Total Members: 158,532

Barbara

  • Barbara replied to the topic Help Need – place your vote re new company logo in the forum Heads Up! 17 years, 4 months ago

    Hi,

    Have to say I like number 1 best, followed closely by number 2.

    Number 3 & 4 I can take or leave.

  • Barbara replied to the topic Home loan structures in the forum Finance 17 years, 4 months ago

    karlm

    They didn’t go through a structure with me as yet, once I told them I might not be able to resist my spending on the credit card, they said they wouldn’t really be the company for me, as the whole structure of there product is taylored to using a LOC. So i told them i’d get back to them in a couple of months.

    From some comments i’ve…[Read more]

  • Barbara replied to the topic Loan Structuring in the forum Finance 17 years, 4 months ago

    Thanks Terryw,

    I was unaware of the affect this would have on the interest. You have saved me from a costly mistake. The 100% off set is sounding better and better.[inlove][inlove][inlove]

  • Barbara replied to the topic Loan Structuring in the forum Finance 17 years, 4 months ago

    TerryW,

    My situation is as follow,

    Currently renting. Have 2 investment properties with $200,000 equity. Just short of being CF+. Don’t have any debt apart from $8,000 on a credit card.

    Have been advised that a LOC is what I should get. If I used a 100% off set account and not a LOC would there be any difference in how quickly i paid off the…[Read more]

  • Barbara replied to the topic Home loan structures in the forum Finance 17 years, 4 months ago

    karlm63,

    I was quoted a fee on $2,970 for a Destiny System fee and $396 for a Analysis fee.

    As i wasn’t sure if I would be able to handle a LOC properly. I’ve gone away and am trying to live off my credit card as they recommend. I’m waiting till the end of March before going back to see them again.

    This type of loan makes sense to me as it…[Read more]

  • Barbara replied to the topic Buyers Agents in Brisbane in the forum Help Needed! 17 years, 4 months ago

    Hello,

    could someone explain more in regards to what a buying agent offers in way of services (obviously finds you a house but what research does he do).[blink]

    What would a rough figure be towards cost?[laughing]

    I’ve never though to use a buying agent!!!!! And wouldn’t have though to with out this post.[thumbsup2]

  • Barbara replied to the topic Loan Structuring in the forum No Subject 17 years, 4 months ago

    Hi

    I would also be interested in any response. About to buy my 3rd property, at the moment my loan is P & I, but am deciding whether to switch to LOC when purchase is made.

    Cheers

  • Barbara replied to the topic Home loan structures in the forum Finance 17 years, 4 months ago

    I’ve been to an initial meeting with Destiny Financial Solutions. I was impressed with the branch at Clayfield, Qld.

    Margaret makes all members undertake extensive training.

    My suggestion is to go to a branch in your area and talk to someone.

    I will becoming a member this year.

    Hope this helps…… Try the web site at http://www.destiny.net.au

  • Barbara replied to the topic KIYOSAKI BOARD GAMES in the forum Help Needed! 17 years, 4 months ago

    Hi,

    I also have 101. I think its great, but my family will no longer play with me. As I always win they accuse me of cheating. Can’t find any one willing to play.

  • Barbara replied to the topic INVESTMENT PROPERTY WITH GOOD RETURN in the forum No Subject 17 years, 4 months ago

    Dare to Dream,

    Could you please show me how you came up with those figures.

    thanks[inlove]

  • Barbara replied to the topic ASSET PROTECTION = BUY IP AS TRUSTS? in the forum No Subject 18 years, 1 month ago

    I have all her books, and think she’s great.

    That statement is very provocative.Think you need to add a bit more detail to prevent an outcry.[comp]

  • Barbara replied to the topic virtual kickstart in the forum Help Needed! 18 years, 2 months ago

    Thanks Mike,

    I have left things to late. But I’ve signed up for the next kick start and will wait for the next one to start.[suave3]

  • Barbara replied to the topic virtual kickstart in the forum Help Needed! 18 years, 2 months ago

    Could someone please tell me what the Virtual Kick Start is?[blink]

  • Barbara replied to the topic Setting a Budget in the forum Help Needed! 18 years, 2 months ago

    If you go to any bookstore you’ll find heaps of investment books, nearly everyone will have instructions on how to do a budget, just flick through a couple.

    Most will tell you to take a pen and paper with you everywhere for at least a month and record every penny you spend. Then go through previous bills and record approx the next time these…[Read more]

  • Barbara replied to the topic what is a good salary these days? in the forum No Subject 20 years, 8 months ago

    I plan to retire when I can earn 120,000 a year in passive income. I currently earn $38k a year (gross). 100K sounds like a lot of money to me. But as prevously meantioned its not what you earn its what you spend. I have simple tastes and 12,000 a month spending money will do my fine. But thats me, every person has different standards, so its…[Read more]

  • Barbara replied to the topic How old are you?? in the forum The Treasure Chest 20 years, 8 months ago

    Hi,[:D]

    I turned 32 last week. I bought my first IP when I was 27. Purchased my second early this year. Hope to have another soon. [:X]

  • Barbara replied to the topic How many you got? in the forum The Treasure Chest 20 years, 9 months ago

    Hi[:)]

    I’ve just found this site after reading Steven’s book which i bought Wednesday. I currently have 2 negatively geared properties. After reading his book, i won’t be buying another, a light bulb has gone off in my head. Wish i’d known about positive cash flow properties before. I had worked out that it would take me at least 15years to…[Read more]

  • Barbara replied to the topic EDestiny by Margaret Lomas in the forum The Treasure Chest 20 years, 9 months ago

    Hello,

    After reading the above comments, I have decided to wait before attending a meeting with the new office that has recently opened in Clayfield Qld, Is there anyone here who is a client, I would really like to hear your comments.

    Barb

Barbara

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