Total Members: 158,314

brahms

  • brahms replied to the topic Master Facility (MF) in the forum Finance 18 years, 1 month ago

    oohh, all i could think of was Mo Fo, My Funder or Male Friend ! oops that could have be a bit of a faux pas!

    well then fdb, if you already have an MF aka LOC then u simply draw down required funds and establish new loan to complete settlement.

    Its a pretty straightforward process, simply engage the services of a proficient mortgage broker to…[Read more]

  • brahms replied to the topic Master Facility (MF) in the forum Finance 18 years, 1 month ago

    i don’t understand a word of this, but the answer is yes, or no. I think…

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic Westpac – 85% – No LMI in the forum Finance 18 years, 2 months ago

    i recieved an email from wbc yesterday saying please ignore all previous emails re 85% no LMI – apparently it is not ready to go yet.

    surprising….NOT

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic Guru’s flock leaving the fold in the forum No Subject 18 years, 2 months ago

    gees redwing, its a july 2003 article produced by jenmans arch nemesis the real estate institute of (insert your state)

    lots more bad agent stories on the J site that on the RE’s – oh well someone has a vested interest maybe..

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic How Does Someone Like Me Get Finance? in the forum Finance 18 years, 2 months ago

    that article has limited relevance to this thread, as i read it anyway.

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic Unusual fence problem in the forum No Subject 18 years, 3 months ago

    hi carlin

    it seems to me you have done the most appropriate thing – if you wish feel free to remind the neighbours that you need an invoice prior to making payment – this will make you appear pro active in the matter.

    it also puts them on notice as such, no invoice, no payment. But, it says it in a nice way – which respects your relationship…[Read more]

  • brahms replied to the topic Geyer Group?? in the forum No Subject 18 years, 3 months ago

    from your last few words it seems you have already answered your own question – sounds like the usual play on emotions commonly spruiked by presenters specialising in “selling something”. let me know if i’m wrong.

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic DIY rental agreement in the forum Help Needed! 18 years, 3 months ago

    certainly for Qld you can downloand all the relevent forms 4 free – happy days drunkenguru

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic John T Reed in the forum Opinionated! 18 years, 3 months ago

    can’t read it – link appears to be shut down.

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic new layout in the forum General Property 18 years, 3 months ago

    GREAT IMPROVEMENT to the font etc…

    (unless of course the Christmas cheer has improved my eyesight – he he – highly unlikely.)

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic Who knows anything about Caveat Loans? in the forum Finance 18 years, 3 months ago

    totally agree with Simon – after all you are the one placing the caveat on the title.

    hard to see a real strenght in this when there could be a first or even a second mortgage in front of you.

    ultimately i think there is a reason WHY the offer is SO attractive – and, it doesn’t take rocket science – RISK.

    cheers

    brahms
    Purveyor of Fine…[Read more]

  • brahms replied to the topic are insurance companies fair dinkum ? in the forum Finance 18 years, 3 months ago

    the bold type tells you to read the policy.

    sorry, what people sign is cleary detailed in the text – end of story – hey, do you think the insurance companies ‘hot shot lawyers’ would have it any other way?

    tell today tonight – they will love it – guarenteed to fill another 30 minutes.

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker…[Read more]

  • brahms replied to the topic Who knows anything about Caveat Loans? in the forum Finance 18 years, 3 months ago

    pyramid, i guess the pitfall is that you will lose your money as the first mortgagee will take the cake in the event of a foreclosure. and by the way, i don’t think a caveat will allow you to cause a foreclosure – check with your lawyer, but i think the ground you stand on is krap.

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic Tenants Won’t Move Out in the forum Help Needed! 18 years, 3 months ago

    chris, this has never happenned to me, if i want vacant possession i get it.

    it is not that hard..ie. don’t settle until it is.

    horse may have bolted for you, but the question is still why?

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic what is a “broker” in the forum Finance 18 years, 4 months ago

    coffee…i’m always good for coffee.

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic Advice needed in the forum Help Needed! 18 years, 4 months ago

    $50k land/site value sounds suss, contaminated site? lead? subsidence area? old fuel station?

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic new layout in the forum General Property 18 years, 4 months ago

    font is small, and blends into background a bit too much.

    probably won’t win a schnitzel award this year sorry.

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic Why did you choose your avatar? in the forum Forum Frolic 18 years, 4 months ago

    Far Side…. who are these cheeky people?

    cheers

    brahms
    Purveyor of Fine Finances
    aka Mortgage Broker Brisbane

  • brahms replied to the topic Int rate too hi on existing loans? in the forum No Subject 18 years, 4 months ago

    hi giddo

    you could probably save about $2700 – 2800 a year in interest if you can reduce the rate by about 0.5%.

    how does this compare with the exit costs and entry costs of going to a new lender? at some stage there will be a break even point, pretty easy to work out and then you make what really is a commercial decision to proceed or…[Read more]

  • brahms replied to the topic Macquarie No-Doc in the forum Finance 18 years, 4 months ago

    Originally posted by kerrcorp:
    I need to get a decent size redraw for some deals that I want to put money into. I have recently been recommended the macquarie no-doc from a couple of brokers as I have great equity but terrible servicability.

    what do you mean ‘terrible serviceability’ – this doesn’t really fill me to the brim with confidence,…[Read more]

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