HmmmFirst did it, with HECS debt in… -24. Took that out: 132. Now I've only been working full time for a year, I'm 24 and did a heap of tertiary study. I suspect that the HECS influence on the score is misleading due to the fact that I don't intend on paying that off outright. 'interest free' esentially. A useful tool nonetheless – good to see…[Read more]

Michael,Fortuitous timing! I have had my eye on the US as a positive cashflow paradise – not without it's pitfalls mind you. I am now following your blog with great interest – I firmly believe that there is a great opportunity – though as many have already stated, a number of hurdles to overcome. I would love to come along but, alas, I am in no…[Read more]