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angela76

  • angela76 replied to the topic Cheap venetians in Sydney in the forum Value Adding 15 years, 7 months ago

    I wait until are on special at Spotlight usually 20-40% off (every month or two) and get them there they have a huge range of colours and sizes. 

  • angela76 replied to the topic Affordable Housing Rebate in the forum Creative Investing 15 years, 7 months ago

    I briefly looked into this and there are restrictions on the house ie new, disability assescibility and needs to be leased for long period of time) and needs to be leased to qualified people (minority groups, low income, disabled etc – similar to Homeswest I guess)  May be different in different states but looks like more trouble than worth for me.     

  • angela76 replied to the topic Selling Costs in WA in the forum Help Needed! 15 years, 8 months ago

    Hi AnrobelI know what you mean.  I had some land I was looking to sell in Success approx $250000 and spoke to several agents the differences were huge from $5500 to $12500.  If it was a property and they had to be there for home opens then it would be more reasonable but the differences are probably because most agents reduce % amount for blocks a…[Read more]

  • angela76 replied to the topic GE and other “cheap” lenders in the forum Finance 15 years, 8 months ago

    huge exit costs in first 5 years, some even around $12000 depending on what you are borrowing

  • angela76 replied to the topic $350k. Where to buy and What to buy in the forum Help Needed! 15 years, 8 months ago

    what about bibra lake or leeming? i hate coolbellup

  • angela76 replied to the topic Real Estate Agents in the forum General Property 15 years, 8 months ago

    What I have done a couple of times in the past was to get 3 valuations from real estate agents, then go with the middle valuation and both times this was right price, sold in good time and no need to lower price and achieved close to list price. 

  • angela76 replied to the topic Lodoc Rates up again in the forum Finance 15 years, 8 months ago

    Wow 12.59% and I thought 10.69% was bad!!

  • angela76 replied to the topic Lodoc Changes in the forum Finance 15 years, 8 months ago

    Hi guysIt was actually broker who recommended these loans.  At the time there wasn't much difference in rates and I we had not done our business most recent tax, so was quicker and much less paperwork.  I also didn't realise how much extra exit costs were.  IP is with AIMS and PPOR  is with Macquarie.  I think we are going to wait until cons…[Read more]

  • angela76 replied to the topic Lodoc Changes in the forum Finance 15 years, 8 months ago

    I would like to get out of these loans but exit rates are huge! One is 5000 and the other is 12000 I owe 775000 in total and value is approx 1 200000.  I am also worried that same thing will happen and these rates will also rise.  I probably wouldnt qualify for fully verified? income approx 160000 pa and no rental income yet as one house still u…[Read more]

  • angela76 replied to the topic Houseing Affordability Scheme in the forum General Property 15 years, 8 months ago

    I have heard about it, so know it is out there but unfortunately don't know too many of the details.  I would try the tax department though cause I'm pretty sure it is a $6000 tax deduction. Angela  

  • angela76 replied to the topic Lodoc Changes in the forum Finance 15 years, 9 months ago

    Hi RichardI have a couple of these low doc loans.  One for my residental dwelling and one on my investment property.  At the time I got these it wasnt really much more for the low doc but now one of my loans is nearly 10.5% and the IP construction loan is nearly 10%.  Luckily we can afford the increases but it has made quite a difference to repa…[Read more]

angela76

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