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  • Hi Benny,

    I have money in offset against this, so the interest I am paying is already comparatively low. The issue is that when the interest only period finished, the payments kicked up to paying the principal back in 2/3 of the time. Lesson learnt.

    The way my current lender handle offset accounts on P&I loans is that the repayment does not…[Read more]

  • The property in question is a dual occupancy in Rockhampton (two houses, one block) and has been a good rental for some years now. The issue is that the IO period on my mortgage finished and my payments have risen, and I am at least $1000 per month out of pocket, not including maintenance, vacancies, etc.

    Rockhampton is at the very bottom of the…[Read more]

  • As an update to this thread, I ended up selling it for $460k after a cosmetic reno and staging it.

  • Hi Everyone,

    I have a property on the Central Coast of NSW, in a suburb which has seen good growth in recent times after some years of being flat. The tenants recently vacated and I am looking at options.

    It is an early 80’s era 3/1 brick and tile house on a slab which I purchased on 2011 for $300k. It is on a 900sqm block and in good structural…[Read more]

  • Daily Driver: 2007 Toyota Aurion. Got it from the auctions for a great price. Leased it over 4 years, salary sacrificed it and converted it to LPG. All told, very cheap to own and run.Pride and joy: 1978 Mercedes Benz 450SEL 6.9. Low k's, documented history and in very good condition. A rare car that will not depreciate in value.Fun Machine: 2004…[Read more]

  • Hi there.

    I’m new around these forums, and have been browsong around here for about an hour now. What a great bunch of like minded people, and what a great place for good information.

    Because I live near Maitland, this thread got my attention. Just wondering, what a “Cashflow Game” is ? Other than having a good time, I gather it’s about doing…[Read more]

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