I’m not sure about other states but in NSW there are selective schools (public schools) where entrance is based upon scholastic achievements – that would be my first choice.

In any other situation I’d go private. The advantages a private education gives are numerous, and never underestimate the old boys network.

I went to private school and my…[Read more]

We have a few IP’s in Tas and after talking to agents last week, prices seem to be cooling/easing backwards a touch.

Guys – you missed the point of the article I think. It is top baby boomer population growth – not capital growth. The two do not go hand in hand. It is about people seeking a sea change lifestyle and the areas that top those lists.

It is not property (or price rise) based.

My other comments were tongue in cheek re-economics, hence the *WINK*

So these are the top places with baby boomer POPULATION growth potential which has not a lot to do with top capital growth places.

These are the places that will have their local economies hurt by all the oldies moving in and the kids moving out []

Can I ask why an off the plan unit rather than an existing house. I’m biased against units personally, but I think if you are buying because you expect a capital gain in 2 years, it might not be the best idea to buy a metropoliton high density unit.

I don’t think Brisbane is any better off than Melbourne or Sydney when it comes to over-supply.…[Read more]

It’s not a real solution but to lighten the negative cashflow how about filling in a form with the ATO for a variance on PAYG tax.

It means you give an estimate of what you will get back from your -ve geared property at the end of the FY and they reduce your weekly or fortnightly tax by the amount. It may help with cashflow in the short to…[Read more]

The Tigers a smokey!! Guys, no way. They are pretenders not contenders. Their gun recruit is a small forward – they can’t even deliver to their tall forward. Another year of heartache for Tiger fans.

It’s put up or shut up time for the Saints this year though – I’d expect them to crack the eight. But my (very biased) opinion is that the…[Read more]

My understanding is you can get it when building commences on your home. You can’t get it for land only though, or an investment.

A.

Leigh – I’m not sure, but Campbelltown (TAS) is pretty small, and too far from Launceston to have benefitted heavily from Tassie’s rising prices. I hear short term accomodation will be built on the land.

I have family that live in Ross and they are telling me that there is a waiting list for rentals down there though.

Not buying but we are selling in the next month as well as building.

100 is the average, so 119 is pretty good, never mind that you didn’t do it all [].

I like your logic Blackjack – I am going to crow about the 165 forever []

I’m having competitions with someone I sit near at work – top score has marginally improved to 34. I won’t tell you where I work or you may sell your shares []

I think the only drawback was that normal IQ test scores are also based on how long you take to complete the test. Since you had no control over the time, it may lower your score.

I scored 132 last night yet when I did a proper test I scored 165 – the highest possible was 140 last night.

Geez I’d have thought Melbear would be the least likely stalker and personal attacker. Very helpful individual.

Jaffa – hello pot, this is the kettle, you’re black.

Good point WayneL. You can’t expect higher income earners to subsidise the whole nation without some benefits for them. It leads to hiding income offshore or perhaps even investing in trust structures to minimise tax paid (that was a little naughty of me to bring up [][])

Hi Bear,

I was down there 2 weeks ago and it was bloody hot. How is the weather holding out?

We went through Campbelltown and I kept thinking about theis block of land approxd 3000sqm that had been on the market for months for $9,500. Should have whacked it on the credit card!

The tax rates are certainly a dis-incentive to earn more. Why should higher income earners contribute more income (above a certain threshold) than any other group. Maxing out at 30 would be far more palatable.

We are very highly taxed on income in Australia – there are some countries with higher rates, but not many. Even the US has a top rate…[Read more]

What do you mean from Iraq? Someone started using Polar Bear in capitals so I decided to change my name.

Pretty tricky huh []

I have the same issue – WinNT and IE5

The pay is the thrill of being a partially naked man-slave to Pinky.

Oh – and you have to do the housework and get Arty’s dinner ready.