Total Members: 156,265

arope99

  • I guess I should have asked in a more specific way.

    If we are going to buy a property, we would buy in the eastern or north eastern suburbs close to Adelaide city (Norwood, Maylands, Payneham, etc). Reasons are

    – easy for me to travel to/from work
    – close to city and shops
    – rental vacancies in those areas seems to be low

    Is it a good time to…[Read more]

  • We’ve just done a spreadsheet comparing these 2 options.

    OPTION 1

    Buy our 1st home for $300,000 (with 10% deposit, interest only with offset account, and put $2000 in the offset account each month). Stay there for 5 years, then rent it out. Take the money out of the offset account and use that as deposit to purchase a new bigger home.

    After 5…[Read more]

  • Thanks a lot for your opinions. We really appreciate it. It seems like buying a PPOR now with interest only + offset account seems to be the best way. We’ll start budgeting now and looking at properties/finance options.

    Any suggestion of the best home loan product with interest only + offset account. I’ve contacted a mortgage broker and he’s…[Read more]

arope99

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