if our biggest assest becomes our jobs I geuss I’m f#$#%# as I have no uni education, oh well ‘Such As Life’. I’m just going to do what works now and if times change then I’ll do what works then.

In response to femaleage20, if you read Robert Kyosakis book (? spelling) ‘retire young retire rich’ you may realise that you don’t necessarily have to…[Read more]

Thanks Mini [smiling]

Hi Collie,

I tend to agree with Derek about the town being to small. I to come from a small town of 4500 people (not as small as yours)and have looked at many properties for sale. Most of them are absolute rubbish needing restumping and re-roofing, and they are way overpriced. Rental has also declined.

We decided to look closer to the coast and…[Read more]

On the topic of offers, my partner and I recently made offers on 2 properties. Rather than accepting a verbal offer, the agent/s wanted to sign us up on a contract before settling on a price with the vendor. They said it is better to have a signed contract to show the vendor as it proves that you are serious about purchasing, and therefore puts…[Read more]

Hmmmm,

Thanks guys. Excellent points.

Get rostered on to work Christmas Eve, Christms Day, Boxing Day, New Years Eve and New Years Day.

Merry Christmas,

Ian [angry2]

Hi Alistair,

Might take you up on that offer. I’m off to see the bank manager now. Will let you know.

Cheers,

Ian

Hi Terry,

Yes I have considered a higher LVR but I would rather avoid it.

Thanks Alistair,

I haven’t heard about that before so I shall give it a try with the bank manger this afternoon.

Thanks again,

Ian

It’s usually an area on a verandah that has been converted into a room. Not quite as big as a normal bedroom, but somewhere where the oldies can go for a lie down in the afternoon. Pretty common in QLD with the older houses.

Ian

Hi Brown,

If I recall in Steves second book, the 11 second solution doesn’t really cut it anymore and is just a guide. It is more how you invest not where – problem + solution = profit.

Good Luck,

Ian

Hi JRW,

Commission – 5% on the first $18 000 and 2.5% on the balance of the sale price (in QLD).

Ian [smiling]

Hi MH. CG I’m assumming means capital gains? If that is the case, it’s not spectacular at the moment, but if we get more rain things may improve as this is a central west QLD town that has a lot of sheep and cattle.

Do they really offer them for free?! WOW. Shall look into that.

Thanks Richmond. [exhappy]

Yes Res Wealth, a single bedroom cabin………why???

Thanks for your replies everyone.

The agent said that she has seen the plans but I haven’t specifically asked to have a look yet. Guess I had better requeast this before I go any further.

Thanks again,

Ian

I was told by a major bank in central west QLD that they wouldn’t loan me money.

They basically halved my wage as it was made up of overtime (which is a regular part of my job), higher pay from relieving duties (another regular part of my work), and isolation allowance and rental assistance. By the time they finished I was apparently only earning…[Read more]

Thanks G7,

That helps, so if she bought a house in her name then that would be O.K. Does anyone know what the value of the FHOG is in QLD?

Apart from all of the above read and re-read. Books like 0-130 properties in 3.5 years, rich dad poor dad’s retire young retire rich, Anita bell’s your investment property. There’s plenty of others. Good luck!

Thanks very much everyone for your input.

Truska, are you serious about those rates??!! [?]