I agree, I also think if I sell one and use the proceedings to build the other it is also a good start that way i can start subdividing my second lot of property.thanks

Thanks for your answers, I can't use my husband as on paper he has no income. Although Serviceability is part of the issue, it is not the whole issue, I think as suggested I will talk to small lenders and see how I go, I have waited for 7 years, it's time to build and get in to the market. I did also speak to a few builders but they want to be s…[Read more]