I recently signed up to these people and are very happy with them so far.http://libertyestateagents.com.au/

Originally posted by Bob Dobelina:
PS What’s YOUR problem, buddy?

You lookin at me?

You lookin at me? Huh?

[biggrin]

lol.. Mr Bob Dobelina

Thanks Derek and Mobile Mortgage. [biggrin]

Edit: actually I just read your response properly and relised you answered my question above. So I will need to increase my current non deductable loan (principal and interest) by the amount I need to cover my car loan and renovations.

Thankyou mobile mortgage. I was told it was illegal to add extra expenses on my IO investment loan because I would be claiming tax benefits.
Is this true?

I think research is more important now that general property prices have slowed or fallen. 2 or 3 years ago you could have bought just about any in the eastern states and you would have made money.

Originally posted by APerry:
but they would be no better than those offerred by some of the people who contribute to this forum, such as Roy from GPS Network or Danny Smith from Wholesale Property Brokers.

Regards
Alistair

how do you know that? Have you dealt with these people?

hhmm ok.. from what I understand, I have a basic formula.
With negative gearing you are making a loss. This loss reduces your taxable income.
e.g income = 50K, IP loss = 10K. So you are taxed at income of 40K. So the difference between the tax income of 50K and income 40K I should get back from tax.
This is just a rough estimate, not including…[Read more]

this may affect where people purchase property. People might want to buy where they dont have to drive as much Eg. close to transport and CBD.

Originally posted by Mortgage Hunter:
You want someone who is a broker and an advisor? That is a pretty rare thing.

I have someone I know in Melbourne. I cannot post his details without his permission but by all means email me.

Cheers,

Simon Macks
Residential and Commercial Finance Broker

[email protected]
0425 228 985

Comments…[Read more]

Originally posted by GPSNetwork:
I do the whole country but I don’t recommend myself to people –

Cheers,

Simon Macks
Residential and Commercial Finance Broker

[email protected]
0425 228 985

Maybe you can start by speaking to Simon??

Roy H.
L.R.E.A., Dip FS (FP)
Guardian Property Specialists (GPS)
http://www.gpsnetwork.com.au

He told…[Read more]

Originally posted by GPSNetwork:
I’d say the are Finance brokers and if they are on this forum helping people for free, yep they have my thumbs up[thumbsupanim]

Where are you based?

Roy H.
L.R.E.A., Dip FS (FP)
Guardian Property Specialists (GPS)
http://www.gpsnetwork.com.au

Western Sydney. Blacktown area.

actually Im looking for the same thing but Im in Sydney. Are those bank financial advisors any good? [cap]

Thanks for all of your advice. Can you recommend an independant mortgage broker? Im based in Sydney.
Thanks

Im hoping to buy property while the market is down and sit on it for 5 to 10 years and hopefully get a decent profit.