PropertyInvesting.com | Bec | Activity https://www.propertyinvesting.com/members/beckyb/activity/ Activity feed for Bec. Wed, 15 Apr 2026 08:31:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 cde817c3d2c899dade7d5c324e59030e Bec replied to the topic Cross-collateralisation ever a good idea? in the forum Finance https://www.propertyinvesting.com/topic/5048020-cross-collaleralisation-ever-a-good-idea/#post-5048546 Tue, 13 Nov 2018 08:44:32 +0000 thanks guys – really appreciate your feedback :-)

]]> c71bf5011b8173de707069a6a5e28172 Bec replied to the topic Cross-collateralisation ever a good idea? in the forum Finance https://www.propertyinvesting.com/topic/5048020-cross-collaleralisation-ever-a-good-idea/#post-5048523 Sun, 11 Nov 2018 21:16:17 +0000 No Terry, I’m saying I don’t know how to determine who to trust

]]> fc7936dc42278a7940969a28371f3b90 Bec replied to the topic Cross-collateralisation ever a good idea? in the forum Finance https://www.propertyinvesting.com/topic/5048020-cross-collaleralisation-ever-a-good-idea/#post-5048520 Sun, 11 Nov 2018 09:05:22 +0000 Thanks for all your helpful input.

I have absolutely no faith in the broker but am now just proceeding with one refinance so as to avoid the $1000 penalty. (I went with the Australian Lending and Investment Center, which is clearly just a huge machine driven by maximizing profit, despite all the advertising hype about how they are dedicated to…[Read more]

]]> d46a9b1916f7246545165ace9a0cabfc Bec replied to the topic Cross-collateralisation ever a good idea? in the forum Finance https://www.propertyinvesting.com/topic/5048020-cross-collaleralisation-ever-a-good-idea/#post-5048043 Sun, 23 Sep 2018 21:43:00 +0000 Also, although the overall commission rate of 0.77 doesn’t change with bigger loans, the overall amount does if I proceed with two refinances instead of just one.
The other issue was he didn’t even mention the cba refi rebate and only requested it for me when I explicitly asked.

]]> 0697208fd09d6b777b840a034d7fa72a Bec replied to the topic Cross-collateralisation ever a good idea? in the forum Finance https://www.propertyinvesting.com/topic/5048020-cross-collaleralisation-ever-a-good-idea/#post-5048042 Sun, 23 Sep 2018 21:38:22 +0000 Thanks very much for the advice. I thought as much. The issue is he got me to sign a waiver that I have to pay $1000 if I don’t choose to proceed. Do people think I ha e a good case for the ombudsman given that the proposed structure is clearly not in my best interests? Thanks in advance

]]> df499b23278487fd28af9cea03460ddf Bec started the topic Cross-collateralisation ever a good idea? in the forum Finance https://www.propertyinvesting.com/topic/5048020-cross-collaleralisation-ever-a-good-idea/ Sat, 22 Sep 2018 23:33:06 +0000 I’ve enlisted a broker who is supposedly investment portfolio savvy but he’s suggested I refinance both my existing IP loans with a new purchase and LOC for fourth in a cross-securitised bundle with cba wealth package.
From what I’ve learned this seems like a bad idea and more likely motivated by commissions associated with bundling every…[Read more]

]]> b8501472fd22e6810f8d98d11eb0b3ba Bec started the topic Cross-collateralisation ever a good idea? in the forum Finance https://www.propertyinvesting.com/topic/5048020-cross-collaleralisation-ever-a-good-idea/ Sat, 22 Sep 2018 23:33:06 +0000 I’ve enlisted a broker who is supposedly investment portfolio savvy but he’s suggested I refinance both my existing IP loans with a new purchase and LOC for fourth is a cross-securitised bundle with cba wealth package.
From what I’ve learned this seems like a bad idea and more likely motivated by commissions assoscisted with bundling every…[Read more]

]]> 1276de37ea24aa28c211b1c89f6d9e1c Bec started the topic Cross-collaleralisation ever a good idea? in the forum Finance https://www.propertyinvesting.com/topic/5048020-cross-collaleralisation-ever-a-good-idea/ Sat, 22 Sep 2018 23:33:06 +0000 I’ve enlisted a broker who is supposedly investment portfolio savvy but he’s suggested I refinance both my existing IP loans with a new purchase and LOC for fourth is a cross-securitised bundle with cba wealth package.
From what I’ve learned this seems like a bad idea and more likely motivated by commissions assoscisted with bundling every…[Read more]

]]> a2c1abdae285688cb4a570e0898bb5c7 Bec became a registered member https://www.propertyinvesting.com/activity/p/375760/ Sat, 01 Sep 2018 21:19:32 +0000