https://www.propertyinvesting.com/members/bluebird10/activity/ Activity feed for Bluebird10. Mon, 13 Apr 2026 13:08:32 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 6dfcf3600e3c5358692d2683c6e328e0 https://www.propertyinvesting.com/topic/4395665-house-strategies/#post-4600772 Sat, 14 Mar 2009 10:50:02 +0000 OK … this seems to be developing from a 'secured debt strategy' to 'no net asset'  topic =Mortgage 100% of my PPOR  (kept in my own name) to my trust … (therefore LVR = 100%=no net asset, & interest still able to be claimed)the trust 'borrows' the equity…the trust buys IP's…PPOR is protected against bankruptcy/being sued etcI can (…[Read more]

]]> 5c30304b49539158252f611e69f9c946 https://www.propertyinvesting.com/topic/4395665-house-strategies/#post-4600770 Fri, 13 Mar 2009 10:17:10 +0000 Yes, CGT (Capital Gains Tax) is exactly what I meant.  Thank you for picking that up. I thought it only possible to access a LVR at 95% max. (although I am only able to access an LVR at 60%=LoDoc).  So, it appears that a Secured Debt Strategy is the option of choice?

]]> da5e0e488a4b4034f0494a906f1582f4 https://www.propertyinvesting.com/topic/4395665-house-strategies/#post-4600766 Fri, 13 Mar 2009 00:28:28 +0000 …so hence a Secured Debt Strategy?  I am unable to transfer back into a trust, as the GST from the last trust would be triggered and I am unable to fund this.

]]> 18745066e25ae4f389347d481456f47c https://www.propertyinvesting.com/topic/4395665-house-strategies/#post-4600764 Thu, 12 Mar 2009 13:56:45 +0000 Thank you all for the input "I'd suggest leaving your PPOR in your own name, and set up a Discretionary Family Trust for your investment properties. "I have a discretionary trust, so the likelihood of being sued/bankrupt and therefore losing my house is less (using the above suggestion), compared to a Secured Debt Strategy.  Am I correct in…[Read more]

]]> b5fd2f74dd8f47ef848e0e6b8b309c92 https://www.propertyinvesting.com/topic/4395665-house-strategies/#post-4600756 Thu, 12 Mar 2009 03:55:45 +0000 Here's what my accountant has written yesterday … "Cross collaterizing  refers to putting two or more properties up as security for a "blanket loan", what the secured debt strategy seeks to do is to put an artificial debt against part of the party as a second mortgage whereby if the owner is sued the litigator cannot get the property as the…[Read more]

]]> 66d8c8671fbb460e851f7e62bfa882cc https://www.propertyinvesting.com/topic/4395610-secured-debtcross-collateralising/#post-4600478 Thu, 05 Mar 2009 13:02:00 +0000 Dear Richard, Thank you for your time and advice!!

]]> 2a75983e1b05ec5f8dc4668289c60589 https://www.propertyinvesting.com/topic/4395610-secured-debtcross-collateralising/#post-4600476 Thu, 05 Mar 2009 06:46:34 +0000 Dear Mr Taylor, Thank you for your reply.  I have another question that has come about from your response. My interpretation of  "…there is nothing to stop you keep the line of credit on your own PPOR total separate" is that I am able to create a property portfolio without structuring it within entities(?) by using my PPoR too?  If so, how do I…[Read more]

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