PropertyInvesting.com | Bob1 | Activity https://www.propertyinvesting.com/members/bob1/activity/ Activity feed for Bob1. Wed, 15 Apr 2026 11:20:49 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 c48982a624a846dbb9f1dc13c9d87284 Bob1 replied to the topic EOS property group - Karratha townhouses in the forum General Property https://www.propertyinvesting.com/topic/4405680-eos-property-group-karratha-townhouses/#post-4662433 Thu, 23 Feb 2012 13:08:31 +0000 Hi Derek,thank you – much appreciated.

]]> 29c0299a5fdc15fcee7a9b65039ba8ce Bob1 replied to the topic Setting up and getting started (accounting) in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405638-setting-up-and-getting-started-accounting/#post-4662150 Tue, 24 Jan 2012 01:57:04 +0000 Hi Terryw & Dan42,thank you for that.Still learning – but it's making more sense now.

]]> 2844afd1cce81550aebc49383289aa62 Bob1 replied to the topic Innovate real estate investments - any dealings? in the forum Hi, no - neither - no boxing https://www.propertyinvesting.com/topic/4405684-innovate-real-estate-investments-any-dealings/#post-4662441 Tue, 24 Jan 2012 00:43:00 +0000 Hi,no – neither – no boxing for me (Jack Dempsey)!  I've never used an investment forum before & didn't know the username would come up as 'Your name'- most of the sites I have used always have the username as my uni e-mail, generally when you try and register a common name it's normally been taken long ago – and Bob1 sounds better than c…[Read more]

]]> 3e8d3ad7f187de1554396a933147a438 Bob1 replied to the topic Setting up and getting started (accounting) in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405638-setting-up-and-getting-started-accounting/#post-4662146 Mon, 23 Jan 2012 00:39:51 +0000 sorry – I mean when the income from the sale flows to the individual, if the entire amount goes to one person (yourself or spouse) don't they get the 50% CGT discount?Thanks.

]]> d90ac402fc2169c1b0cb3f9b2b379afa Bob1 replied to the topic Setting up and getting started (accounting) in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405638-setting-up-and-getting-started-accounting/#post-4662144 Sun, 22 Jan 2012 22:50:37 +0000 Hi,hope you don't mind me joining the conversation, please correct me if I'm wrong, but don't you get the 50%CGT discount in the company as a trustee scenario if you channel the profits to an individual – such as yourself / spouse?Thanks.

]]> 08359b4f4e7296a98bcf986c81ed97c0 Bob1 replied to the topic Interest only if no debt on principle place of residence in the forum Finance https://www.propertyinvesting.com/topic/4405490-interest-only-if-no-debt-on-principle-place-of-residence/page/2/#post-4661145 Thu, 19 Jan 2012 01:27:48 +0000 Hi Nathan,Much appreciated.Thank you.J

]]> b56677a133bd02e9792afa083b37018d Bob1 replied to the topic Interest only if no debt on principle place of residence in the forum Finance https://www.propertyinvesting.com/topic/4405490-interest-only-if-no-debt-on-principle-place-of-residence/page/2/#post-4661143 Fri, 30 Dec 2011 01:41:27 +0000 Thanks Terry.Much appreciated.I will have to check it all out before I go ahead and purachase an IP !It's quite involved – certainly not as simple as it seems.Thanks again.

]]> 6a8d3f3c2b807917dd18f474169eb632 Bob1 replied to the topic Interest only if no debt on principle place of residence in the forum Finance https://www.propertyinvesting.com/topic/4405490-interest-only-if-no-debt-on-principle-place-of-residence/#post-4661141 Fri, 30 Dec 2011 01:07:01 +0000 Re. offset account – no, not borrow to place money into the offset, use current savings.After my research here I think it would be good to see him again and work through it as I think the LOC for deposits and then separate loans for IPs is a better setup – with offset accounts attached to each do you think?Terry – previously you wrote:If you have…[Read more]

]]> ed952326ad47822422374f6ff7c12ba0 Bob1 replied to the topic Interest only if no debt on principle place of residence in the forum Finance https://www.propertyinvesting.com/topic/4405490-interest-only-if-no-debt-on-principle-place-of-residence/#post-4661139 Fri, 30 Dec 2011 00:29:11 +0000 We didn't get that far, we've only seen him once.He suggested LOC with an offset account so that we can reduce the payment amount should my wage drop (I'm contemplating doing part-time study later), and as I am the only wage earner at this point in time, he said getting the LOC on the PPOR would be the easiest way to get the loan.However, I don't…[Read more]

]]> ac8ef14f38b8458336b528a2b27b91ce Bob1 replied to the topic Interest only if no debt on principle place of residence in the forum Finance https://www.propertyinvesting.com/topic/4405490-interest-only-if-no-debt-on-principle-place-of-residence/#post-4661137 Fri, 30 Dec 2011 00:02:56 +0000 Thanks Terry,yes, certainly not the PPOR – his reasoning was that if something happens the bank will come after your money anyway – no matter how the loan is set up –  sounds like the easy option but not good for further investing.Thanks.

]]> 53f80f5f9657d0c9a23c362e0e1dfbf3 Bob1 replied to the topic Interest only if no debt on principle place of residence in the forum Finance https://www.propertyinvesting.com/topic/4405490-interest-only-if-no-debt-on-principle-place-of-residence/#post-4661135 Thu, 29 Dec 2011 23:39:55 +0000 Thanks for the link.In light of this, I was contemplating purchasing first IP in personal name – not joint – for tax purposes as my income is taxable, taking the LOC on PPOR for the deposit, IO on IP with offset account on both LOC & IO.Then, for the second and subsequent IPs, putting in joint names as second income will increase in years to come,…[Read more]

]]> b2a38629be3eab5b6a5f347318791b94 Bob1 replied to the topic Interest only if no debt on principle place of residence in the forum Finance https://www.propertyinvesting.com/topic/4405490-interest-only-if-no-debt-on-principle-place-of-residence/#post-4661133 Thu, 29 Dec 2011 04:46:32 +0000 Thanks Richard.Much appreciated.

]]> b520e540f03b3dbffdf49afc009b41e7 Bob1 replied to the topic Interest only if no debt on principle place of residence in the forum Finance https://www.propertyinvesting.com/topic/4405490-interest-only-if-no-debt-on-principle-place-of-residence/#post-4661131 Thu, 29 Dec 2011 04:07:55 +0000 Shape wrote:
Also side note- Most of Nathan's purchases are under his personal name. Personal choice. Terry has already listed the benefits of a trust…and no it does not mean you can borrow more… Regards Michael

Thank you everyone for your help.Michael, whereabouts can I find this list please?Thank you.

]]> 37e2963908602456655d6d2682e86067 Bob1 replied to the topic Interest only if no debt on principle place of residence in the forum Finance https://www.propertyinvesting.com/topic/4405490-interest-only-if-no-debt-on-principle-place-of-residence/#post-4661124 Wed, 28 Dec 2011 23:44:18 +0000 Hi Catalyst,thank you for that.Also, I have read somewhere (so much info. out there) that it is a good idea not to use cash for a deposit, but instead to use a deposit bond, as it costs much less for this than paying the interest on the deposit.Is this the case please?Thank you.J

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