rate, occupancy rate, rent, projected growth etc.
This is allows me to model the outcomes for different scenarios ie what if interest rates…[Read more]

]]> 5f90b2dfb33afefe509c8a725424e381 Brett73 replied to the topic Family Trust Structure Question in the forum Help Needed! https://www.propertyinvesting.com/topic/4404458-family-trust-structure-question/#post-4653915 Tue, 08 Nov 2011 07:27:29 +0000 I have just re-read Steve's book " From 0 to 260+ properties in 7 years" and I am also interested in how I can use a trust structure ( with corporate trustee ) to increase my borrowing ability. Chapter 9 pg 144-146.  Steve states that the key is to " carry the investment  debt as a guarantor rather than in your own name".  If anyone can shed so…[Read more]

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