his stove has been blocked due to food and he has tried to open it to fix it.

Jerry is right – how did this happen, whatever it is? If he is the one using the stove, and food is blocking something, guess who might have made that happen?

Has he sent you pictures? How has he been using the stove?

Let me tell you of a young man who shared…[Read more]

Hi Yellina,

Can landlord refuse a new stove.

Yes, if the old stove was working and is not now, then replacement with another old (working) stove would be sufficient. The replacement wouldn’t have to be “new”.

But wait – have you had a repairman take a look? From your words, I could not understand just what might be “blocked and can’t open…[Read more]

Hi Yellina,

Can landlord refuse a new stove.

Yes, if the old stove was working and is not now, then replacement with another old (working) stove would be sufficient. The replacement wouldn’t have to be “new”.

But wait – have you had a repairman take a look? From your words, I could not understand just what might be “blocked and can’t open…[Read more]

Hi all,
As I don’t know/use QBE, others will need to answer this…

What I wondered is if perhaps cheaper offerings are cheaper for a reason? e.g. a Bank can offer a Basic Loan, or a Standard Loan. The Basic one is cheaper, but it offers far less options – it really is Basic, but enough for many people in most situations.

And then,…[Read more]

Yes, Colin,

Winston Churchill was one who came up with inspiring broadcasts (his Battle of Britain dissertation lives in my memory, even though I wasn’t alive when he made the broadcast).

He also had a sense of humour and an understanding that shone through in some of these sayings:-

• A lie gets halfway around the world before the truth h…[Read more]

One quote I have loved for many years, courtesy of Richard Bach (renowned author):-

Your conscience is the measure of the honesty of your selfishness. Listen to it carefully

I found this quote always gives me an “Aha!” moment – it seems almost evergreen, as though I should ponder it daily…. See, I do believe we need to be “self-ish”…[Read more]

One quote I have loved for many years, courtesy of Richard Bach (renowned author):-

Your conscience is the measure of the honesty of your selfishness. Listen to it carefully

I found this quote always gives me an “Aha!” moment – it seems almost evergreen, as though I should ponder it daily…. See, I do believe we need to be “self-ish” (i.e.…[Read more]

One quote I have loved for mmany years, courtesy of Richard Bach (renowned author):-

Your conscience is the measure of the honesty of your selfishness. Listen to it carefully

I found this quote always gives me an “Aha!” moment – it seems almost evergreen, as though I should ponder it daily…. See, I do believe we need to be “self-ish” (i.e.…[Read more]

Hi 5c1,

I had a quick look around – do a Search on Google for “Insurance Ombudsman” and you will likely be directed to “Financial Ombudsman Services”, perhaps in your State. But do start there.

The role of an Ombudsman is to work with you to help resolve issues where “David is struggling against Goliath”. I would think your situation…[Read more]

Hi 5c1,

Just as there are Mortgage Brokers, so there are Insurance Brokers. And, just as a Mortgage Broker learns a lot about the various restrictions/rules of the various lenders, I would expect that an Insurance Broker would likewise have a healthy knowledge of various Insurance Co’s restrictions/rules too.

Perhaps sound out some of…[Read more]

Hi 5c1,

Just as there are Mortgage Brokers, so there are Insurance Brokers. And, just as a Mortgage Broker learns a lot about the various restrictions/rules of the various lenders, I would expect that an Insurance Broker would likewise have a healthy knowledge of various Insurance Co’s restrictions/rules too.

Perhaps sound out some of…[Read more]

Hi 5c1,

Just as there are Mortgage Brokers, so there are Insurance Brokers. And, just as a Mortgage Broker learns a lot about the various restrictions/rules of the various lenders, I would expect that an Insurance Broker would likewise have a healthy knowledge of various Insurance Co’s restrictions/rules too.

Perhaps sound out some of…[Read more]

Hi 5c1,

As one who has never had a tenant doing that, can I ask just what actually happened to the house? Like, do they knock down walls to put pipes in, or flood the place leading to rot in the floor? Without your words today, I wouldn’t even have thought of growing cannabis as being “malicious damage”.

Can you help me understand more…[Read more]

Hi Dane,
Ethan’s comment “If your existing equity is only 10%, doubt you could use much of it, if at all” is good comment.

But if you want to know WHY that is so, do check out this post,
https://www.propertyinvesting.com/topic/4410491-the-big-picture-for-new-readers-especially/page/2/#post-5023105

and click the link within it to learn…[Read more]

Hi Dane,
Ethan’s comment “If your existing equity is only 10%, doubt you could use much of it, if at all” is good comment. But if you want to know WHY that is so, do check out this post, and click the link within it to learn even…[Read more]

To all members:-
A spammer was recently found to be approaching members in PM (Private Messages) and offering finance.

The recent spammer was posting under the name Santana, but is now Blocked. Should there be any repeat, don’t hesitate to advise us using the Report button, or even a PM to Admin if wanting to include more information. Be wary…[Read more]

Further to the previous post, a recent spammer was found to be approaching members in PM (Private Messages) and offering finance.

The recent spammer (who is now blocked) was posting under the name Santana. Should there be a repeat, don’t hesitate to advise us using the Report function, or even a PM to Admin if wanting to include more…[Read more]

That little list of yours covers most of “the usual suspects” – the other common one (if buying into an apartment block) would be Body Corp fees. But if buying “standalone properties”, it usually won’t come into the equation.

Benny

is it worth renovating property’s around 60-70k?

Not enough info to answer it straight up, except to say that others have done it, but surely it would depend on each individual case. As always, don’t over-capitalise – and, in some country towns, that might not be too hard to do.

But yeah – buy the problem, and sell the solution. Darryl s…[Read more]

Hi Mikey,
Such things certainly can work – go here for a quick look at one who did this just a few years ago. Some of the pictures can give “an idea” of just what Darryl did, but further down, there is a link to allow you to buy a back-copy of the Investing Magazine so you can read it all…[Read more]